{"title":"Insurance Products","description":"\u003cdiv class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eDiscover and compare top-rated insurance plans with ease at birddawg.net. Whether you’re searching for auto, home, health, life, or specialty insurance, our platform connects you with trusted providers and competitive quotes—all in one place. Shop, compare, and save on the coverage you need, with expert resources and support to guide your decision every step of the way. Secure your peace of mind today with the best insurance options tailored to your unique needs.\u003c\/div\u003e","products":[{"product_id":"usaa-auto-insurance","title":"USAA Auto Insurance","description":"\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading\"\u003eAuto INSURANCE\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading\"\u003eAuto coverage and award-winning service\u003c\/h2\u003e\n\u003cp class=\"banner-sub-info\"\u003eYou might be surprised how much you could save.\u003c\/p\u003e\n\u003ca href=\"https:\/\/www.usaa.com\/insurance\/pilot-state?bundlingIntent=auto\u0026amp;wa_ref=insurance_auto_main_banner_quote_button\" class=\"cta-btn secondary btn-large\" role=\"button\"\u003eGet an auto quote\u003c\/a\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/gas_pc_pas\/GyMemberAutoHistoryServlet?action=INIT\u0026amp;link_type=QuoteHistory\u0026amp;productId=pnc-auto-insurance\u0026amp;action=INIT\u0026amp;productId=pnc-auto-insurance\u0026amp;wa_ref=insurance_auto_main_banner_retrieve_quote_link\u0026amp;level2\" class=\"cta-link\"\u003e\u003cspan class=\"text-underline\"\u003eRetrieve a saved quote\u003cspan class=\"hiddenMessage\"\u003e for AUTO INSURANCE\u003c\/span\u003e\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"banner-img-wrap\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/happy-driver-desktop.jpg?cacheid=2630603690_p\" title=\"\" border=\"0\" class=\"banner-img\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat you get with our auto policy\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eWhether you need basic quality coverage or more peace of mind, you can customize your car insurance. And you'll get service that can help when you need it most.\u003c\/p\u003e\n\u003ch3 class=\"h4 mt-20\"\u003eTelematics driving programs\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eWe have two optional driving programs that may reward you for safe driving and low mileage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003ch2 class=\"section-heading text-left mt-100\"\u003eSave with one of our driving programs.\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eWhen you get a car insurance quote, you'll have the option to enroll in one of these app-based programs.\u003c\/p\u003e\n\u003cul class=\"card-pack two-pack\"\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-car-rental.svg?cacheid=3636508233_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eUSAA SafePilot®\u003c\/h3\u003e\n\u003cp class=\"body-copy mb-0\"\u003eBetter driving means bigger discounts. Find out how you can improve your driving with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/safedriving\" class=\"text-underline\"\u003eSafePilot\u003c\/a\u003e.\u003c\/p\u003e\n\u003cul class=\"bullet-list\"\u003e\n\u003cli\u003eUp to 10% at enrollment and up to 30% off your premium\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eat renewal for driving safely\u003c\/li\u003e\n\u003cli\u003eMobile driving app required for participating drivers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-car.svg?cacheid=1771813410_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eUSAA SafePilot Miles™\u003c\/h3\u003e\n\u003cp class=\"body-copy mb-0\"\u003eDriving less? Save more with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/vehicles\/auto\/safepilot-miles\/\" class=\"text-underline\"\u003eSafePilot Miles\u003c\/a\u003e.\u003c\/p\u003e\n\u003cul class=\"bullet-list\"\u003e\n\u003cli\u003eUp to 20% savings for lower mileage and an earned driving discount of up to 20% off your premium\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003efor driving safely\u003c\/li\u003e\n\u003cli\u003eMonthly rate adjusted based on mileage and other factors\u003c\/li\u003e\n\u003cli\u003eMobile driving app required for each driver\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv class=\"block-wrap\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/pilot-state?bundlingIntent=auto\u0026amp;wa_ref=insurance_auto_main_mid_1_quote_button\" class=\"cta-btn primary\"\u003eGet an auto quote\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout bg-gray\"\u003e\n\u003cdiv class=\"callout-icon\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-towTruck.svg?cacheid=108774898_p\" title=\"\" border=\"0\" class=\"callout-icon-image\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"callout-content\"\u003e\n\u003ch2 class=\"text-light-blue-1 h4\"\u003eNeed commercial auto insurance?\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eHave fleet vehicles or a personal car you use for business? Coverage is available through the USAA Insurance Agency.\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/business\/auto\" class=\"text-underline\"\u003eLearn about commercial auto insurance\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eOther ways to make your car insurance cheaper\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eYou don't have to sacrifice quality coverage and service to lower your premium. We can help with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/auto-insurance-discounts\" class=\"text-underline\"\u003eauto discounts and savings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eBundle and Save\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eSave up to 10% when you\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/ins_bundle_landing\" class=\"text-underline\"\u003ebundle auto and property policies\u003c\/a\u003e.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eMulti-Vehicle Discount\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eYou'll save automatically when you have two or more vehicles on a policy.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eGood Student Discount\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eGet a discount on your car insurance if your\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/good-student-discount\" class=\"text-underline\"\u003estudent driver maintains good grades\u003c\/a\u003e.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eStorage Discount\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eSave on your premium if you\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/advice-auto-smart-tips-for-long-term-vehicle-storage\" class=\"text-underline\"\u003eput your car in storage\u003c\/a\u003e.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eMilitary On-Base Discount\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eSave up to 15% on your auto premium when you\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/advice-insurance-storing-car-while-on-duty\" class=\"text-underline\"\u003egarage your car on base\u003c\/a\u003e.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhy choose USAA Auto Insurance\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack two-pack\"\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-priceTag2.svg?cacheid=2075226632_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eMembers Save\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eA survey showed that our members saved an average of $840 per year when they switched to USAA Auto Insurance.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e6\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-smartphone.svg?cacheid=3453404677_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eClaims Made Easier\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThe USAA Mobile App makes it easy to file and keep track of your\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/auto-insurance-claims\" class=\"text-underline\"\u003eauto claims\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"fifty-fifty reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/mobile-app-claims-page-desktop.jpg?cacheid=2842538205_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image desktop-only\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text single\"\u003e\n\u003ch2 class=\"h2\"\u003eManage your auto policy 24\/7 with the USAA Mobile App.\u003c\/h2\u003e\n\u003cul class=\"bullet-list body-copy\"\u003e\n\u003cli\u003eGet auto ID cards and proof of insurance.\u003c\/li\u003e\n\u003cli\u003eAdd vehicles and drivers.\u003c\/li\u003e\n\u003cli\u003eChange your coverage.\u003c\/li\u003e\n\u003cli\u003ePay your bill.\u003c\/li\u003e\n\u003cli\u003eRequest\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-claims-roadside-assistance\" class=\"text-underline\"\u003eroadside assistance\u003c\/a\u003e. \u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e7\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003eFile and manage claims.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ca href=\"https:\/\/www.usaa.com\/mobile-app\/\" class=\"cta-btn secondary btn-large pc-btn\" role=\"button\"\u003eLearn about our app\u003c\/a\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"section\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eHow coverage can meet your needs \u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e8\u003c\/sup\u003e\n\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eLooking for\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance_auto_coverage\" class=\"text-underline\"\u003efull coverage\u003c\/a\u003e? You may be surprised that full coverage doesn't exist as an option when buying car insurance. If a bank or lender refers to it, they usually mean the minimum liability required by your state plus comprehensive and collision coverage for physical damage.\u003c\/p\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003ch3 class=\"card-label text-left mt-0\"\u003eYou damage your car in an accident.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf you back into a pole or collide with another vehicle while driving, get the help you need with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/collision-auto-insurance\" class=\"text-underline\"\u003ecollision coverage\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003ch3 class=\"card-label text-left mt-0\"\u003eSomething else damages your car.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eSome things are out of your control. If your vehicle gets damaged from an incident like hitting an animal, fire or flooding, get help with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/comprehensive-auto-insurance\" class=\"text-underline\"\u003ecomprehensive coverage\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003ch3 class=\"card-label text-left mt-0\"\u003eSomeone files a claim against you.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf you hit and injure another driver, you could be responsible for their medical bills and property damage. Help protect your assets with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/liability-auto-insurance\" class=\"text-underline\"\u003eliability coverage\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003ch3 class=\"card-label text-left mt-0\"\u003eA driver with no insurance hits you.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf a driver damages your car or injures you and can't cover the expenses, you may benefit from having\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/uninsured-underinsured-auto\" class=\"text-underline\"\u003euninsured and underinsured motorist coverage\u003c\/a\u003e.\u003c\/p\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782005051622,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-auto-insurance-copy-1","title":"USAA Motorcycle Insurance","description":"\u003cdiv\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eMotorcycle insurance for the way you ride\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eMembers save up to 5% through our alliance with Progressive. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy1000-motorcycle-insurance-5percent-member-discount\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utils\/redirecting?ApplicationID=Progressive_MotorCycle\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a motorcycle quote\u003cbr\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e\u003ca class=\"rds-button__tertiary usaa-aem-button__tertiary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/progressive-retrieve-quote\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eRetrieve a saved quote\u003cspan\u003e \u003c\/span\u003e\u003csvg class=\"rds-icons__utility-icon rds-icons__icon\" data-initialized=\"\" aria-hidden=\"true\" viewbox=\"0 0 20 20\"\u003e\u003cpath d=\"M7.208 14.375q-.27-.271-.27-.625t.27-.625L10.333 10 7.208 6.875q-.27-.271-.27-.625t.27-.625q.271-.271.625-.271.355 0 .625.271l3.75 3.75q.146.146.209.302.062.156.062.323t-.062.323q-.063.156-.209.302l-3.75 3.75q-.27.271-.625.271-.354 0-.625-.271\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\u003c\/a\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/riding-motorcycle-by-the-lake-desert-open-road_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/riding-motorcycle-by-the-lake-desert-open-road_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/riding-motorcycle-by-the-lake-desert-open-road_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/riding-motorcycle-by-the-lake-desert-open-road_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/riding-motorcycle-by-the-lake-desert-open-road_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eRide with motorcycle coverage.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eMotorcycle insurance can help with expenses if you’re in an accident, you need roadside assistance or your bike gets stolen.\u003c\/p\u003e\n\u003cp\u003eMost states require liability coverage for you to register and ride your bike.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eExplore Foremost® for classic models, custom bikes and more.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cp class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--top-3 rds-layout--bottom-0\"\u003eWe added Foremost to help you find the best coverage for your lifestyle. The Foremost motorcycle program offers coverage for many types of motorcycles, including vintage motorcycles that are 20 years old or older and bikes with certain modifications.\u003cbr\u003e\u003cbr\u003eThese plans aren't available in all states.\u003c\/p\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca class=\"rds-button__secondary usaa-aem-button__secondary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/foremost\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a Foremost quote\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:800-977-8881\" data-allowed-timed-redirect=\"false\"\u003eCall 800-977-8881\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton class=\"rds-typography__text-link rds-layout--top-0 foremost-hours-btn\" data-open=\"foremost-popover-u5mf4cwck\" type=\"button\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-5 rds-layout__grid-column-md-4 rds-layout__grid-column-lg-3 callout-block-icon\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/shield-circle-checkmark-secondary.svg\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCoverage to keep you cruising\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eStandard coverage comes with all policies. Then you can add on extras to fit your needs.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-2\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-checkmark.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eStandard Coverage\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cul\u003e\n\u003cli\u003eBodily injury liability\u003c\/li\u003e\n\u003cli\u003eProperty damage liability\u003c\/li\u003e\n\u003cli\u003eGenuine manufacturer parts guarantee\u003c\/li\u003e\n\u003cli\u003eSmall claim forgiveness\u003c\/li\u003e\n\u003cli\u003eAccident forgiveness\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-circles-with-plus-signs.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eOptional Add-Ons\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cul\u003e\n\u003cli\u003eAccessories coverage\u003c\/li\u003e\n\u003cli\u003eCarry-on personal items\u003c\/li\u003e\n\u003cli\u003eComprehensive and collision coverage\u003c\/li\u003e\n\u003cli\u003eEnhanced injury protection\u003c\/li\u003e\n\u003cli\u003eMedical payments\u003c\/li\u003e\n\u003cli\u003eRoadside assistance and trip interruption coverage\u003c\/li\u003e\n\u003cli\u003eTotal loss coverage\u003c\/li\u003e\n\u003cli\u003eUninsured and underinsured motorist coverage\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/cruiser_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/cruiser_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/cruiser_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/cruiser_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003ePopular coverage for cruisers\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eComprehensive and collision help repair or replace your bike for covered losses.\u003c\/p\u003e\n\u003cp\u003eAdd these to your policy and you’ll automatically get $3,000 in accessories coverage. This helps cover the cost to replace upgrades, customizations, equipment and accessories.\u003c\/p\u003e\n\u003cp\u003eIf that amount isn’t enough, you can add more. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/touring_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/touring_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/touring_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/touring_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003ePopular coverage for tourings\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eComprehensive and collision help repair or replace your bike for covered losses.\u003c\/p\u003e\n\u003cp\u003eIf you find yourself disabled on the side of the road, roadside assistance can help tow your bike to the nearest repair shop. Add extra protection with trip interruption, which pays for food and lodging up to $500.\u003c\/p\u003e\n\u003cp\u003eYou can also get coverage for personal items like your phone, sunglasses and other gear. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/dirt-bike_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/dirt-bike_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/dirt-bike_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/dirt-bike_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003ePopular coverage for dirt bikes\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eCollision coverage can help repair or replace your bike in an accident, no matter who’s at fault.\u003c\/p\u003e\n\u003cp\u003eNeed extra protection for a bike that’s less than a year old? Total loss coverage can help cover the cost to replace your bike at full retail value, minus your deductible. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sports-bike_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sports-bike_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sports-bike_16-9.png.transform\/spotlightLarge\/image.png\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sports-bike_16-9.png.transform\/spotlightLarge\/image.png\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003ePopular coverage for sport bikes\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eWith standard coverage, you get protection for injuries to other riders and damages to other vehicles and property.\u003c\/p\u003e\n\u003cp\u003eGuard your finances even more with enhanced injury protection. This pays up to $250 every week for up to two years if you’re injured in a covered accident and can’t work.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/moped-alt_16_9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/moped-alt_16_9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/moped-alt_16_9.png.transform\/spotlightLarge\/image.png\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/moped-alt_16_9.png.transform\/spotlightLarge\/image.png\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003ePopular coverage for scooters and mopeds\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eStandard coverage can protect you from damage you may cause to other people’s property while driving.\u003c\/p\u003e\n\u003cp\u003eAdd protection for your moped or scooter with comprehensive and collision. You can also get coverage for personal items like your phone, sunglasses or other gear.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782006067430,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-atv-insurance-copy","title":"USAA RV Insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eRV insurance for the open road\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eMembers save 5% on coverage for most RVs through our alliance with Progressive. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy1000-motorcycle-insurance-5percent-member-discount\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utils\/redirecting?ApplicationID=Progressive_MotorHome\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet an RV quote\u003cbr\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e\u003ca class=\"rds-button__tertiary usaa-aem-button__tertiary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/progressive-motorhome-retrieve-quote\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eRetrieve a saved quote\u003cspan class=\"rds-globals__screen-reader\"\u003e for RV insurance\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e\u003csvg class=\"rds-icons__utility-icon rds-icons__icon\" data-initialized=\"\" aria-hidden=\"true\" viewbox=\"0 0 20 20\"\u003e\u003cpath d=\"M7.208 14.375q-.27-.271-.27-.625t.27-.625L10.333 10 7.208 6.875q-.27-.271-.27-.625t.27-.625q.271-.271.625-.271.355 0 .625.271l3.75 3.75q.146.146.209.302.062.156.062.323t-.062.323q-.063.156-.209.302l-3.75 3.75q-.27.271-.625.271-.354 0-.625-.271\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\u003c\/a\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-sitting-in-front-of-RV_21_9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-sitting-in-front-of-RV_21_9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-sitting-in-front-of-RV_4_3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-sitting-in-front-of-RV_4_3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-sitting-in-front-of-RV_4_3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat's RV insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eRV insurance is a lot like car insurance. Most states require a minimum amount of liability protection for motorhomes. For campers and travel trailers that you're pulling behind a car, liability extends from the auto policy of the towing vehicle.\u003c\/p\u003e\n\u003cp\u003eIf you're financing the RV, some lenders may require you to have comprehensive and collision coverage.\u003c\/p\u003e\n\u003cp\u003eWhether your RV is your primary residence or just for recreational use, you can customize a policy to fit your needs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eExplore full glass coverage and more with Foremost Insurance®.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cp class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--top-3 rds-layout--bottom-0\"\u003eWe added Foremost to help you find the best coverage for your lifestyle. The Foremost program offers coverage for RVs, including the windshield and the glass in your doors, windows, and lights. Plus, there's no deductible.\u003cbr\u003e\u003cbr\u003eThese plans aren't available in all states.\u003c\/p\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca class=\"rds-button__secondary usaa-aem-button__secondary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/foremost\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a Foremost quote\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:800-977-8881\" data-allowed-timed-redirect=\"false\"\u003eCall 800-977-8881\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton class=\"rds-typography__text-link rds-layout--top-0 foremost-hours-btn\" data-open=\"f4801257-9cec-4163-a5c3-b3441297e0d9\" type=\"button\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-5 rds-layout__grid-column-md-4 rds-layout__grid-column-lg-3 callout-block-icon\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/shield-circle-checkmark-secondary.svg\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/travel-trailer_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/travel-trailer_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/travel-trailer_16-9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/travel-trailer_16-9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eInsurance for travel trailers\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf you get comprehensive or collision coverage, you also get vacation liability coverage with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/vehicles\/travel-trailer\/\"\u003etravel trailer insurance\u003c\/a\u003e. This helps protect you if your property’s damaged or if someone gets hurt in or around your trailer.\u003c\/p\u003e\n\u003cp\u003eIf your trailer is less than one year old, consider adding total loss protection. You can also add personal effects coverage to help protect the stuff you keep inside your travel trailer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/motorhome_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/motorhome_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/motorhome_16-9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/motorhome_16-9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWays to cover your motorhome\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eRV insurance may cover damages and injuries if you cause an accident. You may also be able to add coverage to pay medical, hotel, transportation and windshield repair costs.\u003c\/p\u003e\n\u003cp\u003ePlus, get up to $99,000 in coverage for personal property in your motorhome. We cover luxurious Class A models, Class B campervans and Class C mini-motorhomes.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pop-up-camper_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pop-up-camper_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pop-up-camper_16-9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pop-up-camper_16-9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eInsuring a pop-up camper\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eOn top of comprehensive, collision and vacation liability coverage, you can also insure personal property inside your camper.\u003c\/p\u003e\n\u003cp\u003eAdd total loss replacement to campers less than one year old to replace your pop-up with the same model or later if it’s totaled.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/slide-on-camper_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/slide-on-camper_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/slide-on-camper_16-9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/slide-on-camper_16-9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCoverage for slide-on campers\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eWe offer standard coverage options like comprehensive, collision and vacation liability. You can also get total loss replacement coverage and personal property insurance.\u003c\/p\u003e\n\u003cp\u003eBecause you load these types of RVs onto the bed of a truck, we also provide roadside assistance for your slide-on camper and the vehicle towing it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/fifth-wheel-trailer_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/fifth-wheel-trailer_16-9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/fifth-wheel-trailer_16-9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/fifth-wheel-trailer_16-9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eInsurance for fifth-wheel trailers\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eYou can get comprehensive, collision, roadside assistance and vacation liability coverage.\u003c\/p\u003e\n\u003cp\u003eIf your fifth wheel is less than six-years old, consider adding Roof Protection Plus®. This helps repair or replace your roof if it malfunctions from wear and tear, or it damages other parts of your fifth-wheel trailer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/car-towing-RV-16_9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/car-towing-RV-16_9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/car-towing-RV-16_9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/car-towing-RV-16_9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy get a policy through the USAA Insurance Agency?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eOur agency has long-standing relationships with many insurance providers. We monitor those alliances to make sure they meet our standards of customer service and financial stability.\u003c\/p\u003e\n\u003cp\u003eWe've worked closely with Progressive for more than 30 years. You can get help from specially trained representatives who'll serve you at the level you expect by calling\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8008091925\"\u003e800-809-1925\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/camper-van-at-beach_16_9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/camper-van-at-beach_16_9a.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/camper-van-at-beach_16_9a.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/camper-van-at-beach_16_9a.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow much is RV insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eYou could pay less than $125 a year to insure a pop-up camper. Or choose a higher yearly payment to cover more expensive motorhomes. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy1700-rv-premium-cost\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-button__group--align-left rds-layout--bottom-0 rds-layout--top-4\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utils\/redirecting?ApplicationID=Progressive_MotorHome\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet an RV quote\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782007083238,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-rv-insurance-copy","title":"USAA Boat Insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eBoat insurance to help you stay afloat\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eMembers may get up to a 5% discount on coverage for most types of boats and personal watercraft. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy1000-motorcycle-insurance-5percent-member-discount\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-on-boat_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-on-boat_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-on-boat_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-on-boat_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/family-on-boat_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-select-navigate aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-select-navigate__illustration-group\"\u003e\n\u003cdiv class=\"aem-select-navigate__illustration-group-illustration\"\u003e\n\u003cdiv class=\"rds-illustrations__spotlight-illustration rds-illustrations--large-above-lg\" data-initialized=\"\"\u003e\n\u003csvg aria-hidden=\"true\" viewbox=\"0 0 176 176\" class=\"rds-illustrations__spotlight-background\"\u003e\u003ccircle cx=\"88\" cy=\"88\" r=\"78\"\u003e\u003c\/circle\u003e\u003c\/svg\u003e\u003csvg aria-hidden=\"true\" viewbox=\"0 0 176 176\" class=\"rds-illustrations__spotlight-stroke\"\u003e\u003cpath d=\"M88 14c40.87 0 74 33.13 74 74s-33.13 74-74 74-74-33.13-74-74 33.13-74 74-74m0 4c-38.66 0-70 31.34-70 70s31.34 70 70 70 70-31.34 70-70-31.34-70-70-70\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-spotlight-shield.svg\" class=\"rds-illustrations__spotlight-image\"\u003e\n\u003cdiv class=\"rds-illustrations__spotlight-badge\"\u003e\n\u003csvg aria-hidden=\"true\" viewbox=\"0 0 36 36\" class=\"rds-illustrations__spotlight-badge-background\"\u003e\u003cpath d=\"M18 36c9.941 0 18-8.059 18-18S27.941 0 18 0 0 8.059 0 18s8.059 18 18 18\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-spotlight-badge-checkmark.svg\" class=\"rds-illustrations__spotlight-badge-icon\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"aem-select-navigate__illustration-group-content\"\u003e\n\u003cdiv class=\"rds-typography__headline-1 rds-layout--top-0 rds-layout--bottom-3\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eGet a quote for your watercraft.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--top-0 rds-layout--bottom-4\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-form__field rds-layout--top-0 rds-layout__bottom-0\" data-initialized=\"\"\u003e\n\u003cdiv class=\"rds-form__field-header\"\u003e\u003clabel class=\"rds-form__label\" for=\"cVvzGOp-control\"\u003eWatercraft type\u003c\/label\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-form__field-control\"\u003e\n\u003cdiv class=\"rds-select__container\"\u003e\n\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003eFishing boat\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=MB\u0026amp;ApplicationID=Progressive_Boat\"\u003eMotorboat\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=MB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=MB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=MB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=MB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PW\u0026amp;ApplicationID=Progressive_Boat\"\u003ePersonal watercraft\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PW\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PW\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PW\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PW\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PT\u0026amp;ApplicationID=Progressive_Boat\"\u003ePontoon\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PT\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PT\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PT\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=PT\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=SB\u0026amp;ApplicationID=Progressive_Boat\"\u003eSailboat\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=SB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=SB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=SB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utils\/redirecting?sn_ref=SB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utilities\/forward\/insurance\/markel-boat\/\"\u003eYacht or specialty boat\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utilities\/forward\/insurance\/markel-boat\/\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utilities\/forward\/insurance\/markel-boat\/\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utilities\/forward\/insurance\/markel-boat\/\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\n\u003coption value=\"\/utilities\/forward\/insurance\/markel-boat\/\"\u003e\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect id=\"cVvzGOp-control\" name=\"selected\" class=\"rds-select\" aria-describedby=\"\" aria-invalid=\"false\" data-initialized=\"\" value=\"\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003e\u003c\/select\u003e\n\u003cdiv aria-hidden=\"true\" class=\"rds-select__selected\"\u003eFishing boat\u003c\/div\u003e\n\u003cdiv class=\"rds-select__chevron\"\u003e\u003csvg width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"\u003e\u003cpath d=\"M12 14.95q-.2 0-.375-.063-.175-.062-.325-.212L6.675 10.05q-.275-.275-.262-.688.012-.412.287-.687t.7-.275.7.275l3.9 3.9 3.925-3.925q.275-.275.688-.263t.687.288.275.7q0 .425-.275.7l-4.6 4.6q-.15.15-.325.212-.175.063-.375.063\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-sn  rds-button__group rds-layout--top-3 rds-layout--bottom-0\"\u003e\u003ca id=\"buttonIdd6c0de90-d2e6-46f5-bfba-e59b6e5dadff\" class=\"aem-select-navigate__select-button rds-button__primary usaa-aem-button__primary\" href=\"https:\/\/www.usaa.com\/utils\/redirecting?sn_ref=FB\u0026amp;ApplicationID=Progressive_Boat\"\u003eGet a quote\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-list aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"usaa-aem-feature-list rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-typography__headline-1 rds-layout--bottom-3\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eTypes of watercraft you can insure\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-list-listing  rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-6  usaa-aem-feature-list-listitem-one\"\u003e\n\u003cimg src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/2300181%20-%20checkmark.png\" alt=\"\" class=\"usaa-aem-feature-list-icon-list\"\u003e\n\u003ch3 class=\"rds-typography__headline-3 rds-layout--top-1 rds-layout--bottom-1 usaa-aem-feature-list-icon-dualhead\"\u003eBoats and personal watercraft\u003c\/h3\u003e\n\u003cul class=\"rds-layout__grid-column-12 rds-typography__list usaa-aem-feature-list-duallist\"\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eFishing boats\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eMotorboats\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003ePersonal watercraft like Jetskis® and Waverunners®\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003ePontoons\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eSailboats\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-6\"\u003e\n\u003cimg src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-clipboard-with-checklist.svg\" alt=\"\" class=\"usaa-aem-feature-list-icon-list\"\u003e\n\u003ch3 class=\"rds-typography__headline-3 rds-layout--top-1 rds-layout--bottom-1 usaa-aem-feature-list-icon-dualhead\"\u003eYachts and specialty boats\u003c\/h3\u003e\n\u003cul class=\"rds-layout__grid-column-12 rds-typography__list usaa-aem-feature-list-duallist\"\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eYachts\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eBoats longer than 26 feet\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eBoats valued over $150,000\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eBoats you live on for most of the year\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"list-item rds-typography__paragraph\"\u003e\n\u003cp\u003eCorporate or LLC-owned boats\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat you get with boat insurance\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eRelax and enjoy smooth sailing through our alliances with Progressive and Markel American Insurance Company.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-circles-with-plus-signs.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCustomized coverage\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eFrom protection for your boat and trailer to coverage for on-water towing and mechanical breakdowns, we have options to fit your needs. You can also get coverage for your stuff, like your skis, clothes, sunglasses and phone.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-shield.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFinancial protection\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eProtect yourself in the case of an accident. Get coverage for damages and injuries. Plus, it can help pay medical bills if an uninsured boater injures you.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/6026192_cash.png\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eAgreed upon value options\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThe value of your boat is decided when you purchase the policy. If you choose this option and there’s a covered total loss, you’ll receive the value listed on your policy.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  longform\n            rds-layout--top-6\n             rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"aem-text-block\"\u003e\n\u003cdiv class=\"\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003ch2\u003e\u003cspan class=\"rds-typography__headline-1\"\u003eCoverage that works for all kinds of boats\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eStandard coverage includes things like fuel spills, water sports, wreckage removal, and bodily injury and property damage liability. For even more protection, add other coverage options.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/man-on-fishing-boat_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/man-on-fishing-boat_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/man-on-fishing-boat_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/man-on-fishing-boat_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eFishing boats\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eRelax and focus on the big catch when you add protection for your fishing equipment. You can add full replacement coverage up to available limits for your fishing gear.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/couple-relaxing-on-boat_mirrored_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/couple-relaxing-on-boat_mirrored_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/couple-relaxing-on-boat_mirrored_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/couple-relaxing-on-boat_mirrored_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eMotorboats\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eBefore having fun on the water, be sure to check out one of our popular coverage options, on-water towing. It includes jump starts and fuel delivery.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/father-and-son-on-jet-ski-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/father-and-son-on-jet-ski-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/father-and-son-on-jet-ski-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/father-and-son-on-jet-ski-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003ePersonal watercraft\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eEnjoy the thrills with peace of mind. You can add medical coverage up to available limits, in case anyone gets injured on your ride.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pontoon-boat-at-dock_21-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pontoon-boat-at-dock_21-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pontoon-boat-at-dock_21-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pontoon-boat-at-dock_21-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003ePontoons\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eBefore you hit the water, explore one of our popular coverage options, on-water towing. It includes jump starts and fuel delivery.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sailboats_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sailboats_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sailboats_16_9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/sailboats_16_9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eSailboats\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eEnjoy smooth sailing. Check out some of our popular add-ons, partial loss and total loss coverage.\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003eMost partial losses will have no depreciation. If your sailboat can't be repaired after a covered incident and is considered a total loss, you'll receive the value listed on your policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/luxury-boat-yacht_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/luxury-boat-yacht_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/luxury-boat-yacht_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/luxury-boat-yacht_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eDo you have a unique boat or situation?\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eWe've teamed up with Markel American Insurance company to help you get the right coverage for your needs. You may want specialty coverage if you own:\u003cbr\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eA yacht or boat valued over $150,000.\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eA boat owned by a corporation or limited liability company, also called an LLC.\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eA boat that you live on for most of the year.\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-button__group--align-left rds-layout--bottom-0 rds-layout--top-4\"\u003e\u003ca class=\"rds-button__tertiary usaa-aem-button__tertiary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/markel-boat\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a specialty boat quote\u003cspan\u003e \u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782008328422,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-bike-insurance-copy","title":"USAA Classic and collector car Insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eClassic and collector car insurance helps protect your car’s value.\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eSave 5% on coverage for your classic cars, trucks and motorcycles through our alliance with American Collectors Insurance. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy1000-motorcycle-insurance-5percent-member-discount\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/classic-car-aci\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor classic car insurance\u003c\/span\u003e\u003cbr\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/senior-man-polishing-car_21_9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/senior-man-polishing-car_21_9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/senior-man-polishing-car_16_9.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/senior-man-polishing-car_16_9.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/senior-man-polishing-car_16_9.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat qualifies for classic and collector car insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eAntique, classic or collector cars definitions can vary. Classic and collector car insurance is for vehicles that are:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eDriven on a limited basis and only for pleasure.\u003c\/li\u003e\n\u003cli\u003eStored in an enclosed, locked garage.\u003c\/li\u003e\n\u003cli\u003eNot being used for racing, timed events or driver's education.\u003c\/li\u003e\n\u003cli\u003eRecognized for their collectible value.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eIf your prized vehicle is the main one you drive, consider getting a quote for\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/auto-insurance\"\u003eUSAA Auto Insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat do you get with this policy?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-car-with-burst-lines-in-diamond.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eAgreed-value coverage\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf your car is totaled, you’ll get the full insured value of your vehicle, minus the deductible. There's no depreciation.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-tire.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eMileage plan\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIn most states, you can customize your policy to match how much you drive each year. Mileage plan tiers are for 2,500, 5,000 or 7,500 miles.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-tools.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCoverage for restorations\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eMoney you put into restoring your vehicle can make it much more valuable. You’re covered for things like replacement parts that are hard to find.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  longform\n            rds-layout--top-6\n             rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"aem-text-block\"\u003e\n\u003cdiv class=\"\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003ch2\u003e\u003cspan class=\"rds-typography__headline-1\"\u003eTypes of vehicles it can cover\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eDefinitions of antique, classic or collector cars can differ, but here are some examples.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/vintage-red-mustang_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/vintage-red-mustang_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/vintage-red-mustang_16_9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/vintage-red-mustang_16_9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eAntique and classic vehicles\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cul\u003e\n\u003cli\u003eMuscle cars\u003c\/li\u003e\n\u003cli\u003eCustom cars and trucks\u003c\/li\u003e\n\u003cli\u003eVehicles undergoing restoration\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/black-hot-rod_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/black-hot-rod_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/black-hot-rod_16_9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/black-hot-rod_16_9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eModified vehicles\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cul\u003e\n\u003cli\u003eStreet rods\u003c\/li\u003e\n\u003cli\u003eHot rods\u003c\/li\u003e\n\u003cli\u003eRestomods\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-0\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/red-lamborghini_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/red-lamborghini_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/red-lamborghini_16_9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/red-lamborghini_16_9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eExotic cars\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cul\u003e\n\u003cli\u003eKit and replica cars\u003c\/li\u003e\n\u003cli\u003eStreet-legal, high-end luxury vehicles\u003c\/li\u003e\n\u003cli\u003eHigh-performance sports cars\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/military-jeep_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/military-jeep_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/military-jeep_16_9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/military-jeep_16_9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eOther qualifying vehicles\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cul\u003e\n\u003cli\u003eMilitary jeeps\u003c\/li\u003e\n\u003cli\u003eFarm tractors\u003c\/li\u003e\n\u003cli\u003eAntique and classic motorcycles\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eIs classic car insurance worth it? \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eClassic cars typically increase in value over time, so you should consider having an insurance policy that covers your car for its full worth.\u003c\/p\u003e\n\u003cp\u003eLet’s say you insured your 1965 Mustang with an agreed value of $30,000. Then it gets stolen. Classic car insurance would pay you $30,000 minus any deductible.\u003c\/p\u003e\n\u003cp\u003eYour car's agreed value is based on its condition, rarity and features — with no depreciation. With a standard auto policy, depreciation could reduce your payout by thousands of dollars.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/young-woman-driving-vintage-convertible_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/young-woman-driving-vintage-convertible_16_9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/young-woman-driving-vintage-convertible_16_9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/young-woman-driving-vintage-convertible_16_9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy choose insurance through the USAA Insurance Agency?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eFor more than 30 years, we've worked with American Collectors Insurance. They’re a leading provider of classic car and collectibles insurance.\u003cbr\u003e\u003cbr\u003eYou’ll get help from knowledgeable agents to find the coverage, pricing and service you need.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-button__group--align-left rds-layout--bottom-0 rds-layout--top-4\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/classic-car-aci\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor classic car insurance\u003c\/span\u003e\u003cbr\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow much coverage do you need?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eIt depends. You first need to know what your classic car is worth. You can get an estimate of its value by using one of these online\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-American-classic-car-values_redirect\"\u003eclassic car valuation tools\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eThe coverage experts at American Collectors Insurance can also help. To speak to a licensed agent, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8669199758\"\u003e866-919-9758\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782009344230,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-renters-insurance","title":"USAA Renters insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading\"\u003eRENTERS INSURANCE\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading\"\u003eRenters insurance covers you and your stuff.\u003c\/h2\u003e\n\u003cp class=\"banner-sub-info\"\u003eEnjoy more peace of mind for as little as 33 cents a day.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/pilot-state?bundlingIntent=renters\u0026amp;wa_ref=rn_quote_main_top\" class=\"cta-btn secondary\" role=\"button\"\u003eGet a quote\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/my\/renters-insurance-quote-start\" class=\"cta-link\"\u003e\u003cspan class=\"text-underline\"\u003eRetrieve a saved quote\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"banner-img-wrap\"\u003e\u003cimg class=\"banner-img custom-desktop-only\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/family-packing-boxes-outside.jpg?cacheid=1495303041_p\" alt=\"\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection\u003e\n\u003cdiv class=\"fifty-fifty\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-young-couple-unpacking-apartment.jpg?cacheid=2026024725_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image custom-desktop-only\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text\"\u003e\n\u003ch3 class=\"h2\"\u003eWhat's renters insurance?\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eRenters insurance protects you from two kinds of loss — property and liability. Property loss happens when your things get stolen or damaged by a covered event. Liability coverage helps when you're responsible for someone else's injury or damage to their property.\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003eWhether you're in an apartment, house, dorm or on a military base, renters insurance may help protect you from the unexpected. For some rentals, your landlord may require you to have a renters policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"cdo mm_dd\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header mb-0\"\u003e\n\u003cp class=\"text-left h6 text-dark-blue-active\"\u003eExplore Renters\u003c\/p\u003e\n\u003cform class=\"quote-form-wrap\" id=\"form-quote-select\" name=\"form-quote-select\"\u003e\n\u003cdiv class=\"usaa-select mm_mob\"\u003e\n\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Renters Insurance Coverage\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/renters-insurance-coverage\"\u003eRenters Insurance Coverage\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"First-Time Renters\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-first-time-apartment-renter\"\u003eFirst-Time Renters\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Military Renters\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-renters-active-military\"\u003eMilitary Renters\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Renters Discounts\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/renters-insurance-discounts\"\u003eRenters Discounts\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Electronics Coverage\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/electronics-coverage\"\u003eElectronics Coverage\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Service Academy Personal Property Insurance\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/service-academy-personal-property-insurance\"\u003eService Academy Personal Property Insurance\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Senior Military College Personal Property Insurance\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/senior-military-college-personal-property-insurance\"\u003eSenior Military College Personal Property Insurance\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" id=\"quote-select\" class=\"quote-select\"\u003e\u003c\/select\u003e\n\u003cdiv class=\"select-errors\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv aria-hidden=\"true\" class=\"usaa-focusRing\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"submit-btn-wrap\"\u003e\u003cbutton type=\"submit\" class=\"noModal cta-btn secondary\" aria-label=\"Select and continue to learn more\"\u003eContinue\u003c\/button\u003e\u003c\/div\u003e\n\u003c\/form\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"banner banner-decision bg-gray\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch2 class=\"banner-sub-heading text-cool-gray-shade-2\"\u003eAre you a landlord looking for landlord insurance?\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eWe offer USAA Rental Property Insurance, also known as landlord insurance. It provides liability coverage and helps pay to repair or rebuild your rental if it's damaged or destroyed by a covered loss.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-rental-home\" class=\"cta-btn secondary\" role=\"button\"\u003eGet landlord insurance\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section gray-back white-back\"\u003e\n\u003cdiv class=\"section-header ml-0 mb-30\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat does USAA Renters Insurance cover?\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-card-content fifty-fifty-list\"\u003e\n\u003cul class=\"check-list mr-50\"\u003e\n\u003cli\u003e\n\u003ch3 class=\"h5\"\u003eCovered\u003c\/h3\u003e\n\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eTheft and vandalism\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eSmoke, fire and lightning damage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eFlood and some other types of water damage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0 pr-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eLiability for a visitor's injury or property damage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eIdentity theft\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eMilitary gear and uniforms\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0 pr-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eEarthquake, building collapse and falling objects\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eExplosions and riot damage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eDamage from aircraft\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0 pr-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eAccidental tearing, cracking, burning or bulging\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eDamage from artificially generated electrical current\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003e\n\u003ch3 class=\"h5\"\u003eNot Covered\u003c\/h3\u003e\n\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-X mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eSome types of water damage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-X mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eBuilding and roof damage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-X mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eVehicle damage or theft\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-X mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYour roommate's stuff\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-X mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eDamage caused by pets or insects\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection\u003e\n\u003cdiv class=\"fifty-fifty reverse bg-gray\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg class=\"fifty-fifty-image custom-desktop-only\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/computer-and-cellphone.jpg?cacheid=1656847116_p\" alt=\"\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text\"\u003e\n\u003ch3 class=\"h2\"\u003eExtra electronics coverage\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\n\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eYour basic renters policy doesn't cover your electronics for some common accidents like drops, spills and lost items. But you can add this kind of coverage to your policy with a USAA Technology Coverage Endorsement. It costs as little as 14 cents a day\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e6\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eto help cover many of your devices for up to $10,000.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/electronics-coverage\" class=\"\"\u003e\u003cspan class=\"text-underline\"\u003eGet electronics coverage\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section gray-back white-back\"\u003e\n\u003cdiv class=\"section-header ml-0 mb-20\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eDo I really need renters insurance?\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eYou may need renters insurance if:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-card-content fifty-fifty-list\"\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou live in a dorm, on a base or rent a room.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou rent a house, condo, townhome or apartment.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYour landlord requires you to get renters insurance.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0 pr-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou need help with replacing stolen items.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou want to cover friends if they get hurt or their stuff is damaged in your home.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou travel a lot or keep stuff in storage.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou have expensive military uniforms that may get damaged.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou're moving from one rental to another.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou live in an area that has destructive weather like hail, tornadoes or hurricanes.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYou need help repairing or replacing items if your furniture is damaged.\u003c\/span\u003e\u003c\/li\u003e\n\u003cli class=\"pl-0\"\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\" aria-hidden=\"true\"\u003e\u003c\/span\u003eYour child is moving to their first apartment or dorm.\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWe support military members and young adults just starting out.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg class=\"fifty-fifty-image vertical-image custom-desktop-only\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/camo-bag.jpg?cacheid=3374793512_p\" alt=\"\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text custom-fifty-fifty\"\u003e\n\u003ch3 class=\"h5 text-core-blue mt-0\"\u003eActive-duty Military Renters\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eWe understand that you have unique insurance needs while serving your country. That's why USAA offers a policy with the military in mind. For example, we'll waive your deductible if your military equipment gets damaged or stolen. And if you live in military housing, you can save up to 28% on your renters policy.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e7\u003c\/sup\u003e\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-renters-active-military\" class=\"\"\u003e\u003cspan class=\"text-underline\"\u003eGet renters insurance for military members\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg class=\"fifty-fifty-image custom-desktop-only\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/man-holding-picture-frame.jpg?cacheid=4130434418_p\" alt=\"\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text custom-fifty-fifty\"\u003e\n\u003ch3 class=\"h5 text-core-blue mt-0\"\u003eFirst-time Renters\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eYoung adults moving away from home may have unique living situations. Renters insurance covers you as a first-time renter in a dorm, on base or in your first apartment. Help protect your finances and your stuff with USAA Renters Insurance.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-first-time-apartment-renter\" class=\"\"\u003e\u003cspan class=\"text-underline\"\u003eGet insurance for first-time renters\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782010261734,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-renters-insurance-copy","title":"USAA Homeowners Insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading\"\u003eHomeowners Insurance\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading\"\u003eRanked best customer experience\u003c\/h2\u003e\n\u003cp class=\"banner-sub-info\"\u003eLet us help protect your home with military-inspired determination.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003ca role=\"button\" href=\"https:\/\/www.usaa.com\/insurance\/pilot-state?bundlingIntent=homeowners\" class=\"cta-btn secondary on-dark\"\u003eGet a homeowners quote\u003c\/a\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/pchomeowner\/issue?flowState=reset\u0026amp;productId=pnc-insurance-homeowners-join\u0026amp;jump=jp_homeowners_ins\" class=\"cta-link\"\u003e\u003cspan class=\"text-underline\"\u003eRetrieve a saved quote\u003cspan class=\"hiddenMessage\"\u003e for homeowners insurance\u003c\/span\u003e\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"banner-img-wrap\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-homeowners-family-homecoming.jpg?cacheid=1582350916_p\" title=\"\" border=\"0\" class=\"banner-img desktop-only\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo mm_dd\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header mb-0\"\u003e\n\u003cp class=\"text-left h6 text-dark-blue-active\"\u003eExplore Homeowners\u003c\/p\u003e\n\u003cform class=\"quote-form-wrap\" id=\"form-quote-select\" name=\"form-quote-select\"\u003e\n\u003cdiv class=\"usaa-select mm_mob\"\u003e\n\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Home Insurance Coverage\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-coverage\"\u003eHome Insurance Coverage\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/hazard-insurance\"\u003eHazard Insurance\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Home Discounts\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/home-insurance-discounts\"\u003eHome Discounts\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Connected Home\" data-location=\"\/support\/insurance\/homeowners\/connected-home\"\u003eConnected Home\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Bundle\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/ins_bundle_landing\"\u003eBundle\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Electronics Coverage\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/electronics-coverage\"\u003eElectronics Coverage\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" class=\"quote-select\"\u003e\n\u003coption value=\"Home Loans\" data-location=\"https:\/\/www.usaa.com\/inet\/wc\/bank-real-estate-mortgage-loans\"\u003eHome Loans\u003c\/option\u003e\n\u003c\/select\u003e\u003cspan\u003e \u003c\/span\u003e\u003cselect title=\"Explore Homeowners Dropdown Menu\" id=\"quote-select\" class=\"quote-select\"\u003e\u003c\/select\u003e\n\u003cdiv class=\"select-errors\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv aria-hidden=\"true\" class=\"usaa-focusRing\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"md:mt-15 submit-btn-wrap\"\u003e\u003cbutton type=\"submit\" class=\"noModal cta-btn secondary\" aria-label=\"Select and continue to learn more\"\u003eContinue\u003c\/button\u003e\u003c\/div\u003e\n\u003c\/form\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header mb-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat's homeowners insurance?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eHomeowners insurance, also called home insurance, helps pay for damage to your home and the things you own when something happens that's covered by your policy. It also provides liability coverage that helps protect your finances if you're held responsible for someone else's injuries or property damage.\u003c\/p\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eHome insurance is for people who own and live in their house. If you're paying a mortgage, your lender likely requires\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/hazard-insurance\" class=\"text-underline\"\u003ehazard insurance\u003c\/a\u003e. That's part of a standard homeowners policy. If you own a home but rent it out to tenants, you'll need landlord insurance like\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-rental-home\" class=\"text-underline\"\u003eUSAA Rental Property Insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003ch3 class=\"h5 text-left\"\u003eHow much does homeowners insurance cost?\u003c\/h3\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eThe amount you pay for home insurance depends on many factors. The size and age of your home, its location, and the coverage amounts and deductibles you choose can all affect your premium. You may be able to lower your premium with our\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/home-insurance-discounts\" class=\"text-underline\"\u003ehomeowners insurance discounts\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray pb-0\"\u003e\n\u003cdiv class=\"section-header mb-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat does a homeowners policy cover?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section pt-30 bg-gray\"\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-hailstorm.svg?cacheid=2638522964_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eMost Weather-Related Damage\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eYou'll have to buy a separate policy if you need\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/flood-insurance\" class=\"text-underline\"\u003eflood insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-fraud.svg?cacheid=1884086499_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eTheft and Vandalism\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eOur standard homeowners policy also includes coverage for identity theft.\u003csup\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-leak.svg?cacheid=145182185_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eSome Water Damage and Mold\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eThis only includes water damage that's sudden and accidental.\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/advice-insurance-does-homeowners-insurance-cover-water-damage\" class=\"text-underline\"\u003eLearn more about water damage coverage\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header mb-10\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat does homeowners insurance help protect?\u003csup\u003e2\u003c\/sup\u003e\n\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eYou can tailor a USAA policy to your needs, so you get a balance of coverage and value. Some coverages are standard. Others you can add as needed, like earthquake\u003csup\u003e3\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand home sharing coverage.\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e\u003csup\u003e4\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eLearn more about\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-coverage\"\u003e\u003cu\u003ehome insurance coverage\u003c\/u\u003e\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-homeowners.svg?cacheid=407657474_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eDwelling and Other Structures\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eThis includes the house, permanently attached items and other structures like fences, driveways, detached garages and pools.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-furniture.svg?cacheid=3453387234_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003ePersonal Belongings\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eWe'll help pay to repair or replace items,\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e\u003csup\u003e5\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eincluding electronics, furniture and appliances. Add more protection with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-home-valuable-personal-property\" class=\"text-underline\"\u003eValuable Personal Property insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-groceries.svg?cacheid=475818010_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eLoss of Use\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf your home is unlivable after a covered loss, we'll cover your increase in living expenses. This includes the extra cost for a hotel and buying meals.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-insurancepolicy.svg?cacheid=3097458998_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003ePersonal Liability\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eThis generally provides coverage if you're responsible for someone's accidental injury or damage to their property.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"callout bg-light-blue-shade-1\"\u003e\n\u003cdiv class=\"callout-content\"\u003e\n\u003ch2 class=\"text-white h4\"\u003eHome insurance helps protect you, your home and your stuff.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"callout-cta\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/pilot-state?bundlingIntent=homeowners\" role=\"button\" class=\"cta-btn secondary text-core-blue-active-shade-1\"\u003eGet a homeowners quote\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"section-header\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat sets USAA apart?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eUSAA Homeowners Insurance ranks among the top home insurers for its customer experience. As a USAA member, you'll get quality coverage and exceptional service.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse bg-white\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image mt-2\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-homeowners-new-television.jpg?cacheid=2257109650_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image desktop-only-custom\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text bg-white\"\u003e\n\u003ch3 class=\"h5 text-dark-blue-active\"\u003eReplacement cost coverage is standard.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis covers your things at today's replacement cost with no depreciation.\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e\u003csup\u003e5\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eThat means, once you pay your deductible, if you have a covered claim your policy would pay you enough to buy a new TV, computer or other items if your old ones were stolen or damaged while covered.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder bg-white\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-homeowners-construction.jpg?cacheid=2542681714_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image desktop-only-custom\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text bg-white\"\u003e\n\u003ch3 class=\"h5 text-dark-blue-active\"\u003eGet more protection for more peace of mind.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eAdd USAA Home Protector coverage to get 25%\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e\u003csup\u003e6\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003emore toward rebuilding costs, debris removal and building ordinance or law requirements.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse bg-white\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-homeowners-online-billing.jpg?cacheid=3101622839_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image desktop-only-custom\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text bg-white\"\u003e\n\u003ch3 class=\"h5 text-dark-blue-active\"\u003eFind flexibility and an easy claims process.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eCustomize your coverage and adjust your payment due date to fit your needs. Quickly file and track claims online. We can also connect you with a network of trusted contractors for your repairs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder bg-white\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-homeowners-military-coverage.jpg?cacheid=3357755408_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image desktop-only-custom\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text bg-white\"\u003e\n\u003ch3 class=\"h5 text-dark-blue-active\"\u003eMilitary members get added benefits.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eWe'll cover uniforms with no deductible for active-duty members, even when they're deployed. You'll have coverage for military equipment, and we'll waive your deductible if your personal property is damaged or lost due to war.\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e\u003csup\u003e7\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text custom-fifty-fifty\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782047387878,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-homeowners-insurance-copy","title":"USAA Condo Insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"fifty-fifty ladder bg-white\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text bg-white\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading\"\u003econdo insurance\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading\"\u003eProtection beyond what your condo association covers\u003c\/h2\u003e\n\u003cdiv class=\"block-wrapper mt-20\"\u003e\u003ca role=\"button\" href=\"https:\/\/www.usaa.com\/inet\/pchomeowner\/issue\/entry?action=INITT\u0026amp;jump=jp_homeowners_ins\u0026amp;flowExecutionKey=e1s1\u0026amp;windowId=2\u0026amp;wa_ref=condo_quote_main\" class=\"cta-btn secondary on-dark\"\u003eGet a quote\u003cspan class=\"hiddenMessage\"\u003e for condo insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/pchomeowner\/issue?flowState=reset\u0026amp;jump=jp_homeowners_ins\u0026amp;productId=pnc-insurance-homeowners-join\u0026amp;flowState=reset\u0026amp;productId=pnc-insurance-homeowners-join\u0026amp;history\u0026amp;17\u0026amp;jump=jp_homeowners_ins\u0026amp;productId=pnc-insurance-homeowners\u0026amp;flowExecutionKey=e1s1\u0026amp;windowId=4\" class=\"cta-link\"\u003e\u003cspan class=\"text-underline\"\u003eRetrieve a saved quote\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"banner-img-wrap\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/pc-condos.png?cacheid=455312083_p\" title=\"\" border=\"0\" class=\"banner-img desktop-only\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"section custom-section-one-mobile\"\u003e\n\u003cdiv class=\"content-section\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat's condo insurance?\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eIt's a type of homeowners policy that's tailored for your condo or co-op. When you're looking to buy, most lenders will require you to have coverage. Condo insurance can cover things like personal liability, your belongings or the loss of use of your condo if you can't stay there after a covered loss. It usually won't protect the grounds, shared spaces and the outside structure of your condo. Those are often covered by your condo association's master policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section custom-section-two pb-30\"\u003e\n\u003cdiv class=\"content-section\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eTypes of master policies\u003c\/h2\u003e\n\u003cp class=\"body-copy custom-body-copy-two\"\u003eBefore you buy condo insurance, you'll want to find out which of the following master policies your condo association has. They're known by a few different names.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section pt-0\"\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-homeowners.svg?cacheid=407657474_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eBare Walls or Walls Out\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis covers the exterior of the building and any common areas like hallways, lobbies and recreational amenities.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-lock.svg?cacheid=1226619829_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eOriginal Specifications or Single Entity\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis helps protect everything a bare walls policy does but can extend to the interior of your unit, up to its original design. It won't cover any improvements you or any previous owners made.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-homeprotect.svg?cacheid=128480097_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eAll-In, All-Inclusive or Walls In\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis can cover the condo's exterior, common areas, the interior of your unit and property upgrades.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003csection class=\"section custom-section-two pb-30 bg-gray\"\u003e\n\u003cdiv class=\"content-section\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eHow condo insurance covers your property\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section pt-0 bg-gray\"\u003e\n\u003cul class=\"card-pack two-pack\"\u003e\n\u003cli class=\"card card-naked text-left custom-card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-furniture.svg?cacheid=3453387234_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003ePersonal Belongings\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIn a covered loss, this helps pay to repair or replace your things that are damaged or stolen.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left custom-card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-homeImprovement.svg?cacheid=988985535_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label\"\u003eBuilding Items\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eCovered claims can pay to repair the interior of your condo, including countertops, floor and wall coverings, and property upgrades.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header\"\u003e\n\u003ch2 class=\"section-heading\"\u003eHow condo insurance helps protect your finances\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003col class=\"card-pack card-pack-horizontal\"\u003e\n\u003cli class=\"card step-card bg-gray\"\u003e\n\u003cdiv class=\"card-header pt-20\"\u003e\n\u003cdiv class=\"step-card-heading\" aria-hidden=\"true\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-insurancepolicy.svg?cacheid=3097458998_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-body text-left\"\u003e\n\u003ch3 class=\"h6\"\u003ePersonal Liability\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis generally provides coverage when you're legally responsible for someone else's accidental injury or property damage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card step-card bg-gray\"\u003e\n\u003cdiv class=\"card-header pt-20\"\u003e\n\u003cdiv class=\"step-card-heading\" aria-hidden=\"true\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-lightBulb.svg?cacheid=1648548920_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-body text-left\"\u003e\n\u003ch3 class=\"h6\"\u003eAssessments for Shared Losses\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eYou may be covered up to $50,000 if your association charges you an assessment for repairing damage to common areas.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card step-card bg-gray\"\u003e\n\u003cdiv class=\"card-header pt-20\"\u003e\n\u003cdiv class=\"step-card-heading\" aria-hidden=\"true\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-homeowners.svg?cacheid=407657474_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-body text-left\"\u003e\n\u003ch3 class=\"h6\"\u003eLoss of Use\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIf your condo becomes unlivable after a covered loss, this helps reimburse you for a hotel and additional living expenses while your home is repaired.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card step-card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cdiv class=\"step-card-heading\" aria-hidden=\"true\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-fraud.svg?cacheid=1884086499_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-body text-left\"\u003e\n\u003ch3 class=\"h6\"\u003eIdentity Theft\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis can pay $5,000 toward expenses related to identity theft and financial fraud.\u003cspan class=\"hiddenMessage\"\u003eSee Note\u003c\/span\u003e\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card step-card bg-gray\"\u003e\n\u003cdiv class=\"card-header pt-10\"\u003e\n\u003cdiv class=\"step-card-heading\" aria-hidden=\"true\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/Icon-clipboardwpen.svg?cacheid=3958799814_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-body text-left\"\u003e\n\u003ch3 class=\"h6\"\u003eMedical Payments to Others\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis helps cover medical expenses for people other than you and your family who may be injured at your condo.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/section\u003e\n\u003csection class=\"section custom-section-one-mobile pt-0\"\u003e\n\u003cdiv class=\"content-section\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eHow much coverage do you need?\u003c\/h2\u003e\n\u003cp class=\"body-copy mt-30\"\u003eYour condo association's master policy plays a role in that. But so does the value of your assets and personal property.\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003eFor example, you may need more protection for your building items if your association has little to no coverage for the interior of your unit.\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003eThen, you'll want to choose a liability limit based on how much your assets are worth.\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003eYou should also calculate the value of your personal belongings. Depending on what they're worth, you probably don't need more coverage than that.\u003c\/p\u003e\n\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/insurance-condo-coverage\" class=\"text-underline\"\u003eLearn more about condo coverage\u003c\/a\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section custom-section-two pb-30 bg-gray\"\u003e\n\u003cdiv class=\"content-section\"\u003e\n\u003ch2 class=\"section-heading text-left custom-section-heading\"\u003eWhy choose USAA Condo Insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section pt-0 bg-gray\"\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked text-left custom-card-naked-two\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label custom-card-label\"\u003eReplacement Cost Coverage\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eThis is standard on a USAA Condo Insurance policy. We'll cover your things at today's replacement cost with no depreciation.\u003cspan class=\"hiddenMessage\"\u003eSee Note\u003c\/span\u003e\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eThat means if your old TV is stolen or damaged, your policy will pay you enough to repair it or buy a new one. All you pay is your deductible.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left custom-card-naked-two\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label custom-card-label\"\u003eBenefits for the Active-Duty Military\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eWe'll provide coverage for your uniforms, equipment and personal property, even when you're deployed. And you won't pay a deductible.\u003cspan class=\"hiddenMessage\"\u003eSee Note\u003c\/span\u003e\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left custom-card-naked-two\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label custom-card-label\"\u003eAward-Winning Service\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eUSAA Condo Insurance ranks among the top home insurers for its customer experience. As a USAA member, you'll get quality coverage and exceptional service.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text custom-fifty-fifty\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782048633062,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-flood-insurance","title":"USAA Flood Insurance","description":"\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-fifty-fifty banner-functional\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading\"\u003eFLOOD INSURANCE\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading\"\u003eFlood insurance for every home\u003c\/h2\u003e\n\u003cp class=\"banner-sub-info mb-20\"\u003eFind coverage through the National Flood Insurance Program (NFIP) and other private insurance companies.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper mb-10\"\u003e\u003ca role=\"button\" class=\"cta-btn secondary on-dark\" href=\"https:\/\/www.usaa.com\/inet\/wc\/floodonline_redirect?level=2\"\u003eGet an NFIP quote\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\n\u003ca class=\"cta-link\" href=\"https:\/\/www.usaa.com\/inet\/wc\/floodonline_redirect?level=2\u0026amp;wa_ref=flood_product_review_existing_quote\"\u003e\u003cspan class=\"text-underline\"\u003eRetrieve a saved NFIP quote\u003c\/span\u003e\u003c\/a\u003e.\u003c\/div\u003e\n\u003cdiv class=\"block-wrapper\"\u003e\n\u003cp class=\"banner-sub-info text-white mb-2\"\u003eFor all insurance options,\u003c\/p\u003e\n\u003cspan class=\"banner-sub-info desktop-only\"\u003ecall 800-531-USAA(8722).\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"banner-img-wrap\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/Floodhouse_banner.jpg?cacheid=2985099220_p\" class=\"banner-img desktop-only\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"callout bg-core-blue-shade-1\"\u003e\n\u003cdiv class=\"callout-content\"\u003e\n\u003ch2 class=\"h4 text-white\"\u003eWould you really save by not renewing?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"callout-cta\"\u003e\u003ca role=\"button\" class=\"cta-btn secondary on-dark\" href=\"https:\/\/www.usaa.com\/inet\/wc\/floodonline_redirect?level=2\u0026amp;wa_ref=flood_product_make_pmt_top\"\u003eRenew flood insurance policy\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0 mb-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat's flood insurance?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eFlood insurance may protect your home and belongings when rising water from outside causes damage. It can help cover the cost of repairs and replacing damaged items when floodwaters are gone.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"fifty-fifty\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg class=\"fifty-fifty-image vertical-image\" title=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/yellow-rainboots.jpg?cacheid=3374960481_p\" alt=\"\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text\"\u003e\n\u003ch3 class=\"h3\"\u003eWho needs insurance for flood damage?\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eFloods are one of the costliest severe weather events in the U.S., and they can happen anywhere. Whether you're a property owner or a renter, you should consider it. There are policies that cover your physical home, the contents inside, or both.\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003eAnd if you're a homeowner, your mortgage company may require you to buy flood insurance depending on where you live.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"section bg-gray pb-0\"\u003e\n\u003cdiv class=\"section-header ml-0 mb-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eThere are several ways to get flood insurance.\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eYou can get flood insurance through the government's NFIP or through private insurance. You can also add excess coverage through a private insurer if you think your home costs more than $250,000 to rebuild. USAA offers coverage through the NFIP, and the USAA Insurance Agency can help you get coverage from a private insurer. There are eligibility and coverage differences, but we'll help you figure out which one is right for you.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section bg-gray pt-30 pb-50\"\u003e\n\u003cul class=\"card-pack two-pack info-cards\"\u003e\n\u003cli class=\"card bg-white\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left mt-0\"\u003eNFIP\u003c\/h3\u003e\n\u003cul class=\"bullet-list text-left\"\u003e\n\u003cli\u003eCoverage up to $250,000 for your home\u003c\/li\u003e\n\u003cli\u003eUp to $100,000 for home contents at actual cash value\u003c\/li\u003e\n\u003cli\u003eAvailable in all states, wherever a community participates\u003c\/li\u003e\n\u003cli\u003eAnnual premium paid up front\u003c\/li\u003e\n\u003cli\u003eTypical 30-day waiting period before it takes effect\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-white\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left mt-0\"\u003ePrivate\u003c\/h3\u003e\n\u003cul class=\"bullet-list text-left\"\u003e\n\u003cli\u003eHigher coverage and options limits sometimes available\u003c\/li\u003e\n\u003cli\u003eCould cover home contents at replacement cost\u003c\/li\u003e\n\u003cli\u003eMay not be available in all states\u003c\/li\u003e\n\u003cli\u003ePremium payment plans sometimes available\u003c\/li\u003e\n\u003cli\u003eWaiting period depends on insurer\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003csection class=\"section bg-white pt-60 desktop-only\"\u003e\n\u003cdiv class=\"tabs desktop-only\"\u003e\n\u003cdiv class=\"section-header pc-section-header ml-0 mr-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat can flood insurance cover?\u003c\/h2\u003e\n\u003cp class=\"body-copy\"\u003eDifferent insurers have different coverage, so it's important to review your policy. You'll want to know what's covered and for how much.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"tabs-a11y\"\u003e\n\u003cdiv class=\"tab-list\" aria-labelledby=\"tablist-1\" role=\"tablist\"\u003e\n\u003cbutton aria-controls=\"tabpanel-1\" aria-selected=\"true\" role=\"tab\" type=\"button\" id=\"tab-1\"\u003e\u003cspan class=\"focus\"\u003eCommonly covered\u003c\/span\u003e\u003c\/button\u003e\u003cbutton aria-controls=\"tabpanel-2\" aria-selected=\"false\" role=\"tab\" type=\"button\" id=\"tab-2\" tabindex=\"-1\"\u003e\u003cspan class=\"focus\"\u003eUsually not covered\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"tabs-content-wrap\" aria-labelledby=\"tab-1\" role=\"tabpanel\" id=\"tabpanel-1\" tabindex=\"0\"\u003e\n\u003cdiv class=\"product-card-content full-width-list display-flex\"\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eAppliances and cabinets\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eCarpet and flooring\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eElectrical and plumbing systems\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eHeating and air systems\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eFurniture\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eClothes\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eElectronics\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan role=\"img\" aria-label=\"Covered\" class=\"usaa-glyph-thick-checkmark usaa-green-2 mr-10\"\u003e\u003c\/span\u003eSome valuables like jewelry and artwork\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"section pt-0\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eHere's why you should get flood insurance.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eFloods are common.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eFloods are the most common natural disaster in the U.S. They happen more often than tornadoes, earthquakes or hurricanes. Floods can even be caused by another natural disaster.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eIt's not typically included in other policies.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eFlood insurance must be purchased separately from most property policies like condo, mobile home, landlord and homeowners.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked text-left\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label mt-0\"\u003eIt isn't just for coastal areas.\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIn the past five years, floods have affected all 50 states.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text custom-fifty-fifty\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e1\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThe USAA SafePilot\u003csup\u003e®\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand USAA SafePilot Miles™ programs are optional programs available with USAA Auto Insurance. Member must have an active USAA Auto Insurance policy and enroll in USAA SafePilot or USAA SafePilot Miles to receive discounts and\/or mileage based rates. These programs are only available in select states. Program availability and state restrictions apply. Smartphone, data plan and download of the USAA DriveSafe™ App required.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot and USAA SafePilot Miles: Earned driving discount is offered at renewal and is based on driving behavior of all the rated drivers on the policy. Discount will vary by program selected and may vary by state. Discounts are subject to change over the life of the policy.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot program: Participation discount expires at first renewal in which the earned driving discount is applied, not to exceed 365 days.\u003cbr\u003e\u003cbr\u003eUSAA SafePilot Miles program: This program is best for those comfortable with a monthly bill that varies and if you drive less than 8,000 miles per year.\u003cbr\u003e\u003cbr\u003eReview the Program\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/terms\/safe-driving\/\" target=\"_blank\"\u003eTerms and Conditions\u003cspan class=\"hiddenMessage\"\u003e(Opens in New Window)\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003efor more information.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e2\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eSavings are off total premium. Not available in all states or in all situations. To qualify for a discount on the property policy, a USAA Auto Insurance policy must be active within 60 days of issuing the property policy. Discounts will apply at renewal for existing property product(s). Discount subject to change. Restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e3\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eDiscounts may not be available in all locations and are subject to change, other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e4\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eStorage Discount is not available in North Carolina and Virginia. To qualify for the discount, the vehicle must not be driven and must be stored in a secure location. Other restrictions may apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e5\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eThis is a reduction in your comprehensive coverage premium only, except in California, where this is also a reduction to your collision coverage premium. Not available in New York. Other restrictions apply.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e6\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003e\u003cstrong\u003ePotential average savings based on a countrywide survey conducted March 6, 2025 to April 4, 2025 of new customers who self-reported savings when they switched to USAA Auto Insurance between July 1, 2024 to March 26, 2025. Individual savings may vary and isn't guaranteed.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e7\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eUSAA Roadside Assistance™ is part of USAA Towing and Labor coverage and applies to covered vehicles only. USAA Roadside Assistance is provided through Agero Services Corp. NOTE: If you need to use Roadside Assistance for an insured vehicle that does not have USAA Towing and Labor coverage, you will be responsible for all charges and services performed. Roadside Assistance coverage does not cover the cost of repair parts. Additional premium required for towing and labor coverage with Roadside Assistance.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eNote \u003c\/span\u003e\u003cspan class=\"disclosure-marker\"\u003e8\u003cspan\u003e \u003c\/span\u003e\u003c\/span\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cspan class=\"footnote\"\u003eCoverage descriptions are brief and subject to the terms and conditions of your insurance policy. Read your insurance policy for details. Applications subject to underwriting.\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"footnotes\"\u003e\n\u003cdiv class=\"footnoteLegalText usaa-disclosures\"\u003e\n\u003cdiv class=\"disclosure-group\"\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e\u003cstrong\u003eUSAA Perks is available to all members of USAA Membership Services and customers with a USAA number. Purchase of a USAA Insurance product is not required.\u003c\/strong\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003eProperty and casualty insurance underwritten by United Services Automobile Association (USAA), USAA Casualty Insurance Company, USAA General Indemnity Company, Garrison Property and Casualty Insurance Company, NOBLR Reciprocal Exchange, based in San Antonio, Texas; USAA S.A. (Europe), and USAA S.A. UK Branch (United Kingdom) and is available only to persons eligible for property and casualty group membership. Each company has sole financial responsibility for its own products.\u003cbr\u003e\u003cbr\u003eCoverages subject to the terms and conditions of the policy.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"disclosure-item\"\u003e\n\u003cp class=\"disclosure-content\"\u003e\u003cspan class=\"disclosure-liner\"\u003e6638213\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782056693990,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-eagle-express-term-life-insurance","title":"USAA Eagle Express Term Life Insurance","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"callout-block-authored-content aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-callout-block__illustration-group\"\u003e\n\u003cdiv class=\"aem-callout-block__illustration-group-illustration\"\u003e\n\u003cdiv class=\"rds-illustrations__spotlight-illustration rds-illustrations--large-above-lg\" data-initialized=\"\"\u003e\n\u003cdiv class=\"rds-illustrations__spotlight-badge\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cp\u003eUSAA Life Insurance Company\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eUSAA Eagle Express Term Life Insurance\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eGet $250,000 in coverage starting at $14 a month with same-day protection, if you qualify. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term2700-eagle-express-premium-advertisement\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/life-insurance-quote-public\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\" target=\"_blank\"\u003eGet a quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor life insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOur fastest and easiest way to protect your loved ones\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eEagle Express is a term life insurance policy that’s great for people\u003cspan\u003e \u003c\/span\u003e\u003cstrong\u003eages 18 to 70\u003c\/strong\u003e\u003cspan\u003e \u003c\/span\u003ewho want flexible coverage. It offers protection with coverage and premiums fixed for a set period, or term.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-clipboard-with-checklist.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eEasy application\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eAdd a few details about yourself and select your coverage. You may not need a medical exam. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term0600-eagle-express-term-life\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-hourglass.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFast decision\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eFind out if you're approved and customize your coverage.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-slider-controls-with-dollar-sign.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFlexible coverage\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eGet protection from $100,000 to $10 million for 10 to 30 years.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eYour policy includes online estate planning.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eWhen you purchase a USAA Eagle Express term life policy, you’ll get a free will or trust package from\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/wills-and-trusts-content-redirect\"\u003eTrust \u0026amp; Will, a leader in online estate planning\u003c\/a\u003e. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term2750-eagle-express-trust-and-will\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-document-and-shield.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eTrust\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis includes a revocable trust, certification, all your will documents and a schedule of assets.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-paper-with-signature-and-pen.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eWill\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis includes a last will and testament, power of attorney, medical info authorization and medical directive, or living will.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-zero-and-dollar-sign.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003ePrinting and shipping\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eTrust and Will can print and ship documents you need free of charge.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOther level term coverage features\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-2\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLife events option\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eWhen you buy a policy before you're 35, you can add $100,000 of coverage if you get married, have a baby or buy a home before you're 45. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term1650-term-life-event-option-eagle-express\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eConvertible to permanent\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eGetting coverage when you’re young can lock in a lower rate. You can convert it to permanent coverage after 1 year with no medical exam. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-gen3200-term-to-perm-conversion\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  longform\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block\"\u003e\n\u003cdiv class=\"\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003ch2\u003e\u003cspan class=\"rds-typography__headline-2\"\u003eWhy choose level term life insurance through USAA?\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eOur life insurance company gets high ratings from A.M. Best: A++, Moody's Investors Service: Aa1 and S\u0026amp;P Global Ratings: AA. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-gen0220-life-company-rating-agencies-ratings\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e6\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eExtra features for service members\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eOur term life policy has extra features for the military,  including: \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term0800-usaa-life-mil-prot-plus\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e7\u003c\/sup\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCoverage during war.\u003c\/li\u003e\n\u003cli\u003eUp to $25,000 to help with expenses caused by a severe injury.\u003c\/li\u003e\n\u003cli\u003eGuaranteed coverage after leaving the military.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/concerned-rep-on-phone-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eSupport for you and your loved ones\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eYou can trust that we’ll be there for the people who matter most to you. Our Survivor Relations team is here to help your family understand their options and next steps to take after the\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/my\/survivorship\/\" target=\"_self\"\u003eloss of a loved one\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782062199014,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-eagle-express-term-life-insurance-copy","title":"USAA Permanent Whole Life Insurance","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cp\u003eUSAA Life Insurance Company and USAA Life Insurance Company of New York\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhole life insurance offers simple coverage for life. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term0700-swl-coverage-duration\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/life-insurance-quote-public\/personal-information\/state?productType=SWL\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor whole life insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s whole life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eWhole life insurance is a type of\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/life\/permanent\/\"\u003epermanent life insurance\u003c\/a\u003e. It provides consistent coverage that lasts your entire life with fixed premiums.\u003c\/p\u003e\n\u003cp\u003eAs long as you pay those premiums, your beneficiaries will get money to pay for things like funeral expenses and debt.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow does whole life insurance work?\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-shield-and-dollar-bill.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFixed premiums\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou can be sure that your premium won’t change. Even if your health changes, your payments stay the same.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-cash.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCash value\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour policy can build tax-deferred cash value that you can use while you’re still living.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-credit-debit-card.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003ePayment options\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou can choose to make payments for 20 years, until you turn 65 or for the life of your policy. Set up your payments based on your needs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOption to buy more coverage\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eAfter a major life event like marriage, buying a house or growing your family, you can buy more coverage without a\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/support\/insurance\/life\/medical-exam\/\"\u003emedical exam\u003c\/a\u003e. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-perm0600-usaa-life-event-rider\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eIs whole life insurance worth it?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eThe premiums are typically higher than term life, but your payments are fixed.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782062330086,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-permanent-whole-life-insurance-copy","title":"USAA Universal Life","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat is universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"section-header ml-0 mb-30\"\u003e\n\u003cp class=\"body-copy text-left\"\u003eJohn Hancock and USAA have teamed up to provide universal life insurance options that let you customize the timing and amount of your premium. Lifetime protection and potential for cash value accumulation give you the freedom to meet your needs today, plan for tomorrow and help protect your family.\u003c\/p\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\n\u003ch3 class=\"product-card-heading text-left mt-0\"\u003eUniversal Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-card-content full-width-list\"\u003e\n\u003cp class=\"h5 text-left\"\u003eBest for\u003c\/p\u003e\n\u003cp class=\"body-info mb-10\"\u003eMembers seeking flexible premiums, a no-lapse guarantee\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e6\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand:\u003c\/p\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003eLess risk.\u003c\/li\u003e\n\u003cli\u003eA 1% minimum guaranteed interest rate.\u003c\/li\u003e\n\u003cli\u003eGrowth tied to a current credited interest rate.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp class=\"body-copy mb-0 text-left text-bold\"\u003eUniversal life insurance is a type of permanent coverage. Its features include:\u003c\/p\u003e\n\u003cul class=\"ul-list\"\u003e\n\u003cli\u003eCoverage that lasts a lifetime if premiums are paid.\u003c\/li\u003e\n\u003cli\u003eFlexibility to increase or decrease coverage or payments.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003csup\u003e,\u003c\/sup\u003e\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003ePolicies that have the potential to build tax-deferred cash value.\u003c\/li\u003e\n\u003cli\u003ePotential cash value can be used to fund retirement, pay premiums and offset the cost of health care.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003eAvailable with the John Hancock Vitality Program.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-white\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left ml-0\"\u003eWhy buy universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cimg class=\"card-icon\" border=\"0\" title=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-bill.svg?cacheid=2018009272_p\" alt=\"\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eFlexible Payment Options\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eWithin certain limits, you can decide how much to pay and when. If you've built enough cash value, you may even be able to skip a few payments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cspan class=\"card-icon usaa-glyph-level-bars text-left\"\u003e \u003c\/span\u003e\n\u003ch3 class=\"card-label text-left\"\u003eAdjustable Coverage\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eYou can decrease your coverage amount, and your monthly payment may go down as a result. You can't increase your coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg class=\"card-icon text-left\" border=\"0\" title=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-buysell.svg?cacheid=2264545326_p\" alt=\"\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eCash Value Potential\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003ePart of your premium is used to build cash value with a guaranteed minimum interest rate or market index performance. You can choose to let it grow or withdraw it if you need it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eIs universal life insurance right for me?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eIf any of these statements apply to you, universal coverage might be a good choice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI already have term insurance.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eTerm policies are great, but they expire. You should consider adding permanent coverage to ensure you have adequate protection.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI'm about to turn 70.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf you have a term policy that expires after you turn 70 and you still need protection to cover a mortgage, debt or burial expenses, a universal policy may be a good option.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI want a policy with tax advantages.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eUniversal life insurance offers the opportunity to build tax-deferred cash value. You can also borrow against it. You won't pay taxes unless the amount you borrow is more than you've paid.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eExplore our universal life insurance options.\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eBoth policies feature a number of optional benefits, including the John Hancock Vitality Program, return of premiums and a critical illness benefit, among others.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eCall for additional details.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782069637350,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-universal-life-copy","title":"USAA Indexed Universal Life","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat is universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"section-header ml-0 mb-30\"\u003e\n\u003cp class=\"body-copy text-left\"\u003eJohn Hancock and USAA have teamed up to provide universal life insurance options that let you customize the timing and amount of your premium. Lifetime protection and potential for cash value accumulation give you the freedom to meet your needs today, plan for tomorrow and help protect your family.\u003c\/p\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\n\u003ch3 class=\"product-card-heading text-left mt-0\"\u003eIndexed Universal Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-card-content full-width-list\"\u003e\n\u003cp class=\"h5 text-left\"\u003eBest for\u003c\/p\u003e\n\u003cp class=\"body-copy mb-10\"\u003eMembers seeking flexible premiums, a no-lapse guarantee and:\u003c\/p\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003eModerate risk.\u003c\/li\u003e\n\u003cli\u003e0% guaranteed floor on annual index crediting.\u003c\/li\u003e\n\u003cli\u003eGrowth tied to a market index, subject to a maximum capped rate.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp class=\"body-copy mb-0 text-left text-bold\"\u003eUniversal life insurance is a type of permanent coverage. Its features include:\u003c\/p\u003e\n\u003cul class=\"ul-list\"\u003e\n\u003cli\u003eCoverage that lasts a lifetime if premiums are paid.\u003c\/li\u003e\n\u003cli\u003eFlexibility to increase or decrease coverage or payments.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003csup\u003e,\u003c\/sup\u003e\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003ePolicies that have the potential to build tax-deferred cash value.\u003c\/li\u003e\n\u003cli\u003ePotential cash value can be used to fund retirement, pay premiums and offset the cost of health care.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003eAvailable with the John Hancock Vitality Program.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-white\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left ml-0\"\u003eWhy buy universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-bill.svg?cacheid=2018009272_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eFlexible Payment Options\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eWithin certain limits, you can decide how much to pay and when. If you've built enough cash value, you may even be able to skip a few payments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cspan class=\"card-icon usaa-glyph-level-bars text-left\"\u003e \u003c\/span\u003e\n\u003ch3 class=\"card-label text-left\"\u003eAdjustable Coverage\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eYou can decrease your coverage amount, and your monthly payment may go down as a result. You can't increase your coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-buysell.svg?cacheid=2264545326_p\" title=\"\" border=\"0\" class=\"card-icon text-left\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eCash Value Potential\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003ePart of your premium is used to build cash value with a guaranteed minimum interest rate or market index performance. You can choose to let it grow or withdraw it if you need it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eIs universal life insurance right for me?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eIf any of these statements apply to you, universal coverage might be a good choice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI already have term insurance.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eTerm policies are great, but they expire. You should consider adding permanent coverage to ensure you have adequate protection.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI'm about to turn 70.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf you have a term policy that expires after you turn 70 and you still need protection to cover a mortgage, debt or burial expenses, a universal policy may be a good option.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI want a policy with tax advantages.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eUniversal life insurance offers the opportunity to build tax-deferred cash value. You can also borrow against it. You won't pay taxes unless the amount you borrow is more than you've paid.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eExplore our universal life insurance options.\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eBoth policies feature a number of optional benefits, including the John Hancock Vitality Program, return of premiums and a critical illness benefit, among others.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eCall for additional details.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv data-picture=\"\" class=\"adaptive-image-wrap\"\u003e\n\u003cdiv data-media=\"screen and (min-width: 1px) and (max-width: 575px)\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" class=\"size-adjust\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-media=\"screen and (min-width: 576px) and (max-width: 767px)\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-media=\"screen and (min-width: 992px)\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" class=\"size-adjust\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782076420326,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-indexed-universal-life-copy","title":"USAA Guaranteed Issue Whole Life Insurance","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-decision banner-center\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading text-left\"\u003eGuaranteed Issue Whole Life Insurance\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading text-left ml-0\"\u003eCoverage for your final expenses and more\u003c\/h2\u003e\n\u003cp class=\"banner-sub-info text-left ml-0\"\u003eHelp pay end-of-life expenses so your loved ones don't have to.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper text-left\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/mutual-of-omaha-redirect\" class=\"cta-btn hollow\"\u003eGet my\u003cspan\u003e \u003c\/span\u003e\u003cspan class=\"hiddenMessage\"\u003ewhole life insurance \u003c\/span\u003equote\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"block-wrapper text-left\"\u003e\n\u003cp class=\"body-text text-left desktop-only\"\u003eHave questions? Call us at 888-531-9546 (\u003ca class=\"text-white\" data-toggle=\"popover\" data-popover-target=\"popoverDemo1\" type=\"button\"\u003e\u003cspan class=\"text-underline\"\u003eHours\u003c\/span\u003e\u003c\/a\u003e)\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"popover-wrap\" id=\"popoverDemo1\"\u003e\n\u003cdiv class=\"popover\" aria-modal=\"true\" aria-hidden=\"true\" role=\"dialog\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"popover-header\"\u003e\n\u003ch2 class=\"popover-title\"\u003eHours\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"popover-body\"\u003e\n\u003cp class=\"body-copy\"\u003e\u003cspan class=\"text-bold\"\u003eMonday to Friday\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e7:30 a.m. to 8 p.m. CT\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003e\u003cspan class=\"text-bold\"\u003eSaturday\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003eClosed\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003e\u003cspan class=\"text-bold\"\u003eSunday\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003eClosed\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cspan class=\"popover-arrow\"\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003ch2 class=\"section-heading\"\u003eWhat is guaranteed issue whole life insurance?\u003c\/h2\u003e\n\u003cdiv class=\"row mt-30 mb-30\"\u003e\n\u003cimg alt=\"Provided by USAA\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/invest-usaa-logo.png?cacheid=1777227961_p\" title=\"\" border=\"0\" class=\"image-left\"\u003e\u003cimg alt=\"Provided by Mutual of Omaha: underwritten by United of Omaha Life insurance company, Companion life insurance company mutual of Omaha affiliates.\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/moo-vert-rev-united-comp.svg?cacheid=1510367857_p\" title=\"\" border=\"0\" class=\"w-400 image-right\"\u003e\n\u003c\/div\u003e\n\u003cp class=\"section-sub-heading\"\u003eWe're teaming up to provide you a guaranteed issue whole life insurance option to help pay for burial expenses, medical bills and debt. This coverage may be right for you if you've been previously denied coverage or you're looking for a smaller amount of coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/man-woman-seniors-porch.jpg?cacheid=3573903094_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text diamond-accent\"\u003e\n\u003ch3 class=\"h5 text-core-blue\"\u003eGuaranteed Coverage and Benefits\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIf you're 45 to 85 years old or 50 to 75 years old in New York, you won't be turned down for coverage, even if you've been turned down for other life insurance policies. Your payments will never increase and your coverage will never decrease.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/man-parked-motorcycle.jpg?cacheid=3301789978_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text diamond-accent\"\u003e\n\u003ch3 class=\"h5 text-core-blue\"\u003eDependable Death Benefits\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIf you have an accidental death, full benefits will be paid. If you die by auto accident, your full benefit will be doubled. After two years, the full benefit is paid out for death due to all causes.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"section-header mt-60 mb-0\"\u003e\n\u003ch2 class=\"section-heading\"\u003eWhat makes guaranteed issue whole life insurance different?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading\"\u003eThe difference between guaranteed issue whole life insurance and other permanent life insurance options is in the details. Some of these include:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card product-card\"\u003e\n\u003cdiv class=\"divider-grey mt-15 mb-15\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"product-card-content fifty-fifty-list\"\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003eGuaranteed approval for people ages 45 to 85 years old or 50 to 75 in New York\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003e$2,000 to $25,000 in fixed coverage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003ePayments that won't increase over your lifetime\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003eNo health questions or medical exam\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003eMost claims paid within 24 hours\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782080155878,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-umbrella-insurance-copy","title":"USAA Health Insurance Plan","description":"\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eIndividual and family health plans for life’s changes\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eTrust USAA to help you find coverage that complies with the Affordable Care Act, or ACA. To speak with a licensed agent in your state, call IHC Specialty Benefits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/ihc-specialty-benefits-get-medical-quote\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a \u003cspan class=\"rds-globals__screen-reader\"\u003ehealth plan\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003equote\u003c\/a\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cdiv\u003e\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:855-330-3661\" data-allowed-timed-redirect=\"false\"\u003eCall 855-330-3661\u003c\/a\u003e\u003c\/span\u003e\u003c\/div\u003e\n\u003cdiv\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat you get with these plans\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eA comprehensive health plan, also called major medical health insurance, helps cover preventative care and treatments for an injury or illness.\u003c\/p\u003e\n\u003cp\u003eBenefits can vary by coverage and state.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-white-labcoat-with-medical-cross.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003ePhysician visits\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eOur plans can help cover wellness exams, prescription drugs and necessary lab tests.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-heart-with-ekg-line.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eHospital stays\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eHealth insurance helps lower the costs if you need surgery or to stay in a hospital overnight.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-ambulance.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eEmergency room visits\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour coverage can help pay for health services if you’re in need of emergency care.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/smiling-patient-with-doctor_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/smiling-patient-with-doctor_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/smiling-patient-with-doctor_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/smiling-patient-with-doctor_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eACA-compliant for more peace of mind\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eAlong with essential health benefits, our individual and family plans offer other special protections that meet ACA guidelines:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eThere's no limit on lifetime or annual coverage for essential health benefits.\u003c\/li\u003e\n\u003cli\u003eInsurers can't deny a policy based on a pre-existing condition.\u003c\/li\u003e\n\u003cli\u003eYoung adults can stay on their family’s plan until they’re 26.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-dental-service-rep-spotlight-16_91.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-dental-service-rep-spotlight-16_91.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-dental-service-rep-spotlight-16_91.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-dental-service-rep-spotlight-16_91.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy get insurance through USAA?\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eWe work closely with companies like IHC Specialty Benefits to make sure they give you the same service you’d get from us. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/health\/lfm-hlth1810-ihc-company-id\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-button__group--align-left rds-layout--bottom-0 rds-layout--top-4\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/utilities\/forward\/insurance\/ihc-specialty-benefits-get-medical-quote\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a quote\u003cspan class=\"rds-globals__screen-reader\"\u003efor health insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhen you can buy health insurance\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eOpen enrollment\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou can buy individual and family plans during open enrollment from Nov. 1 to Jan. 15.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eIf your situation changes\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou can buy a plan after you've experienced a \u003cbutton data-open=\"my-popoverf7f654e0-ba36-4ad2-a45e-4b16f73af755\" class=\"rds-typography__text-link\" type=\"button\"\u003equalifying life event\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eState-specific periods\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eSome states may extend their enrollment period. You should check the rules for your state.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eNeed help paying for coverage?\u003c\/h2\u003e\n\u003cp\u003eYou may qualify for federal help to pay for health coverage. For more details and to check your eligibility, visit the\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/usaaede.insxcloud.com\/subsidy-calculator\/\" target=\"_blank\"\u003esubsidy calculator\u003cspan class=\"rds-globals__screen-reader\"\u003e(Opens new window)\u003c\/span\u003e\u003c\/a\u003e.\u003c\/p\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-5 rds-layout__grid-column-md-4 rds-layout__grid-column-lg-3 callout-block-icon\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/cash-circle-plus-secondary.svg\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-contact-block-with-phone-link aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-lg-6\"\u003e\n\u003cdiv class=\"rds-layout--top-2\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eLet us help you find the right health plan.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eSpeak to a licensed agent at IHC Specialty Benefits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column rds-layout__grid-offset-lg-1\"\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cimg class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md rds-illustrations--large-above-md\" data-initialized=\"\" alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-base-phone-with-phone-icon.svg\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:855-330-3661\" data-allowed-timed-redirect=\"false\"\u003eCall 855-330-3661\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton class=\"rds-typography__text-link rds-layout--top-0\" data-open=\"83da525a-d1bd-491b-99cf-4c2f4088ce24\" type=\"button\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-faq-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-faq-block-container rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8 rds-layout__grid-column-xl-7\n                        faq-block-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eIndividual and family plans FAQ\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6 faq-block-content\"\u003e\n\u003cp\u003eHave questions about what some things mean? Learn more about\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/support\/insurance\/health-glossary\/\"\u003ehealth insurance terms \u003cspan class=\"rds-globals__screen-reader\"\u003eglossary index\u003c\/span\u003e\u003c\/a\u003e.\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIHC Specialty Benefits, Inc. (IHC SB), 5353 Wayzata Blvd, Ste 300, St. Louis Park, MN 55416, is an insurance agency licensed nationwide. IHC SB works with producers, affinity groups, membership associations, and consumers to provide the technology, knowledge, and support they need to navigate the health insurance landscape.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eShort-term health insurance is a short-term, limited-duration policy or certificate of coverage. This coverage does not meet the minimum essential coverage requirements under the Affordable Care Act (ACA). Plan availability and duration of coverage can vary by state. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits. These plans may include a pre-existing condition exclusion provision. Your policy might also have lifetime and\/or annual dollar limits on health benefits.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eDepending on the merchant, members receive between 0.5% and 20% of the retail purchase price in rewards on their purchases.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMembership eligibility and product restrictions apply and are subject to change.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThis offer is subject to restrictions and limitations and may not be available on some purchases. See MemberShop site for specific details.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMerchants subject to change.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe trademarks, logos and names of other companies, products and services are the property of their respective owners.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eHealth insurance solutions provided through USAA Life General Agency, Inc. (LGA) (known in CA and NY as USAA Health and Life Insurance Agency), which acts as an agent for select insurance companies to provide products to USAA members. LGA representatives are salaried and receive no commissions. However, LGA receives compensation from those companies, which may be based on the total quantity and quality of insurance coverage purchased through LGA. Plans not available in all states. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThis information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and\/or member cost-share may change on Jan. 1 of each year.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA means United Services Automobile Association and its affiliates.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAny information you provided is voluntary and will not be considered in connection with a request or application for insurance products\/services, and may be used by USAA for marketing and other business purposes as set forth in the USAA Privacy Promise.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eWe believe the websites and resources we used to gather this information are reliable; however, we cannot guarantee the accuracy or timeliness of the information.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e6036857\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003c\/span\u003e\u003cbr\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003c\/span\u003e\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782112432358,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-health-insurance-plan-copy","title":"USAA Short-term health insurance","description":"\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"usaa-aem-card-ac__icon rds-layout--display-flex\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-clock-with-circular-arrow.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout--bottom-0\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eShort-term\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-card-ac__subtext\"\u003e\n\u003cp\u003eBenefits can vary by coverage and state.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003chr class=\"horizontal-rule\"\u003e\n\u003cdiv class=\"usaa-aem-card-ac__text\"\u003e\n\u003cul\u003e\n\u003cli\u003eProvides temporary coverage if you’re in between comprehensive plans\u003c\/li\u003e\n\u003cli\u003eLets you enroll anytime\u003c\/li\u003e\n\u003cli\u003eLets you renew for up to 3 months \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/health\/lfm-hlth1800-short-term-medical-duration-and-renew-terms\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003eNot available in every state\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv data-cookie-enabled=\"false\" class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cdiv\u003e\n\u003csection class=\"usaa-aem-contact-block-with-phone-link aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-lg-6\"\u003e\n\u003cdiv class=\"rds-layout--top-2\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\" itemprop=\"headline\"\u003eLet us help you find the right health plan.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eSpeak to a licensed agent at IHC Specialty Benefits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column rds-layout__grid-offset-lg-1\"\u003e\n\u003cdiv data-cookie-enabled=\"false\" class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cimg src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-base-phone-with-phone-icon.svg\" alt=\"\" data-initialized=\"\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md rds-illustrations--large-above-md\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca data-allowed-timed-redirect=\"false\" href=\"tel:855-330-3661\" class=\"rds-typography__text-link rds-typography--weight-medium\"\u003eCall 855-330-3661\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton type=\"button\" data-open=\"83da525a-d1bd-491b-99cf-4c2f4088ce24\" class=\"rds-typography__text-link rds-layout--top-0\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-faq-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-faq-block-container rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8 rds-layout__grid-column-xl-7\n                        faq-block-content\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\" itemprop=\"headline\"\u003eIndividual and family plans FAQ\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6 faq-block-content\"\u003e\n\u003cp\u003eHave questions about what some things mean? Learn more about\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/support\/insurance\/health-glossary\/\"\u003ehealth insurance terms \u003cspan class=\"rds-globals__screen-reader\"\u003eglossary index\u003c\/span\u003e\u003c\/a\u003e.\u003c\/p\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIHC Specialty Benefits, Inc. (IHC SB), 5353 Wayzata Blvd, Ste 300, St. Louis Park, MN 55416, is an insurance agency licensed nationwide. IHC SB works with producers, affinity groups, membership associations, and consumers to provide the technology, knowledge, and support they need to navigate the health insurance landscape.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eShort-term health insurance is a short-term, limited-duration policy or certificate of coverage. This coverage does not meet the minimum essential coverage requirements under the Affordable Care Act (ACA). Plan availability and duration of coverage can vary by state. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits. These plans may include a pre-existing condition exclusion provision. Your policy might also have lifetime and\/or annual dollar limits on health benefits.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eDepending on the merchant, members receive between 0.5% and 20% of the retail purchase price in rewards on their purchases.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMembership eligibility and product restrictions apply and are subject to change.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThis offer is subject to restrictions and limitations and may not be available on some purchases. See MemberShop site for specific details.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMerchants subject to change.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe trademarks, logos and names of other companies, products and services are the property of their respective owners.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eHealth insurance solutions provided through USAA Life General Agency, Inc. (LGA) (known in CA and NY as USAA Health and Life Insurance Agency), which acts as an agent for select insurance companies to provide products to USAA members. LGA representatives are salaried and receive no commissions. However, LGA receives compensation from those companies, which may be based on the total quantity and quality of insurance coverage purchased through LGA. Plans not available in all states. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThis information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and\/or member cost-share may change on Jan. 1 of each year.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA means United Services Automobile Association and its affiliates.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAny information you provided is voluntary and will not be considered in connection with a request or application for insurance products\/services, and may be used by USAA for marketing and other business purposes as set forth in the USAA Privacy Promise.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eWe believe the websites and resources we used to gather this information are reliable; however, we cannot guarantee the accuracy or timeliness of the information.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e6036857\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003c\/span\u003e\u003cbr\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003c\/span\u003e\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782120296678,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-short-term-health-insurance-copy","title":"USAA Fixed Health Benefit","description":"\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003cdiv class=\"usaa-aem-card-ac__icon rds-layout--display-flex\"\u003e\n\u003cdiv class=\"usaa-aem-card-ac__icon rds-layout--display-flex\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-clipboard-with-checklist.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout--bottom-0\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFixed health benefit\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-card-ac__subtext\"\u003e\n\u003cp\u003eSpeak to a licensed agent at IHC Specialty Benefits to discuss your options. They can vary by coverage and state.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003chr class=\"horizontal-rule\"\u003e\n\u003cdiv class=\"usaa-aem-card-ac__text\"\u003e\n\u003cul\u003e\n\u003cli\u003eSupplements a more comprehensive plan\u003c\/li\u003e\n\u003cli\u003eOffers a set payout for specific injuries, illnesses, medical procedures and drugs\u003c\/li\u003e\n\u003cli\u003eLets you enroll anytime\u003c\/li\u003e\n\u003cli\u003eNot available in every state\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cdiv\u003e\n\u003csection class=\"usaa-aem-contact-block-with-phone-link aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column rds-layout__grid-offset-lg-1\"\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cimg class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md rds-illustrations--large-above-md\" data-initialized=\"\" alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-base-phone-with-phone-icon.svg\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:855-330-3661\" data-allowed-timed-redirect=\"false\"\u003eCall 855-330-3661\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton class=\"rds-typography__text-link rds-layout--top-0\" data-open=\"83da525a-d1bd-491b-99cf-4c2f4088ce24\" type=\"button\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-faq-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-faq-block-container rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8 rds-layout__grid-column-xl-7\n                        faq-block-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eIndividual and family plans FAQ\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6 faq-block-content\"\u003e\n\u003cp\u003eHave questions about what some things mean? Learn more about\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/support\/insurance\/health-glossary\/\"\u003ehealth insurance terms \u003cspan class=\"rds-globals__screen-reader\"\u003eglossary index\u003c\/span\u003e\u003c\/a\u003e.\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIHC Specialty Benefits, Inc. (IHC SB), 5353 Wayzata Blvd, Ste 300, St. Louis Park, MN 55416, is an insurance agency licensed nationwide. IHC SB works with producers, affinity groups, membership associations, and consumers to provide the technology, knowledge, and support they need to navigate the health insurance landscape.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eShort-term health insurance is a short-term, limited-duration policy or certificate of coverage. This coverage does not meet the minimum essential coverage requirements under the Affordable Care Act (ACA). Plan availability and duration of coverage can vary by state. Be sure to check your policy carefully to make sure you are aware of any exclusions or limitations regarding coverage of preexisting conditions or health benefits. These plans may include a pre-existing condition exclusion provision. Your policy might also have lifetime and\/or annual dollar limits on health benefits.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eDepending on the merchant, members receive between 0.5% and 20% of the retail purchase price in rewards on their purchases.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMembership eligibility and product restrictions apply and are subject to change.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThis offer is subject to restrictions and limitations and may not be available on some purchases. See MemberShop site for specific details.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMerchants subject to change.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe trademarks, logos and names of other companies, products and services are the property of their respective owners.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eHealth insurance solutions provided through USAA Life General Agency, Inc. (LGA) (known in CA and NY as USAA Health and Life Insurance Agency), which acts as an agent for select insurance companies to provide products to USAA members. LGA representatives are salaried and receive no commissions. However, LGA receives compensation from those companies, which may be based on the total quantity and quality of insurance coverage purchased through LGA. Plans not available in all states. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThis information is not a complete description of benefits. Contact the plan for more information. Limitations, copayments and restrictions may apply. Benefits, premiums and\/or member cost-share may change on Jan. 1 of each year.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe USAA Perks program is provided through USAA Alliance Services LLC, a wholly owned subsidiary of USAA. USAA Alliance Services contracts with companies not affiliated with USAA to offer their products and services to members and customers. USAA Alliance Services receives compensation from these companies based on the sale of these products or services. When you purchase a product or service from one of these companies, that company is responsible for protecting your data and its processes and procedures may differ from those of USAA. These companies have sole financial responsibility for their products and services.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA means United Services Automobile Association and its affiliates.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAny information you provided is voluntary and will not be considered in connection with a request or application for insurance products\/services, and may be used by USAA for marketing and other business purposes as set forth in the USAA Privacy Promise.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eWe believe the websites and resources we used to gather this information are reliable; however, we cannot guarantee the accuracy or timeliness of the information.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e6036857\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003c\/span\u003e\u003cbr\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003c\/span\u003e\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782122033382,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-business-owners-policy","title":"USAA Business Owners Policy","description":"\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eBusiness owners policy\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eA simple way to combine coverage and get the protection you need.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a\u003cspan\u003e \u003c\/span\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003ebusiness owners policy \u003c\/span\u003equote\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owners-look-at-computer_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owners-look-at-computer_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owners-look-at-computer_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owners-look-at-computer_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owners-look-at-computer_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat's a business owners policy?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eA business owners policy, or BOP, combines coverage for general liability, property and business income to make it easy to protect your business from common risks. It generally costs less than if you bought each policy separately. You can also customize your policy to the type of business you have. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-in-front-of-shop%20_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-in-front-of-shop%20_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-in-front-of-shop%20_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-in-front-of-shop%20_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat kind of business is a BOP for?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIt’s generally for small businesses with less than $10 million in revenue per year. BOPs are also good for businesses with buildings, equipment and inventory worth $15 million or less. They can cover all types of businesses, including retail, service, wholesale, manufacturing and office. If your business needs coverage beyond what a BOP can provide, check out our other solutions for\u003cspan\u003e \u003c\/span\u003e\u003ca title=\"small business insurance\" href=\"https:\/\/www.usaa.com\/insurance\/small-business\"\u003esmall business insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-media-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"usaa-aem-media-block__container  rds-layout--top-6 rds-layout--bottom-6 rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"usaa-aem-media-block__headline rds-layout--top-0 rds-layout--bottom-0\n                   rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8 rds-layout__grid-column-xl-7\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow a BOP can help protect your business\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-media-block__text rds-layout--top-3 rds-layout--bottom-0 rds-typography__paragraph--open rds-typography__paragraph-large\n                   rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cp\u003eAs a business owner, you juggle multiple responsibilities. Bundling your insurance needs can free you to focus on what’s important to you.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout--top-4 rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8\"\u003e\n\u003cdiv class=\"usaa-aem-media-block__video\"\u003e\n\u003cdiv class=\"vidyard-player-container\"\u003e\n\u003cdiv class=\"vidyard-div-Jh6FqGmqU9hL1cqX4rzm6v\" role=\"region\" aria-label=\"Vidyard media player\"\u003e\n\u003cdiv class=\"vidyard-inner-container-Jh6FqGmqU9hL1cqX4rzm6v\" data-pl=\"false\"\u003e\u003ciframe class=\"vidyard-iframe-Jh6FqGmqU9hL1cqX4rzm6v\" height=\"100%\" width=\"100%\" src=\"https:\/\/play.vidyard.com\/Jh6FqGmqU9hL1cqX4rzm6v?disable_popouts=1\u0026amp;v=4.3.16\u0026amp;type=inline\" title=\"What's a Business Owners Policy?\"\u003e\u003c\/iframe\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"rds-layout--top-2 rds-typography__text-link\" data-open=\"45a641aa-6aef-4c25-894a-883e5ccde689\" type=\"button\"\u003eRead video transcript\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat does a BOP cover?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis policy starts with three important coverages, and you can add more as needed.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-shield.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eGeneral Liability\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf someone files a claim or lawsuit against you as a result of a mishap during your day-to-day operations, you can help protect yourself with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/business\/commercial-general-liability\/\"\u003egeneral liability insurance\u003c\/a\u003e. \u003cspan class=\"rds-globals__screen-reader\"\u003eGeneral liability insurance\u003c\/span\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-hotel.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCommercial Property\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf your business owns a building or property, you can help protect it with\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/business\/commercial-property\"\u003ecommercial property insurance\u003c\/a\u003e.\u003cspan class=\"rds-globals__screen-reader\"\u003ecommercial property insurance\u003c\/span\u003e It can cover items from the building structures all the way to your important documents.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-tag-with-dollar-sign.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBusiness Income\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf a covered event interrupts your business, you can replace lost income.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\n\u003cdiv class=\"rds-layout__divider\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a \u003cspan class=\"rds-globals__screen-reader\"\u003ebusiness owners policy\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003equote \u003cbr\u003e\u003c\/a\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCustomized coverage that fits your business\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eThere are more than 100 different ways to customize your policy. Here are some popular options:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCommercial crime\u003c\/li\u003e\n\u003cli\u003eComputer fraud and funds transfer\u003c\/li\u003e\n\u003cli\u003e\n\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/cyber-insurance\/\"\u003eCyber coverage\u003c\/a\u003e \u003cspan class=\"rds-globals__screen-reader\"\u003ecyber coverage\u003c\/span\u003e\n\u003c\/li\u003e\n\u003cli\u003eEmployee benefits liability, or EBL\u003c\/li\u003e\n\u003cli\u003eEmployee dishonesty\u003c\/li\u003e\n\u003cli\u003eEmployment practices liability insurance, or EPLI\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003eHired and non-owned auto\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/professional-liability-insurance\/\"\u003eProfessional liability\u003c\/a\u003e \u003cspan class=\"rds-globals__screen-reader\"\u003eprofessional liability\u003c\/span\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/bakery-owners-looking-at-tablet_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/bakery-owners-looking-at-tablet_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/bakery-owners-looking-at-tablet_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/bakery-owners-looking-at-tablet_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow much does a BOP cost?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eBOPs range in cost depending on a few different things. These can include the size of your business, the industry, different kinds of risk and how much coverage you get.\u003c\/p\u003e\n\u003cp\u003eThe best way to know how much a BOP will cost for your business is to\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/\"\u003eget a \u003cspan class=\"rds-globals__screen-reader\"\u003ebusiness owners policy\u003c\/span\u003equote\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy choose us for a BOP?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eIt takes just a few minutes to quote and buy a USAA policy online if you qualify. We also work with other leading insurance carriers, so depending on what you need, we may connect you with another insurance company through the USAA Insurance Agency.\u003c\/p\u003e\n\u003cp\u003eA dedicated coverage specialist can help you find the right amount of protection. If you have questions about a policy that may fit your business needs, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eAnd if you have to report a claim, you can expect USAA-level support no matter who manages your policy.\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003e\u003cb\u003eIN PENNSYLVANIA, WE RESERVE THE RIGHT TO REFUSE TO QUOTE ANY INDIVIDUAL A PREMIUM RATE FOR THE INSURANCE ADVERTISED HEREIN.\u003c\/b\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUse of the term \"member\" or \"membership\" refers to membership in USAA Membership Services and does not convey any legal or ownership rights in USAA. Restrictions apply and are subject to change. To join USAA, separated military personnel must have received a discharge type of Honorable or General Under Honorable Conditions. Eligible family members may also join USAA.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e6522436\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782168006886,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-workers-compensation-insurance","title":"USAA Workers' Compensation insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWorkers’ compensation insurance\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eInjuries and illnesses can happen in any line of work. Make sure your business is protected. To get a quote,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003ecall 800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-workers-comp-office-business-meeting_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-workers-comp-office-business-meeting_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-workers-comp-office-business-meeting_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-workers-comp-office-business-meeting_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-workers-comp-office-business-meeting_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s workers’ compensation insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eIt’s coverage that helps protect your business and employees by paying for medical bills, lost wages and legal fees after work-related injuries and illnesses. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0200-general-coverage\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003cp\u003eIt’s sometimes called workers’ comp or workman’s comp insurance.\u003c\/p\u003e\n\u003ch3\u003e\u003cspan class=\"rds-typography__headline-2\"\u003eAm I required to have it?\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eIn most states, workers’ compensation insurance is required by law for any business with employees.\u003c\/p\u003e\n\u003cp\u003eTypically, coverage applies to regular W2 employees and 1099 contract workers treated as employees under Labor Department guidelines.\u003c\/p\u003e\n\u003cp\u003eRules vary by state, so you may need to contact\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.dol.gov\/agencies\/owcp\/wc\" target=\"_blank\"\u003eyour state’s workers’ compensation office\u003cspan class=\"rds-globals__screen-reader\"\u003e(Opens in a new window)\u003c\/span\u003e\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat does workers’ comp cover?\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eIncidents can include falling off a ladder, getting hurt using machinery or developing an illness from the job. And coverage can vary by state. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-white-labcoat-with-medical-cross.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eMedical Bills\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf an employee gets hurt or sick from the job, it pays for medical bills related to the incident, minus the deductible.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-cash.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLost Wages\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf a work-related injury or illness keeps an employee from working, it helps pay a portion of their lost wages.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-ambulance.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eDisability Benefits\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf a work-related injury or illness keeps an employee from work for a longer time, it helps pay for ongoing care.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-document-and-shield.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLegal Expenses\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf an employee sues your company after a work-related injury or illness, it can help pay for your company’s legal expenses.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782178296038,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-commercial-umbrella-insurance","title":"USAA Commercial umbrella insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCommercial umbrella and excess liability insurance\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eTo get a quote or speak with a USAA Insurance Agency commercial specialist,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003ecall 800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_cargo-van-banner_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_cargo-van-banner_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_cargo-van-banner_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_cargo-van-banner_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_cargo-van-banner_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s commercial umbrella insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eCommercial umbrella insurance is one way you can get extra liability coverage for your business. If someone files a claim against you and it goes over your underlying commercial policy limits, you may have to pay the remaining costs. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0200-general-coverage\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003cp\u003eCommercial umbrella is available through the USAA Insurance Agency.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHow’s it different from excess liability insurance?\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp\u003eExcess liability insurance is another way to get extra protection for your business. Commercial excess insurance can provide coverage over one business policy per claim, while commercial umbrella insurance can provide coverage over multiple\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/small-business\/\" title=\"business policies\"\u003ebusiness policies\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eExample\u003c\/strong\u003e: Let’s say one of your commercial vehicles rear-ends another driver. The repair costs, medical bills and legal defense costs could be more than what your business’ auto and general liability policies will pay. \u003c\/p\u003e\n\u003cp\u003eEither commercial umbrella or excess liability insurance could help pay extra costs, or they could work together if you have both. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eReasons you may need umbrella or excess liability\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf you own a business of any size, you may want to consider one or both of these policies to get the limits you need and help protect your assets.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-desk-and-chair.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eEmployees\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour employees could create additional liabilities.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-work-van.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCompany Vehicles\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eAccidents happen whether you have one vehicle or a whole fleet, or employees who drive their own cars for business.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-shopping-cart.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eVendors or Customers\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eWhen you allow people to visit your business, property damage and injuries are possible.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-pen-writing.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eProfessional Services\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour business may be at a high risk for lawsuits if it provides products or services.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_workers-checklist_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_workers-checklist_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_workers-checklist_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/pc-commercial-umbrella_workers-checklist_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eWhat can umbrella and excess liability cover?\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eBoth can help cover these things if the costs go above the limits of your underlying policies.\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSomeone's injury or damage to another's property\u003c\/li\u003e\n\u003cli\u003eSlander or libel\u003c\/li\u003e\n\u003cli\u003eUsing others' advertising ideas\u003c\/li\u003e\n\u003cli\u003eSelling a defective product\u003c\/li\u003e\n\u003cli\u003eCopyright infringement\u003c\/li\u003e\n\u003cli\u003eFailing to provide services at the level expected\u003c\/li\u003e\n\u003cli\u003eIssues around federal and state employment practice law\u003c\/li\u003e\n\u003cli\u003eErrors and omissions, like an accountant providing inaccurate financial advice\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  longform\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block\"\u003e\n\u003cdiv class=\"\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003ch2\u003e\u003cspan class=\"rds-typography__headline-2\"\u003eWhy choose us for business insurance?\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eWhether you need excess liability coverage, umbrella coverage or both, a commercial specialist can help you find the right amount of protection. If you have questions about a policy that fits your needs,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003ecall 800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eAnd if you have to report a claim, you can expect USAA-level support throughout the process.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003ch1 class=\"rds-typography__headline-1 rds-layout--top-0\" itemprop=\"headline\"\u003e\u003cspan style=\"font-size: 0.875rem;\"\u003eork-related injury or illness, it can help pay for your company’s legal expenses.\u003c\/span\u003e\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782180851942,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-commercial-general-liability-insurance","title":"USAA Commercial general liability insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCommercial general liability insurance\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eGet a quote or talk with a USAA Insurance Agency commercial specialist at\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a quote\u003cspan class=\"rds-globals__screen-reader\"\u003efor commercial general liability insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_town-square-banner_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_town-square-banner_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_town-square-banner_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_town-square-banner_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_town-square-banner_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s commercial general liability insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eAlso known as business liability insurance, it helps protect you if someone files a claim or lawsuit against you as a result of a common mishap during your day-to-day operations. This could include something like a customer getting hurt in your store or one of your employees damaging a client’s property. Without coverage, you may have to pay claims and legal costs out of pocket. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0200-general-coverage\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_commercial-van-contract_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_commercial-van-contract_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_commercial-van-contract_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_commercial-van-contract_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eDoes your business need general liability insurance?\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eEvery business can be exposed to a broad range of liability risks. So, whether you have a brick-and-mortar or online company, this policy helps you continue to do business as usual if you face claims or lawsuits. You may also be required to have a policy if you have a commercial lease or contract.\u003c\/p\u003e\n\u003cp\u003eIf your business needs coverage beyond what general liability insurance can provide, check out our other solutions for\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/small-business\/?wa_ref=pub_global_insurance_business\"\u003esmall business insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat could a general liability policy cover? \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-ambulance.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBodily Injury\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf a customer slips and falls in your store, your policy can help pay your legal costs if they sue you.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-white-labcoat-with-medical-cross.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eMedical Bills\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour coverage can also help pay for that customer’s medical expenses if they’re injured at your business.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/6127343-tools.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eProperty Damage\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf you’re working at a client’s home and accidentally break a window, general liability would help pay to repair or replace it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/220068-paper-with-signature-and-pen.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eReputational Harm\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf a client sues you for slander or libel, your policy can help cover your legal expenses.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/220067-document-with-dollar-sign-and-calculator.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eAdvertising Errors\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf someone sues you for copyright infringement or false advertising, your coverage can help you.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOther coverage you can add to your policy\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eThere are more than 100 ways to customize your policy. Here are some popular options.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-present.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eProducts and Completed Operations Liability\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis could help cover bodily injury and property damage claims resulting from business operations that were done away from your location.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-earth.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003ePollution Liability\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis may help provide coverage for claims resulting from the unexpected release of pollutants.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-water.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLiquor Liability\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis can help protect your business if you manufacture, distribute, sell or serve alcoholic beverages.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_contract-discussion_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_contract-discussion_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_contract-discussion_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-general-liability_contract-discussion_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eWhy choose us for general liability insurance?\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf you qualify, it just takes a few minutes to quote and buy a\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\"\u003eUSAA policy online\u003c\/a\u003e. We also work with other leading insurance carriers, so depending on what you need, we may connect you with another insurance company through the USAA Insurance Agency.\u003c\/p\u003e\n\u003cp\u003eA commercial specialist can help you choose the right amount of protection. If you have questions about a policy that fits your business needs, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eAnd if you have to report a claim, you can expect USAA-level support no matter who manages your policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eAn easy way to protect your business\u003c\/h2\u003e\n\u003cp\u003eIf you need a broader range of coverage, consider a\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/business-owners-policy\"\u003ebusiness owners policy, or BOP\u003c\/a\u003e. It provides coverage for general liability, property damage and business income — all in one policy.\u003c\/p\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a BOP quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor a business owners policy\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782183440614,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-commercial-property-insurance","title":"USAA Commercial property insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCommercial property insurance for your business assets\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eTalk with a USAA Insurance Agency commercial specialist.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cimg class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md rds-illustrations--large-above-md\" data-initialized=\"\" alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-base-phone-with-phone-icon.svg\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:8002928135\" data-allowed-timed-redirect=\"false\"\u003eCall 800-292-8135\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton class=\"rds-typography__text-link rds-layout--top-0\" data-open=\"bae92a3a-2204-4946-9e19-621daf743dd9\" type=\"button\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"high-prominence-container aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s commercial property insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eAlso known as business property insurance, it covers the building and property that make up your business, whether you own, lease or work from home. This includes things like your building structure, important documents and other tools you use to run your business. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0200-general-coverage\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eWhat type of business needs property insurance?\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf your business owns or rents anything of value — from lawnmowers to office furniture — you should consider commercial property insurance.\u003c\/p\u003e\n\u003cp\u003eNo matter the size or type of your company — from one landscaper to hundreds of employees — every business is exposed to risk. Fires, storms, theft, vandalism, burst pipes, and even riots can disrupt your business. Commercial property insurance can help cover costs to keep it running.\u003c\/p\u003e\n\u003cp\u003eIf your business needs coverage beyond what commercial property insurance can provide, check out our other solutions for\u003cspan\u003e \u003c\/span\u003e\u003ca title=\"Small business insurance products\" href=\"https:\/\/www.usaa.com\/insurance\/small-business\/?wa_ref=pub_global_insurance_business\" target=\"_self\"\u003esmall business insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat does commercial property insurance cover?\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eIt can cover your business’s physical assets based on actual cash value, agreed value or what it costs to replace them. These could include:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/hotel.png\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBuildings\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThe structure you own or rent.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-refrigerator.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBusiness personal property\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eComputers, refrigerators, inventory and more\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-light-bulb.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eOther property features\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eSigns, glass, fencing and lighting\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOther coverages you can add\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eThere are more than 100 ways to customize your policy. Here are some popular options. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-tools.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBusiness interruption\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis can help cover your expenses and lost income if you have to close for an extended period, like if your roof collapses or a storm knocks a tree into your building.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-circles-with-plus-signs.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eAdditional insured\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis may extend your coverage to a third party, like a vendor or subcontractor.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-lightning-bolt.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eService interruption\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis could help protect your income if you lose electricity from damage that happens off your premises, like downed powerlines from a storm.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-lock.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCivil authority\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis may help protect your income if the government denies access to your property because of natural disasters, riots or terrorism.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eWhy choose us for property insurance?\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf you qualify, it takes just a few minutes to quote and buy a USAA policy. We also work with other leading insurance carriers, so depending on what you need, we may connect you with another insurance company through the USAA Insurance Agency.\u003c\/p\u003e\n\u003cp\u003eA commercial specialist can help you choose the right amount of protection. If you have questions about a policy, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eAnd if you have to report a claim, you can expect USAA-level support no matter who manages your policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eAn easy way to protect your business\u003c\/h2\u003e\n\u003cp\u003eIf you need a broader range of coverage, consider a\u003cspan\u003e \u003c\/span\u003e\u003ca title=\"Business owners policy, BOP\" href=\"https:\/\/www.usaa.com\/inet\/wc\/business-owners-policy\"\u003ebusiness owners policy, or BOP\u003c\/a\u003e. It provides coverage for general liability, property damage and business income — all in one policy.\u003c\/p\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca class=\"rds-button__secondary usaa-aem-button__secondary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a BOP quote \u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca data-cookie-enabled=\"false\" data-allowed-timed-redirect=\"false\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\"\u003eGet a BOP quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor a business owners policy\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782185767142,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-professional-liability-insurance","title":"USAA Professional liability insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eProfessional liability insurance for when mistakes happen\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eWe work with leading insurance companies to help cover your business if something goes wrong with your services.\u003c\/p\u003e\n\u003cp\u003eTo speak with a USAA Insurance Agency commercial specialist about your coverage needs,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:800-292-8135\"\u003ecall 800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-with-clients_21-9.png.transform\/bannerLarge\/image.png\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-with-clients_21-9.png.transform\/bannerLarge\/image.png\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-with-clients_4-3.png.transform\/bannerMobile\/image.png\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-with-clients_4-3.png.transform\/bannerSmall\/image.png\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-owner-with-clients_4-3.png.transform\/bannerMedium\/image.png\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat's professional liability insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eProfessional liability can help pay your legal defense costs, including judgments and settlements, if a client sues your company for mistakes, negligence or bad advice.\u003c\/p\u003e\n\u003cp\u003eIn certain trades and industries, it’s often referred to as malpractice or errors and omissions insurance.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/barber-with-client_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/barber-with-client_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/barber-with-client_16-9.png.transform\/spotlightLarge\/image.png\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/barber-with-client_16-9.png.transform\/spotlightLarge\/image.png\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWho it’s for\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf you provide professional services or give advice to clients, you should consider a professional liability policy to supplement your\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/business-resources\"\u003ebusiness coverage\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eHere are some of the most common professionals who use this policy:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eBeauty salon and barber shop owners\u003c\/li\u003e\n\u003cli\u003eConsultants and counselors\u003c\/li\u003e\n\u003cli\u003eHealth care and IT professionals\u003c\/li\u003e\n\u003cli\u003eLawyers, architects and engineers\u003c\/li\u003e\n\u003cli\u003eReal estate agents, interior designers and personal trainers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-working-at-computer_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-working-at-computer_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-working-at-computer_16-9.png.transform\/spotlightLarge\/image.png\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-working-at-computer_16-9.png.transform\/spotlightLarge\/image.png\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCoverage for errors and omissions\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eProfessional liability insurance is also known as errors and omissions insurance.\u003c\/p\u003e\n\u003cp\u003eIt helps protect your business if you or someone who works for you makes a mistake that results in financial loss for your client.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat else does professional liability cover?\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eA policy could also help protect your business against the following types of claims: \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eNegligence\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou or someone who works for you may not meet professional obligations like a critical deadline that costs your client.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eMistakes Made by Contractors\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThe general or third-party contractors you hired could make mistakes on your client's project.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eMisrepresentation\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou or one of your employees may give false or misleading information that affects your client's decision to sign a contract.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eInaccurate Advice\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour client could lose money after they act on advice your company gives them.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eViolation of Good Faith and Fair Dealing\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour business may do something that results in your client not getting the full benefits of a contract.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eDo I really need professional liability insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eEven if you or someone who works for you didn't make the mistake, your client can still file a lawsuit if they believe your company was responsible.\u003c\/p\u003e\n\u003cp\u003eWithout professional liability coverage, you may have to pay your legal expenses out of pocket.\u003c\/p\u003e\n\u003ch2\u003e\u003cspan class=\"rds-typography__headline-2\"\u003eIt may be required.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eSome professional licenses may require it. For example, certain states require doctors and some other medical professionals to have coverage.\u003c\/p\u003e\n\u003cp\u003eAnd some clients may ask you to have it before doing business with you.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-in-office_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-in-office_16-9.png.transform\/spotlightSmall\/image.png\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-in-office_16-9.png.transform\/spotlightLarge\/image.png\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/business-professionals-in-office_16-9.png.transform\/spotlightLarge\/image.png\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy get a policy through the USAA Insurance Agency?\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eThe USAA Insurance Agency is here to help you find insurance to fit your needs. Our long-standing alliances with other insurance providers allow us to make sure you get a great mix of coverage, pricing and quality customer service.\u003c\/p\u003e\n\u003cp\u003eA commercial specialist can help you choose the right amount of protection. If you have questions about a policy, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:800-292-8135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eAnd if you have to report a claim, you can expect USAA-level support no matter who manages your policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca data-cookie-enabled=\"false\" data-allowed-timed-redirect=\"false\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" class=\"rds-button__secondary usaa-aem-button__secondary usaa-aem-button__group\"\u003eGet a BOP quote \u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a BOP quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor a business owners policy\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782193402086,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-cyber-insurance","title":"USAA Cyber insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCyber insurance for your business\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eWhether your business is large or small, help protect it through our alliances with leading insurance companies.\u003c\/p\u003e\n\u003cp\u003eTo speak with a USAA Insurance Agency commercial specialist about your needs, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-in-data-storage-facility-21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-in-data-storage-facility-21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-in-data-storage-facility-4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-in-data-storage-facility-4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-in-data-storage-facility-4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s cyber insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eCyber liability insurance is a crucial part of\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/business-resources\/\"\u003ebusiness insurance\u003c\/a\u003e. It can help protect your business from the cost of cyberattacks and data breaches.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-meeting-around-computer-smiling-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-meeting-around-computer-smiling-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-meeting-around-computer-smiling-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-meeting-around-computer-smiling-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWho it’s for\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eAny company that uses electronic devices could benefit from cyber insurance. You should consider it if your business:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eAccepts credit cards or other forms of digital payment.\u003c\/li\u003e\n\u003cli\u003eStores financial or medical data.\u003c\/li\u003e\n\u003cli\u003eCollects sensitive information from customers.\u003c\/li\u003e\n\u003cli\u003eUses computers or mobile devices, or has an online presence.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eGet the right cyber protection for your business.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-2\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFirst-Party Coverage\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis can help pay for covered cyber losses on your company's network or systems. It can also help you respond to cyberattacks and data breaches.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eThird-Party Coverage\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis can help cover legal costs if another company blames your business for their cyber losses. Plus, it can help if a breach on a client’s or vendor's network affects your systems or data.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s covered?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-clipboard-with-checklist.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eData Breach Response\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf your business has a breach, this policy can help you obtain professional services that assist in notifying employees and customers.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-laptop.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eRepairs and Restoration\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf you need to fix, recover, or replace data and software, this insurance can help cover the costs.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-document-and-shield.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLegal Expenses\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf your business faces lawsuits, fines or liability claims after a breach, cyber insurance can help pay the expenses.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-cash.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLost Income\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf your business is interrupted or you’re forced to pay a ransom after a cyberattack, your policy can help you recover.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-safe.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eSystem Improvements\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eIf you’ve had a breach, a policy may help pay for enhancements to guard your system from future attacks.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-look-at-computer-screen-smiling-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-look-at-computer-screen-smiling-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-look-at-computer-screen-smiling-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/coworkers-look-at-computer-screen-smiling-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy get a policy through the USAA Insurance Agency?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eThe USAA Insurance Agency is here to help you find insurance to fit your needs. Our long-standing alliances with other insurance providers allow us to make sure you get a great mix of coverage, pricing and quality customer service.\u003c\/p\u003e\n\u003cp\u003eAlso, when you buy insurance through the USAA Insurance Agency, you help us support the military community through charitable contributions and special events.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eDo I really need cyber insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eDon't underestimate the cost of a data breach. The impact can last years. And the cost can add up to millions of dollars, especially if your business faces lawsuits and fines.\u003c\/p\u003e\n\u003cp\u003eThe average cost of a data breach in 2024 was $4.88 million worldwide, according to the IBM Cost of a Data Breach Report.\u003c\/p\u003e\n\u003ch3\u003e\u003cspan class=\"rds-typography__headline-3\"\u003eWhat about small businesses?\u003c\/span\u003e\u003c\/h3\u003e\n\u003cp\u003eJust because you have a small staff doesn’t mean you’re not at risk.\u003c\/p\u003e\n\u003cp\u003eMore than 60% of breaches involved outside parties, according to the 2024 Verizon Data Breach Investigations Report.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca data-cookie-enabled=\"false\" data-allowed-timed-redirect=\"false\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\"\u003eGet a BOP quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor a business owners policy\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782196252902,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"higginbotham-group-health-insurance","title":"Higginbotham Group Health Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our No hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate Disbursing your information far and wide. Only Work with those you select. \u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eDesigned to help businesses reduce health care costs for employees and their dependents, a group health insurance policy splits the cost of coverage by way of blanket coverage provided to all participating employees, with premium cost being split between the employer and the employed. An insurance carrier pays for the agreed-upon portion of your employee medical costs outlined in your policy in exchange for premium payment and an employee copay.\u003c\/p\u003e\n\u003cp\u003eTypically, the higher the monthly premium cost you pay, the lower your employee deductible will be. Group plan coverage can help with the cost of checkups at the doctor, prescriptions, emergency room visits, long-term care and more.\u003c\/p\u003e\n\u003cp\u003eIn most cases, buying into an\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/employee-benefits\/group-insurance\/group-health-insurance\/\"\u003eemployer group health plan\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eis more cost-effective for an employee than purchasing individual or family coverage independently.\u003c\/p\u003e\n\u003cp\u003eWhile a group plan can improve job satisfaction, retention and recruiting capabilities, there are requirements an employer should understand.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881057407206,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-life-insurance","title":"Higginbotham Group Life Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our No hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate Disbursing your information far and wide. Only Work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" rel=\"noopener\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003ch2\u003eGroup Life Insurance\u003c\/h2\u003e\n\u003cp\u003eOffering\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/employee-benefits\/group-insurance\/\"\u003egroup benefits for employees\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003ecan be a great way to improve job satisfaction and increase retention.\u003c\/p\u003e\n\u003cp\u003eWhile many\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/blog\/how-employers-are-taking-charge-of-health-care\/\"\u003eemployers\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003econsider offering health and dental coverage for employees, life insurance is a benefit that some overlook. Available in several varieties with each tailored to a different set of needs and goals,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/blog\/benefits-of-group-life-insurance\/\"\u003egroup life insurance\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003ecan be an excellent avenue for adding value for your employees.\u003c\/p\u003e\n\u003cp\u003eIf you’re exploring group life insurance and have questions, Higginbotham is here to answer them.\u003c\/p\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-white  text_layout\" id=\"gutenblock-block_e86f3edf3c1fba4540685f1ebc40e82d\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-term-life-insurance?_pos=4\u0026amp;_psq=higgin\u0026amp;_ss=e\u0026amp;_v=1.0\"\u003eTerm Life\u003c\/a\u003e\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eTerm life insurance is widely regarded as the simplest and most cost effective form of group life insurance available. A term life policy works by first establishing a “term,” which is usually as little as one year and as long as 30 years.\u003c\/p\u003e\n\u003cp\u003eAfter selecting a term length, the employee chooses between a “level term” or a “decreasing term.” Decreasing terms slowly decrease the payment amount each year. Level terms pay the same death benefit throughout duration of the policy.\u003c\/p\u003e\n\u003cp\u003eWhile decreasing term life policies tend to have lower premium costs than other forms of life insurance, the death benefit they provide may not fully cover the needs of a spouse or dependents.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-lt-gray  text_layout\" id=\"gutenblock-block_ed195aa0f8aad45c6b14780c8b70ea5c\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-whole-permanent-life-insurance?_pos=3\u0026amp;_psq=higgin\u0026amp;_ss=e\u0026amp;_v=1.0\" target=\"_blank\" rel=\"noopener\"\u003eWhole\/Permanent Life\u003c\/a\u003e\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eUnlike term life options, whole life insurance can cover employees throughout their lifetime. While cost per $1,000 of death benefit on a whole life policy typically increases as the employee ages, the premium payment and total death benefit often stays the same year-over-year.\u003c\/p\u003e\n\u003cp\u003eThis is achieved through higher premium payments during the employee’s early years and investing the difference in hopes of gaining returns. These returns are then leveraged to offset increases in coverage costs as the employee ages.\u003c\/p\u003e\n\u003cp\u003eIf the employee wants to terminate the policy before death, the insurance carrier is usually required to make the cash value of these overpayments available for withdrawal.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-white  text_layout\" id=\"gutenblock-block_ccb56ace2c42aacf8d086533a66e86f0\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-universal-life-insurance\" target=\"_blank\" rel=\"noopener\"\u003eUniversal Life\u003c\/a\u003e\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eAlso commonly known as “adjustable life,” universal life coverage is a special type of whole life policy designed to create more cash value flexibility for the employee.\u003c\/p\u003e\n\u003cp\u003eUniversal life policies accomplish this by way of a cash value account that earns money at the market rate of interest. Once enough value has accrued in the account, the employee can apply the financial gains to offset premium payments, effectively lowering the monthly cost.\u003c\/p\u003e\n\u003cp\u003eBecause the employee can draw from the policy’s cash value, a universal life plan can also serve as a mechanism for post-retirement income replacement.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-lt-gray  text_layout\" id=\"gutenblock-block_2e5c53284a3396c94bc045afa8742707\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-variable-life-insurance\" target=\"_blank\" rel=\"noopener\"\u003eVariable Life\u003c\/a\u003e\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eVariable life is another specialized form of whole life insurance. Like universal life options, variable policies also establish a savings account intended to grow cash value through investment in stocks,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/business-insurance\/commercial-coverage\/bonds\/\"\u003ebonds\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand money market mutual funds. While they employ the same basic strategy as universal life, variable life coverage tends to involve considerably more risk.\u003c\/p\u003e\n\u003cp\u003eThis is because market fluctuation can negatively affect cash and death benefit values. Though some variable life options cap potential losses by setting a minimum policy value as a trigger for divesting.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881145094374,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-term-life-insurance","title":"Higginbotham Term Life Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this product to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or contact the provider directly with this link here. \u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/business-insurance\/request-a-quote\/\" target=\"_blank\" rel=\"noopener\"\u003e\u003cspan\u003eRequest a Quote\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003csection data-wpr-lazyrender=\"1\" id=\"gutenblock-block_e86f3edf3c1fba4540685f1ebc40e82d\" class=\"gutenblock gutenblock--oms-text-left-header bg-color-white  text_layout\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003eTerm Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eTerm life insurance is widely regarded as the simplest and most cost effective form of group life insurance available. A term life policy works by first establishing a “term,” which is usually as little as one year and as long as 30 years.\u003c\/p\u003e\n\u003cp\u003eAfter selecting a term length, the employee chooses between a “level term” or a “decreasing term.” Decreasing terms slowly decrease the payment amount each year. Level terms pay the same death benefit throughout duration of the policy.\u003c\/p\u003e\n\u003cp\u003eWhile decreasing term life policies tend to have lower premium costs than other forms of life insurance, the death benefit they provide may not fully cover the needs of a spouse or dependents.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-wpr-lazyrender=\"1\" id=\"gutenblock-block_ed195aa0f8aad45c6b14780c8b70ea5c\" class=\"gutenblock gutenblock--oms-text-left-header bg-color-lt-gray  text_layout\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-wpr-lazyrender=\"1\" id=\"gutenblock-block_2e5c53284a3396c94bc045afa8742707\" class=\"gutenblock gutenblock--oms-text-left-header bg-color-lt-gray  text_layout\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881260962022,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-whole-permanent-life-insurance","title":"Higginbotham Whole\/Permanent Life Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this product to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or contact the provider directly with this link here. \u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/business-insurance\/request-a-quote\/\" target=\"_blank\"\u003e\u003cspan\u003eRequest a Quote\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-white  text_layout\" id=\"gutenblock-block_e86f3edf3c1fba4540685f1ebc40e82d\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003eWhole\/Permanent Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eUnlike term life options, whole life insurance can cover employees throughout their lifetime. While cost per $1,000 of death benefit on a whole life policy typically increases as the employee ages, the premium payment and total death benefit often stays the same year-over-year.\u003c\/p\u003e\n\u003cp\u003eThis is achieved through higher premium payments during the employee’s early years and investing the difference in hopes of gaining returns. These returns are then leveraged to offset increases in coverage costs as the employee ages.\u003c\/p\u003e\n\u003cp\u003eIf the employee wants to terminate the policy before death, the insurance carrier is usually required to make the cash value of these overpayments available for withdrawal.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-lt-gray  text_layout\" id=\"gutenblock-block_2e5c53284a3396c94bc045afa8742707\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881487782118,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-universal-life-insurance","title":"Higginbotham Universal Life Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this product to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or contact the provider directly with this link here. \u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/business-insurance\/request-a-quote\/\" rel=\"noopener\" target=\"_blank\"\u003e\u003cspan\u003eRequest a Quote\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003csection data-wpr-lazyrender=\"1\" id=\"gutenblock-block_e86f3edf3c1fba4540685f1ebc40e82d\" class=\"gutenblock gutenblock--oms-text-left-header bg-color-white  text_layout\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003eUniversal Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eAlso commonly known as “adjustable life,” universal life coverage is a special type of whole life policy designed to create more cash value flexibility for the employee.\u003c\/p\u003e\n\u003cp\u003eUniversal life policies accomplish this by way of a cash value account that earns money at the market rate of interest. Once enough value has accrued in the account, the employee can apply the financial gains to offset premium payments, effectively lowering the monthly cost.\u003c\/p\u003e\n\u003cp\u003eBecause the employee can draw from the policy’s cash value, a universal life plan can also serve as a mechanism for post-retirement income replacement.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881557151974,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-variable-life-insurance","title":"Higginbotham Variable Life Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this product to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or contact the provider directly with this link here. \u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/business-insurance\/request-a-quote\/\" target=\"_blank\"\u003e\u003cspan\u003eRequest a Quote\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text-left-header bg-color-white  text_layout\" id=\"gutenblock-block_e86f3edf3c1fba4540685f1ebc40e82d\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cdiv class=\"column header-left\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003eVariable Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003eVariable life is another specialized form of whole life insurance. Like universal life options, variable policies also establish a savings account intended to grow cash value through investment in stocks,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/business-insurance\/commercial-coverage\/bonds\/\"\u003ebonds\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand money market mutual funds. While they employ the same basic strategy as universal life, variable life coverage tends to involve considerably more risk.\u003c\/p\u003e\n\u003cp\u003eThis is because market fluctuation can negatively affect cash and death benefit values. Though some variable life options cap potential losses by setting a minimum policy value as a trigger for divesting.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881601945830,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-dental-insurance","title":"Higginbotham Group Dental Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our No hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate Disbursing your information far and wide. Only Work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" rel=\"noopener\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003ch3\u003eGroup Dental Benefits\u003c\/h3\u003e\n\u003cp\u003eGroup dental insurance plans can be a cost-effective way to help take care of your employees’ dental needs, improve employee satisfaction and increase employee retention. In addition to these advantages, group plans can also incur tax benefits for your business.\u003c\/p\u003e\n\u003ch2\u003eGroup dental plans are usually available in two common varieties.\u003c\/h2\u003e\n\u003ch3\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-dental-preferred-provider-organization-dppo\"\u003eDental Preferred Provider Organization (DPPO)\u003c\/a\u003e\u003c\/h3\u003e\n\u003cp\u003eWhile a dental preferred provider organization plan, or DPPO, can be considerably more flexible than a dental health maintenance organization plan, or DHMO, they’re often more expensive.\u003c\/p\u003e\n\u003cp\u003eRather than require the election of a primary dentist, a DPPO plan allows employees to visit any in-network dentist or oral care specialist of their choosing.\u003c\/p\u003e\n\u003cp\u003eA DPPO doesn’t require a primary dentist referral as a prerequisite to visiting a specialist and may extend some degree of coverage for out-of-network service providers.\u003c\/p\u003e\n\u003cp\u003eThat said, out-of-network services often carry higher out-of-pocket costs.\u003c\/p\u003e\n\u003ch3\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-dental-health-maintenance-organization-dhmo\"\u003eDental Health Maintenance Organization (DHMO)\u003c\/a\u003e\u003c\/h3\u003e\n\u003cp\u003eOften the less expensive of the two group coverage options, a DHMO limits eligible dental service providers to a predetermined network of dentists and orthodontists.\u003c\/p\u003e\n\u003cp\u003eAfter signing up for a DHMO dental plan, employees must select a primary dentist.\u003c\/p\u003e\n\u003cp\u003eThis primary dentist will perform the majority of preventive care, routine dental work and maintenance, referring in-network dentists approved by the dental insurance carrier for oral surgeries and other procedures that require a dental specialist.\u003c\/p\u003e\n\u003cp\u003eFor example, if employees need to see an oral surgeon on a DHMO plan, they would need to schedule an appointment with their primary dentist to confirm the need and refer them to an in-network service provider.\u003c\/p\u003e\n\u003cp\u003eSpecifically, employer contributions to a group health plan are considered “pre-tax” income, enabling participating businesses to offset payroll and income tax when it comes time to calculate liability.\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881620754662,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-dental-preferred-provider-organization-dppo","title":"Higginbotham Dental Preferred Provider Organization (DPPO)","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our No hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate Disbursing your information far and wide. Only Work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/business-insurance\/request-a-quote\/\" target=\"_blank\"\u003eRequest a Quote\u003c\/a\u003e\u003c\/p\u003e\n\u003ch3\u003eDental Preferred Provider Organization (DPPO)\u003c\/h3\u003e\n\u003cp\u003eWhile a dental preferred provider organization plan, or DPPO, can be considerably more flexible than a dental health maintenance organization plan, or DHMO, they’re often more expensive.\u003c\/p\u003e\n\u003cp\u003eRather than require the election of a primary dentist, a DPPO plan allows employees to visit any in-network dentist or oral care specialist of their choosing.\u003c\/p\u003e\n\u003cp\u003eA DPPO doesn’t require a primary dentist referral as a prerequisite to visiting a specialist and may extend some degree of coverage for out-of-network service providers.\u003c\/p\u003e\n\u003cp\u003eThat said, \u003cspan style=\"text-decoration: underline;\"\u003eout-of-network\u003c\/span\u003e services often carry higher out-of-pocket costs.\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eDisclaimer: \u003c\/strong\u003e\u003cem\u003eThe material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881626620134,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-dental-health-maintenance-organization-dhmo","title":"Higginbotham Dental Health Maintenance Organization (DHMO)","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our No hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate Disbursing your information far and wide. Only Work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/business-insurance\/request-a-quote\/\" rel=\"noopener\" target=\"_blank\"\u003eRequest a Quote\u003c\/a\u003e\u003c\/p\u003e\n\u003ch3\u003eDental Health Maintenance Organization (DHMO)\u003c\/h3\u003e\n\u003cp\u003eOften the less expensive of the two group coverage options, a DHMO limits eligible dental service providers to a predetermined network of dentists and orthodontists.\u003c\/p\u003e\n\u003cp\u003eAfter signing up for a DHMO dental plan, employees must select a primary dentist.\u003c\/p\u003e\n\u003cp\u003eThis primary dentist will perform the majority of preventive care, routine dental work and maintenance, referring in-network dentists approved by the dental insurance carrier for oral surgeries and other procedures that require a dental specialist.\u003c\/p\u003e\n\u003cp\u003eFor example, if employees need to see an oral surgeon on a DHMO plan, they would need to schedule an appointment with their primary dentist to confirm the need and refer them to an in-network service provider.\u003c\/p\u003e\n\u003cp\u003eSpecifically, employer contributions to a group health plan are considered “pre-tax” income, enabling participating businesses to offset payroll and income tax when it comes time to calculate liability.\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eDisclaimer: \u003c\/strong\u003e\u003cem\u003eThe material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881628618982,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-disability-insurance","title":"Higginbotham Group Disability Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003ch1\u003eGroup Disability Insurance\u003c\/h1\u003e\n\u003cp class=\"intro-text\"\u003ePlan for the unexpected. Protect your employees’ peace of mind. Focus on what matters.\u003c\/p\u003e\n\u003cp\u003eIf your employees were suddenly injured or became ill and unable to work for an extended period, would they be able to cover their financial obligations?\u003c\/p\u003e\n\u003cp\u003eIf you answered no to this question, you’re not alone.\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eAccording to Money Under 30, only around \u003c\/span\u003e\u003ca href=\"https:\/\/www.moneyunder30.com\/compare-average-emergency-fund-savings\"\u003e\u003cspan\u003e23 percent of Americans\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e have enough emergency savings to cover six months of living expenses. Adding that an estimated 25 percent of people over 20 years old will become physically challenged at some point before retirement, the \u003ca href=\"https:\/\/www.higginbotham.com\/blog\/the-importance-of-disability-insurance\/\"\u003eimportance of carrying disability insurance \u003c\/a\u003ecannot be overstated. \u003c\/span\u003e\u003c\/p\u003e\n\u003ch2\u003eWhy Higginbotham?\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eIf you’re an employer looking to improve your \u003ca href=\"https:\/\/www.higginbotham.com\/employee-benefits\/\"\u003eemployee benefit offerings\u003c\/a\u003e, we offer group disability insurance solutions that are more individual and less institutional. By making policies personal, we can tailor them to your specific needs and budget.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eA company that leads with values, we work hard to understand your priorities so we can proactively advocate in your best interest, getting you competitive prices today, and delivering year-round value.\u003c\/span\u003e\u003c\/p\u003e\n\u003csection data-rocket-location-hash=\"c521283478767b3b3ad4856345b5ba1e\" id=\"gutenblock-block_e449969cf253e3967c8af5c1320477f8\" class=\"gutenblock gutenblock--oms-image-text bg-color-white  text_image_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"deb58efd4d3375bde7ffbcba9a8e0953\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"b47f3e431e4d9b6a2dc59d0e3e04301a\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch2\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-group-short-term-disability-insurance\"\u003eShort-Term Disability Insurance\u003c\/a\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eShort-term disability is designed to help employees who are unable to work due to childbirth, illness or injury.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis coverage works by supplementing the disabled employees’ income with benefit payments. While these payments only cover a portion of the money an employee would make while working, they are usually enough to cover living expenses throughout the time an employee is out of work. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eShort-term disability benefits typically kick in somewhere between the 1\u003c\/span\u003e\u003cspan\u003est\u003c\/span\u003e\u003cspan\u003e and 30\u003c\/span\u003e\u003cspan\u003eth\u003c\/span\u003e\u003cspan\u003e day after a qualifying event. These benefits are usually paid for a total duration ranging between 90 and 180 days.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn most cases, group disability benefit payments are determined by an employee’s base salary or W-2 earnings.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eA typical plan follows the 14\/14 model, in which benefits begin on the 14\u003c\/span\u003e\u003cspan\u003eth\u003c\/span\u003e\u003cspan\u003e day after a qualifying event. That said, there are a multitude of options to choose from when shopping for disability insurance.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIf you need benefits beyond what is allowed in a group disability plan, some individual \u003ca href=\"https:\/\/www.higginbotham.com\/employee-benefits\/voluntary-insurance\/voluntary-disability-insurance\/\"\u003edisability policies\u003c\/a\u003e offer flexible solutions to explore. \u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column image default\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003cimg decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-20-e1633462393782.jpg.webp\" class=\"attachment-large_square size-large_square entered lazyloaded\" alt=\"man-reconsidering-getting-accident-insurance\" data-lazy-src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-20-e1633462393782.jpg.webp\" data-ll-status=\"loaded\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"cc16636b94f5c7918e4d9a552f28b5d4\" id=\"gutenblock-block_dd7fa30780c94699c7a77ef5c5609263\" class=\"gutenblock gutenblock--oms-image-text bg-color-lt-gray  image_text_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"168fed275926f72b4408b1fa19c35e1c\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"45f68e9fdd85279d68bf227e16aa5792\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column image default\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003cimg decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-21-e1633462411814.jpg.webp\" class=\"attachment-large_square size-large_square entered lazyloaded\" alt=\"woman-on-crutches-after-accident\" data-lazy-src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-21-e1633462411814.jpg.webp\" data-ll-status=\"loaded\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch2\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-group-long-term-disability-insurance\"\u003eLong-Term Disability Insurance\u003c\/a\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eIn the unfortunate circumstance that covered employees suffer an injury or other event resulting in an extended disability, they should become eligible for long-term disability benefits. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eFortunately for you and your employees, Higginbotham’s group disability plans typically include options for group long-term disability coverage (GLTD). \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn most cases, GLTD benefits are capped around 50-67 percent of an employee’s base salary up to the maximum monthly benefit defined in the policy documents. For employers interested in offering income protection beyond 67 percent, Higginbotham can help you explore options for increasing coverage limits up to 100 percent of an employee’s earnings or salary. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eAlong with disability pay, some group plans offer coverage for vocational rehabilitation programs and job placement services to help employees get back to work after recovery. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eMost GLTD coverage has between a 90 and 100 day elimination period and pay benefits up to the employee’s social security normal retirement age (SSNRA), typically between ages 65 and 67. \u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"de2ebb5645820cfed822e72fd0e4f093\" id=\"gutenblock-block_f8e4b18311c91879d8f8a8d7af038b9a\" class=\"gutenblock gutenblock--oms-text bg-color-dk-blue  text_layout monogram-no\"\u003e\n\u003cdiv data-rocket-location-hash=\"b65549579096fa7cf928835f775f65c6\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"65ffa8de4891a35f1044c08308666447\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003eDo I really need DI coverage?\u003c\/h3\u003e\n\u003cp\u003eAnyone who relies on their monthly salary to maintain a comfortable standard of living for themselves or their family would be wise to consider carrying disability (DI) coverage. Even if an employee is healthy and has a considerable asset portfolio or savings, unexpectedly losing the ability to work can be financially devastating.\u003c\/p\u003e\n\u003cp\u003eWhile nobody likes to think about falling seriously ill or becoming permanently disabled, the possibility is too big to ignore. Conditions such as cancer, heart problems and stroke can come on without much warning and have a long-term impact on the ability to return to work. Combining this with the high likelihood of big medical bills and other related expenses, the importance of protecting income with insurance can be critical.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"04e484ec2efde21383a66a275d1cb57a\" id=\"gutenblock-block_9c91e85c36ac6f9ee8640ba0ee50a51f\" class=\"gutenblock gutenblock--oms-text-sidebar bg-color-white  text_text_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"113990b52f4e2ccaa878e7b892e58e1c\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"dbae4990c2eb29c79de4dd9cfaa8c57c\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch3\u003eHow much does group disability insurance cost employers?\u003c\/h3\u003e\n\u003cp\u003eThough it’s difficult to quote an exact price without knowing the specifics of your operation, Higginbotham is committed to getting you the best coverage at the best price available.\u003c\/p\u003e\n\u003cp\u003eIf you’re looking for an insurance broker that can get you the right coverage for your employees at a cost that makes sense for your situation, we’re here to help.\u003c\/p\u003e\n\u003cp\u003eThough some people assume disability income protection is a luxury they cannot afford, these policies can be tailored to specific needs and budgets with relative ease.\u003c\/p\u003e\n\u003cp\u003eIf you’re an individual whose employer doesn’t offer a group or\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-group-voluntary-disability-insurance\"\u003evoluntary plan,\u003c\/a\u003e disability coverage for individuals is usually quite affordable.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/the-higginbotham-difference\/\"\u003e\u003cem\u003eLearn more about the Higginbotham difference.\u003c\/em\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881629372646,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-short-term-disability-insurance","title":"Higginbotham Group Short-Term Disability Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003csection data-rocket-location-hash=\"c521283478767b3b3ad4856345b5ba1e\" id=\"gutenblock-block_e449969cf253e3967c8af5c1320477f8\" class=\"gutenblock gutenblock--oms-image-text bg-color-white  text_image_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"deb58efd4d3375bde7ffbcba9a8e0953\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"b47f3e431e4d9b6a2dc59d0e3e04301a\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch2\u003eShort-Term Disability Insurance\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eShort-term disability is designed to help employees who are unable to work due to childbirth, illness or injury.  \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThis coverage works by supplementing the disabled employees’ income with benefit payments. While these payments only cover a portion of the money an employee would make while working, they are usually enough to cover living expenses throughout the time an employee is out of work. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eShort-term disability benefits typically kick in somewhere between the 1\u003c\/span\u003e\u003cspan\u003est\u003c\/span\u003e\u003cspan\u003e and 30\u003c\/span\u003e\u003cspan\u003eth\u003c\/span\u003e\u003cspan\u003e day after a qualifying event. These benefits are usually paid for a total duration ranging between 90 and 180 days.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn most cases, group disability benefit payments are determined by an employee’s base salary or W-2 earnings.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eA typical plan follows the 14\/14 model, in which benefits begin on the 14\u003c\/span\u003e\u003cspan\u003eth\u003c\/span\u003e\u003cspan\u003e day after a qualifying event. That said, there are a multitude of options to choose from when shopping for disability insurance.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIf you need benefits beyond what is allowed in a group disability plan, some individual \u003ca href=\"https:\/\/www.higginbotham.com\/employee-benefits\/voluntary-insurance\/voluntary-disability-insurance\/\"\u003edisability policies\u003c\/a\u003e offer flexible solutions to explore. \u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column image default\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003cimg decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-20-e1633462393782.jpg.webp\" class=\"attachment-large_square size-large_square entered lazyloaded\" alt=\"man-reconsidering-getting-accident-insurance\" data-lazy-src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-20-e1633462393782.jpg.webp\" data-ll-status=\"loaded\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"cc16636b94f5c7918e4d9a552f28b5d4\" id=\"gutenblock-block_dd7fa30780c94699c7a77ef5c5609263\" class=\"gutenblock gutenblock--oms-image-text bg-color-lt-gray  image_text_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"168fed275926f72b4408b1fa19c35e1c\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"45f68e9fdd85279d68bf227e16aa5792\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column image default\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003cimg decoding=\"async\" width=\"900\" height=\"600\" src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-21-e1633462411814.jpg.webp\" class=\"attachment-large_square size-large_square entered lazyloaded\" alt=\"woman-on-crutches-after-accident\" data-lazy-src=\"https:\/\/www.higginbotham.com\/wp-content\/smush-webp\/2021\/09\/Untitled-21-e1633462411814.jpg.webp\" data-ll-status=\"loaded\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881629864166,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-long-term-disability-insurance","title":"Higginbotham Group Long-Term Disability Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" rel=\"noopener\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003csection class=\"gutenblock gutenblock--oms-image-text bg-color-white  text_image_layout\" id=\"gutenblock-block_e449969cf253e3967c8af5c1320477f8\" data-rocket-location-hash=\"c521283478767b3b3ad4856345b5ba1e\"\u003e\n\u003cdiv class=\"gutenblock-inner active\" data-rocket-location-hash=\"deb58efd4d3375bde7ffbcba9a8e0953\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\" data-rocket-location-hash=\"b47f3e431e4d9b6a2dc59d0e3e04301a\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003csection class=\"gutenblock gutenblock--oms-image-text bg-color-lt-gray  image_text_layout\" id=\"gutenblock-block_dd7fa30780c94699c7a77ef5c5609263\" data-rocket-location-hash=\"cc16636b94f5c7918e4d9a552f28b5d4\"\u003e\n\u003cdiv class=\"gutenblock-inner active\" data-rocket-location-hash=\"168fed275926f72b4408b1fa19c35e1c\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\" data-rocket-location-hash=\"45f68e9fdd85279d68bf227e16aa5792\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch2\u003eLong-Term Disability Insurance\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eIn the unfortunate circumstance that covered employees suffer an injury or other event resulting in an extended disability, they should become eligible for long-term disability benefits. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eFortunately for you and your employees, Higginbotham’s group disability plans typically include options for group long-term disability coverage (GLTD). \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn most cases, GLTD benefits are capped around 50-67 percent of an employee’s base salary up to the maximum monthly benefit defined in the policy documents. For employers interested in offering income protection beyond 67 percent, Higginbotham can help you explore options for increasing coverage limits up to 100 percent of an employee’s earnings or salary. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eAlong with disability pay, some group plans offer coverage for vocational rehabilitation programs and job placement services to help employees get back to work after recovery. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eMost GLTD coverage has between a 90 and 100 day elimination period and pay benefits up to the employee’s social security normal retirement age (SSNRA), typically between ages 65 and 67. \u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text bg-color-dk-blue  text_layout monogram-no\" id=\"gutenblock-block_f8e4b18311c91879d8f8a8d7af038b9a\" data-rocket-location-hash=\"de2ebb5645820cfed822e72fd0e4f093\"\u003e\n\u003cdiv class=\"gutenblock-inner active\" data-rocket-location-hash=\"b65549579096fa7cf928835f775f65c6\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\" data-rocket-location-hash=\"65ffa8de4891a35f1044c08308666447\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cp\u003e\u003cspan\u003eDisclaimer: The material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881637073126,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-voluntary-disability-insurance","title":"Higginbotham Group Voluntary Disability Insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this business to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003cp class=\"intro-text\"\u003e\u003cspan\u003eWhen you take care of your people, they take care of your business.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eAn injury or illness will force one in five U.S. employees to miss work\u003c\/span\u003e\u003cspan\u003e and take medical leave \u003c\/span\u003e\u003cspan\u003efor at least a year before turning age 65. That’s why it may be wise to offer voluntary disability insurance. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eDesigned to help to replace a portion of your income should you or an employee fall ill or become disabled, voluntary short-term disability insurance can be a great way to give your people peace of mind \u003c\/span\u003e\u003cspan\u003ewith disability benefits.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eMorale. Retention. A commitment to their family and their future. \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eshort-term disability insurance can help show your employees that you’ve got their back.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch4\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/higginbotham-group-voluntary-short-term-disability-essentials-std\"\u003eVoluntary Short-Term Disability Essentials (STD)\u003c\/a\u003e\u003c\/h4\u003e\n\u003cp\u003e\u003cspan\u003eUnlike \u003c\/span\u003e\u003ca href=\"https:\/\/birddawgnetwork.com%20%E2%80%BA%20products%20%E2%80%BA%20higginbotham-group-disability-insurance\"\u003e\u003cspan\u003egroup disability\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e\u003ca href=\"https:\/\/birddawgnetwork.com%20%E2%80%BA%20products%20%E2%80%BA%20higginbotham-group-disability-insurance\"\u003e \u003c\/a\u003ecoverage where an employer covers part of the premium cost for all eligible employees, the cost of voluntary short-term disability insurance (STD) is paid for entirely by the employees. This gives them the peace of mind that should they get sick \u003c\/span\u003e\u003cspan\u003eand need to take medical leave\u003c\/span\u003e\u003cspan\u003e, their living expenses will be covered while they’re unable to work. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eBecause health insurance doesn’t cover living expenses like rent and utilities, \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eSTD can help bridge the gap created by a serious injury or disability that affects your ability to work.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn many cases, \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eSTD benefits go into effect as soon as one week after you’ve left work and can help cover income for up to six months or longer for medical leave.\u003c\/span\u003e\u003c\/p\u003e\n\u003ch4\u003e\u003ca href=\"https:\/\/birddawgnetwork.com\/products\/voluntary-long-term-disability-essentials-ltd\"\u003eVoluntary Long-Term Disability Essentials (LTD)\u003c\/a\u003e\u003c\/h4\u003e\n\u003cp\u003e\u003cspan\u003eDesigned to ease the challenges faced by people who are unable to work for an extended period, voluntary long-term disability (LTD) can help replace part of an employee’s income in the aftermath of a disabling injury or sickness.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eVoluntary LTD insurance picks up where \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eSTD leaves off, going into effect after employees have been out of work for 90 days, 180 days or more and helping replace income until they reach the age of 65 or Social Security Normal Retirement Age (SSNRA).\u003c\/span\u003e\u003c\/p\u003e\n\u003csection data-rocket-location-hash=\"c521283478767b3b3ad4856345b5ba1e\" id=\"gutenblock-block_e449969cf253e3967c8af5c1320477f8\" class=\"gutenblock gutenblock--oms-image-text bg-color-white  text_image_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"deb58efd4d3375bde7ffbcba9a8e0953\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"b47f3e431e4d9b6a2dc59d0e3e04301a\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003csection data-rocket-location-hash=\"cc16636b94f5c7918e4d9a552f28b5d4\" id=\"gutenblock-block_dd7fa30780c94699c7a77ef5c5609263\" class=\"gutenblock gutenblock--oms-image-text bg-color-lt-gray  image_text_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"168fed275926f72b4408b1fa19c35e1c\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"45f68e9fdd85279d68bf227e16aa5792\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eDisclaimer\u003c\/strong\u003e: \u003cem\u003eThe material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"de2ebb5645820cfed822e72fd0e4f093\" id=\"gutenblock-block_f8e4b18311c91879d8f8a8d7af038b9a\" class=\"gutenblock gutenblock--oms-text bg-color-dk-blue  text_layout monogram-no\"\u003e\n\u003cdiv data-rocket-location-hash=\"b65549579096fa7cf928835f775f65c6\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"65ffa8de4891a35f1044c08308666447\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881638351078,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"higginbotham-group-voluntary-short-term-disability-essentials-std","title":"Higginbotham Group Voluntary Short-Term Disability Essentials (STD)","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this product to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003ch4\u003eVoluntary Short-Term Disability Essentials (STD)\u003c\/h4\u003e\n\u003cp\u003e\u003cspan\u003eUnlike \u003c\/span\u003e\u003ca href=\"https:\/\/birddawgnetwork.com%20%E2%80%BA%20products%20%E2%80%BA%20higginbotham-group-disability-insurance\"\u003e\u003cspan\u003egroup disability\u003c\/span\u003e\u003c\/a\u003e\u003cspan\u003e coverage where an employer covers part of the premium cost for all eligible employees, the cost of voluntary short-term disability insurance (STD) is paid for entirely by the employees. This gives them the peace of mind that should they get sick \u003c\/span\u003e\u003cspan\u003eand need to take medical leave\u003c\/span\u003e\u003cspan\u003e, their living expenses will be covered while they’re unable to work. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eBecause health insurance doesn’t cover living expenses like rent and utilities, \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eSTD can help bridge the gap created by a serious injury or disability that affects your ability to work.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn many cases, \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eSTD benefits go into effect as soon as one week after you’ve left work and can help cover income for up to six months or longer for medical leave.\u003c\/span\u003e\u003c\/p\u003e\n\u003csection data-wpr-lazyrender=\"1\" id=\"gutenblock-block_43c12ed78184d04dc9b83b3da24b3e0d\" class=\"gutenblock gutenblock--oms-text bg-color-lt-gray  text_layout monogram-no\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003ch2\u003eWhich conditions qualify for short-term disability benefits?\u003c\/h2\u003e\n\u003cp\u003e\u003cspan\u003eTo be eligible for short-term disability benefit payments after suffering an injury or sickness, an employee needs to have current coverage in force, meet the exclusion limit for pre-existing health conditions, meet time-off work requirements and satisfy the short-term disability definition outlined in the policy documents.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eThe employee should then be eligible for \u003c\/span\u003e\u003cspan\u003evoluntary short-term disability\u003c\/span\u003e\u003cspan\u003e benefit payments to help cover expenses throughout recovery.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eIn many cases, conditions like debilitating stress and work-induced anxiety are also eligible for \u003c\/span\u003e\u003cspan\u003edisability \u003c\/span\u003e\u003cspan\u003ecoverage. \u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eHowever, \u003c\/span\u003e\u003cspan\u003edisability \u003c\/span\u003e\u003cspan\u003ecoverage for most, if not all symptoms and ailments require a specific diagnosis from a doctor confirming that the condition prevents the employee from working.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-wpr-lazyrender=\"1\" id=\"gutenblock-block_da2d42f4bef6046f230535c14a5b9ed9\" class=\"gutenblock gutenblock--oms-columns bg-color-white card_column_style default_image  num_columns_5\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row header_row\"\u003e\n\u003cdiv class=\"header_column\"\u003e\n\u003ch3\u003e\n\u003ca id=\"st-conditions\"\u003e\u003c\/a\u003eQualifying Conditions for Short-Term Disability Benefits\u003c\/h3\u003e\n\u003cp\u003eSome qualifying conditions typically eligible for short-term disability benefit payments include:\u003c\/p\u003e\n\u003cp\u003e \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eCarpal Tunnel Syndrome\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eDigestive System Issues\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eRecovery from Surgery\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eMaternity Leave\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eExtended Illness\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eJoint Disorders\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eHerniated Disk\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eRunner’s Knee\u003c\/h4\u003e\n\u003ch4\u003e\u003cbr\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eTennis Elbow\u003c\/h4\u003e\n\u003ch4\u003e\u003cbr\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eBroken Bone\u003c\/h4\u003e\n\u003ch4\u003e\u003cbr\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eTendonitis\u003c\/h4\u003e\n\u003ch4\u003e\u003cbr\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eWhiplash\u003c\/h4\u003e\n\u003ch4\u003e\u003cbr\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eCancer\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"c521283478767b3b3ad4856345b5ba1e\" id=\"gutenblock-block_e449969cf253e3967c8af5c1320477f8\" class=\"gutenblock gutenblock--oms-image-text bg-color-white  text_image_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"deb58efd4d3375bde7ffbcba9a8e0953\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"b47f3e431e4d9b6a2dc59d0e3e04301a\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003csection data-rocket-location-hash=\"cc16636b94f5c7918e4d9a552f28b5d4\" id=\"gutenblock-block_dd7fa30780c94699c7a77ef5c5609263\" class=\"gutenblock gutenblock--oms-image-text bg-color-lt-gray  image_text_layout\"\u003e\n\u003cdiv data-rocket-location-hash=\"168fed275926f72b4408b1fa19c35e1c\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"45f68e9fdd85279d68bf227e16aa5792\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eDisclaimer:\u003c\/strong\u003e \u003cem\u003eThe material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-rocket-location-hash=\"de2ebb5645820cfed822e72fd0e4f093\" id=\"gutenblock-block_f8e4b18311c91879d8f8a8d7af038b9a\" class=\"gutenblock gutenblock--oms-text bg-color-dk-blue  text_layout monogram-no\"\u003e\n\u003cdiv data-rocket-location-hash=\"b65549579096fa7cf928835f775f65c6\" class=\"gutenblock-inner active\"\u003e\n\u003cdiv data-rocket-location-hash=\"65ffa8de4891a35f1044c08308666447\" class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881642676454,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"voluntary-long-term-disability-essentials-ltd","title":"Higginbotham Group Voluntary Long-Term Disability Essentials (LTD)","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eBird Dawg Network field guide shopping solution makes your whole experience easier. At no cost to you! Our no hassle process was designed to minimize your stress. \u003c\/span\u003e\u003c\/h2\u003e\n\u003ch2 dir=\"ltr\"\u003e\u003cspan\u003eAdd this product to your bundle. Finish your checkout procedure and schedule your appointment to use this item. It's just that simple. Eliminate disbursing your information far and wide. Only work with those you select. Or request a quote directly by clicking this link.\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003e\u003ca href=\"https:\/\/www.higginbotham.com\/lets-talk\/\" rel=\"noopener\" target=\"_blank\"\u003e\u003cspan\u003eLet's Talk\u003c\/span\u003e\u003c\/a\u003e\u003c\/p\u003e\n\u003ch4\u003eVoluntary Long-Term Disability Essentials (LTD)\u003c\/h4\u003e\n\u003cp\u003e\u003cspan\u003eDesigned to ease the challenges faced by people who are unable to work for an extended period, voluntary long-term disability (LTD) can help replace part of an employee’s income in the aftermath of a disabling injury or sickness.\u003c\/span\u003e\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eVoluntary LTD insurance picks up where \u003c\/span\u003e\u003cspan\u003eVoluntary \u003c\/span\u003e\u003cspan\u003eSTD leaves off, going into effect after employees have been out of work for 90 days, 180 days or more and helping replace income until they reach the age of 65 or Social Security Normal Retirement Age (SSNRA).\u003c\/span\u003e\u003c\/p\u003e\n\u003csection class=\"gutenblock gutenblock--oms-columns bg-color-white card_column_style default_image  num_columns_5\" id=\"gutenblock-block_b86190fe1e4e628615c26349c45958b7\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row header_row\"\u003e\n\u003cdiv class=\"header_column\"\u003e\n\u003ch3\u003eQualifying Conditions for\u003cspan\u003e \u003c\/span\u003e\u003cb\u003eVoluntary\u003cspan\u003e \u003c\/span\u003e\u003c\/b\u003eLong-Term Disability Benefits\u003c\/h3\u003e\n\u003cp\u003eSome conditions that can be eligible for short-term disability claims include:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eChronic Obstructive Pulmonary Disease (COPD)\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eRSD\/Complex Regional Pain Syndrome\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eCarpal Tunnel Syndrome\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003ePeripheral Neuropathy\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eBack Pain\/Disorders\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eSjogren’s Syndrome\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eParkinson’s disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eMeniere’s Disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eEpstein-Barr Virus\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eOsteoarthritis\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eEye Disorders\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eHeart Disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eAtaxia\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eCancer\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eLupus\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003ePost-Traumatic Stress Disorder (PTSD)\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eMultiple Sclerosis (MS)\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eVestibular Dysfunction\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eMacular Degeneration\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eCerebral Atrophy\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eBipolar Disorder\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eCrohn’s Disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eLoss of Hearing\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eKnee Disorders\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eDepression\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eHIV\/AIDS\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eHepatitis\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eInsomnia\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eDiabetes\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eEpilepsy\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eStroke\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eIrritable Bowel Syndrome (IBS)\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eChronic Fatigue Syndrome\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eNon-Epileptic Seizures\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eHeadaches\/Migraines\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eRheumatoid Arthritis\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eTrigeminal Neuralgia\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eSpeech disorders\u003c\/h4\u003e\n\u003ch4\u003e\u003cbr\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eHerniated Disc(s)\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eKidney Disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eNeck Disorders\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eSpinal Stenosis\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eBrain Injuries\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eLyme Disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eLung Disease\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eFibromyalgia\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"column has_text\"\u003e\n\u003cdiv class=\"column_inner active\"\u003e\n\u003cdiv class=\"text_container\"\u003e\n\u003ch4\u003eChronic Pain\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text bg-color-white  text_layout monogram-no\" id=\"gutenblock-block_df18cc8fab2e55aa8167accf76181d1f\" data-wpr-lazyrender=\"1\"\u003e\n\u003cdiv class=\"gutenblock-inner active\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003e\u003cem\u003e\u003cspan\u003ePre-existing conditions are usually not eligible for a claim if the condition causes the disability during the pre-existing conditions exclusion period. Even if an employee has one of or more of the conditions on this list, certain other stipulations must be met to qualify for LTD benefits. \u003c\/span\u003e\u003c\/em\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-image-text bg-color-white  text_image_layout\" id=\"gutenblock-block_e449969cf253e3967c8af5c1320477f8\" data-rocket-location-hash=\"c521283478767b3b3ad4856345b5ba1e\"\u003e\n\u003cdiv class=\"gutenblock-inner active\" data-rocket-location-hash=\"deb58efd4d3375bde7ffbcba9a8e0953\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\" data-rocket-location-hash=\"b47f3e431e4d9b6a2dc59d0e3e04301a\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003csection class=\"gutenblock gutenblock--oms-image-text bg-color-lt-gray  image_text_layout\" id=\"gutenblock-block_dd7fa30780c94699c7a77ef5c5609263\" data-rocket-location-hash=\"cc16636b94f5c7918e4d9a552f28b5d4\"\u003e\n\u003cdiv class=\"gutenblock-inner active\" data-rocket-location-hash=\"168fed275926f72b4408b1fa19c35e1c\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\" data-rocket-location-hash=\"45f68e9fdd85279d68bf227e16aa5792\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\n\u003cdiv class=\"column_inner\"\u003e\n\u003cp\u003e\u003cspan\u003e\u003cstrong\u003eDisclaimer:\u003c\/strong\u003e \u003cem\u003eThe material on this Website is for general information purposes only. Nothing should be construed as legal, financial, or insurance advice. Please consult your individual legal, financial, or insurance advisors for advice tailored to your needs.\u003c\/em\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"gutenblock gutenblock--oms-text bg-color-dk-blue  text_layout monogram-no\" id=\"gutenblock-block_f8e4b18311c91879d8f8a8d7af038b9a\" data-rocket-location-hash=\"de2ebb5645820cfed822e72fd0e4f093\"\u003e\n\u003cdiv class=\"gutenblock-inner active\" data-rocket-location-hash=\"b65549579096fa7cf928835f775f65c6\"\u003e\n\u003cdiv class=\"container-fluid outer-padding\" data-rocket-location-hash=\"65ffa8de4891a35f1044c08308666447\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"column text\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cbr\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"Higginbotham","offers":[{"title":"Default Title","offer_id":46881644413158,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-higginbotham-white.svg?v=1763561834"},{"product_id":"ley-auto-insurance","title":"Ley Auto Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003eAUTO INSURANCE SOLUTIONS\u003c\/h1\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eWhat is the minimum coverage required?\u003c\/h3\u003e\n\u003cp\u003eNot all car insurance is created equal. Some auto insurance policies simply meet legal requirements. This means your insurance may cover the damage you cause to other cars in collisions. However, auto insurance in some no-fault regions may also cover your own car or truck. Additionally, the law usually states that policies must cover some medical bills that result from a car crash.\u003c\/p\u003e\n\u003ch3\u003eProtect your vehicle with auto insurance add-ons.\u003c\/h3\u003e\n\u003cp\u003eOther auto insurance policies go further and protect your car or truck if it is stolen, damaged or destroyed by fire, or damaged in a car accident that doesn’t involve any other vehicles. You may also get policies that protect your car if it is damaged by an uninsured driver.\u003c\/p\u003e\n\u003cp\u003eAre you looking for auto insurance to cover your car or truck? Contact us to discuss coverage options.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0gm\" class=\"comp-jt64l0gm wR1eGX wixui-horizontal-line\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0h4\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0h4 wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003cspan class=\"About-productText Text--small Text--bold\"\u003e\u003ca data-ved=\"2ahUKEwjfjIrY0IiRAxVwHNAFHYa8PfcQkAgoAHoECEQQAw\" href=\"https:\/\/www.google.com\/search?q=key+insurance+lima+ohio\u0026amp;sca_esv=16a5b3c49c9a2e73\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifORxdKYXaKjfimkSb9-wO_2QkNXXw%3A1763912688668\u0026amp;ei=8CsjaZO-KJrBp84PoLeawAs\u0026amp;gs_ssp=eJzj4tZP1zcsSTHJLjFMMWC0UjWosLAwTk0zTk5KNjS3NDUxTrIyqEgyTk00NEkxTDE3NTYxMrb0Es9OrVTIzCsuLUrMS05VyMnMTVTIz8jMBwBbPxdc\u0026amp;oq=ley+ins\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call Phone Number (419) 222-2454\"\u003e(419) 222-2454\u003c\/span\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46883816112358,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"mcmann-smoot-riddle-home-insurance","title":"McMann Smoot Riddle Home Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca href=\"https:\/\/www.msrins.com\/request-a-quote\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003csection id=\"comp-m5nz6m2x\" class=\"Oqnisf comp-m5nz6m2x wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5nz6m2xinlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5nz6m2xinlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-jt64xqqd\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64xqqd wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003eHOME INSURANCE SOLUTIONS\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64xqql\" class=\"comp-jt64xqql wR1eGX wixui-horizontal-line\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64xqqv\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64xqqv wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003ch5 class=\"font_5 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eWe offer comprehensive home insurance solutions to customers in Springfield and the Miami Valley area.\u003c\/span\u003e\u003c\/h5\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64xqr4\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64xqr4 wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003ch6 class=\"font_6 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eA home is often one’s largest financial asset. Therefore, purchasing the right home owners insurance policy is critical. We can help you make the right decisions when it comes to insuring your home and your possessions.\u003c\/span\u003e\u003c\/h6\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eA home is often one’s largest financial asset. Therefore, purchasing the right home owners insurance policy is critical. All mortgage companies require mortgage carriers to have a home owners policy, and for good reason: if your home is destroyed, without home owners insurance, you would still be required to pay for a home that no longer exists. Home owners insurance is not just for catastrophic events such as this, however. It provides coverage in the event of property damage due to fire, water, lightning, smoke, and other natural disasters. The items you own inside your home are covered as well. It can also cover legal fees in the event of a lawsuit resulting from someone becoming injured on your property.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eMost home owners insurance policies have two parts: Home Insurance Property Protection and Home Insurance Liability Protection. Property protection typically covers:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eYour home, your home’s attached structures, fixtures in your home, and electrical wiring\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eDetached structures (storage sheds, garages) and structures attached to the land (patios, driveways, sidewalks, fences, and retaining walls)\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003ePersonal property and personal items you own and those owned by family members living in the home\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eLiving expenses over and above those you normally incur if you cannot live at home while it is being repaired, or if you are denied access by government order\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eLiability protection typically provides:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eCoverage against lawsuits arising from bodily injury or property damage to others caused by an accident on your property\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eCoverage for medical expenses for people accidentally injured on your property, regardless of fault\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eHome owners insurance is not just for owners of single-family dwellings. Home insurance policies also exist for:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eOwners of multiple properties\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eOwners of condominiums\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eOwners of mobile homes\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eOwners of rental properties\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003ePeople who rent an apartment or house\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eA licensed insurance agent can assist you with selecting the right home owners insurance policy, as well as answer questions about your existing policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection id=\"comp-m5nz6m2x1\" class=\"Oqnisf comp-m5nz6m2x1 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv id=\"bgLayers_comp-m5nz6m2x1\" data-hook=\"bgLayers\" data-motion-part=\"BG_LAYER comp-m5nz6m2x1\" class=\"MW5IWV\"\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003e\n\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003c\/span\u003e\u003ca data-dtype=\"d3ph\" data-local-attribute=\"d3ph\" href=\"https:\/\/www.google.com\/search?q=mcmann+smoot+riddle\u0026amp;sca_esv=f46f8e3b711902b9\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifOVjhxj3-blKEbf4gh3rLEkkm4aEQ%3A1763647407242\u0026amp;ei=rx8faejFDuOPp84Pu6GGsQ0\u0026amp;gs_ssp=eJzj4tZP1zcsSUupysouN2C0UjGosLAwTjNNskxONDNNSTYwt7QyqDC3TDW0NDNISjVJTTQwSvESzk3OTczLUyjOzc8vUSjKTEnJSQUAETcWgQ\u0026amp;oq=mcmann+smoot+\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-ved=\"2ahUKEwjb8sqc9ICRAxVkEDQIHYL8KowQkAgoAHoECCYQAg\" style=\"font-size: 0.875rem;\"\u003e\u003cspan aria-label=\"Call Phone Number (937) 325-7048\"\u003e(937) 325-7048\u003c\/span\u003e\u003c\/a\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"McMann Smoot Riddle Insurance","offers":[{"title":"Default Title","offer_id":46883827417318,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/MSR-LOGO_crop.avif?v=1763648299"},{"product_id":"mcmann-smoot-riddle-life-insurance","title":"McMann Smoot Riddle Life Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca href=\"https:\/\/www.msrins.com\/request-a-quote\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003csection id=\"comp-m5nz6m2x\" class=\"Oqnisf comp-m5nz6m2x wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5nz6m2xinlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5nz6m2xinlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-jt64xqqd\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64xqqd wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tma4 wixui-rich-text\" id=\"comp-jt67tma4\"\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003eLIFE INSURANCE SOLUTIONS\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"comp-jt67tmad wR1eGX wixui-horizontal-line\" id=\"comp-jt67tmad\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tmao wixui-rich-text\" id=\"comp-jt67tmao\"\u003e\n\u003ch5 class=\"font_5 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eWe offer comprehensive life insurance solutions to customers in Springfield and the Miami Valley area.\u003c\/span\u003e\u003c\/h5\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tmax wixui-rich-text\" id=\"comp-jt67tmax\"\u003e\n\u003ch6 class=\"font_6 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eIf you have financial dependents, the peace of mind that comes from knowing your loved ones will be taken care of is invaluable. We can help you make the right decisions regarding your life insurance policy.\u003c\/span\u003e\u003c\/h6\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eIf you have financial dependents, the peace of mind that comes from knowing your loved ones will be taken care of is invaluable. The purpose of life insurance is to cover some or all of the loss of income that results if you pass away. While it is assumed that families and those considering starting a family are the only ones who need life insurance, that isn’t always the case. Young single adults supporting an elderly parent and elderly adults with no other means to pay funeral expenses may want to consider life insurance as well.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eThere are different types of life insurance: universal, variable universal, whole life, and term life. Universal and variable universal life insurance can be described as a combination of a term life insurance policy and a tax-deferred interest accumulating savings account. A whole life insurance policy covers one’s entire life, as opposed to for a period of time, and provides a return on a portion of the premiums invested by the insurance company. There are several types of whole life insurance:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eTraditional\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eInterest-sensitive\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eSingle-premium\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eTerm life insurance policies differ from universal and whole life insurance policies in that they do not build cash value or have the same tax benefits. However, they are a good budget-friendly option, particularly for those who are young and healthy and for those desiring a simple, straightforward life insurance plan that provides for beneficiaries. Term life insurance policies are also an option for business owners who wish to cover the life of key employees with set number of years until retirement. Term life insurance policies provide protection for a specified time, ranging from 1 to 30 years, and can be renewed.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003ch6 class=\"font_6 wixui-rich-text__text\"\u003eWhen shopping for life insurance policies, ask yourself these basic questions:\u003c\/h6\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eWhat do my dependents need in order to cover day-to-day and long term expenses?\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eDo I need my life insurance policy to help pay for major expenses, such as college tuition?\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eDo the life insurance companies I am investigating have a good claims payment history, competitive pricing, and excellent customer service?\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection id=\"comp-m5nz6m2x1\" class=\"Oqnisf comp-m5nz6m2x1 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv id=\"bgLayers_comp-m5nz6m2x1\" data-hook=\"bgLayers\" data-motion-part=\"BG_LAYER comp-m5nz6m2x1\" class=\"MW5IWV\"\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003e\n\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003c\/span\u003e\u003ca data-dtype=\"d3ph\" data-local-attribute=\"d3ph\" href=\"https:\/\/www.google.com\/search?q=mcmann+smoot+riddle\u0026amp;sca_esv=f46f8e3b711902b9\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifOVjhxj3-blKEbf4gh3rLEkkm4aEQ%3A1763647407242\u0026amp;ei=rx8faejFDuOPp84Pu6GGsQ0\u0026amp;gs_ssp=eJzj4tZP1zcsSUupysouN2C0UjGosLAwTjNNskxONDNNSTYwt7QyqDC3TDW0NDNISjVJTTQwSvESzk3OTczLUyjOzc8vUSjKTEnJSQUAETcWgQ\u0026amp;oq=mcmann+smoot+\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-ved=\"2ahUKEwjb8sqc9ICRAxVkEDQIHYL8KowQkAgoAHoECCYQAg\" style=\"font-size: 0.875rem;\"\u003e\u003cspan aria-label=\"Call Phone Number (937) 325-7048\"\u003e(937) 325-7048\u003c\/span\u003e\u003c\/a\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"McMann Smoot Riddle Insurance","offers":[{"title":"Default Title","offer_id":46883830431974,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/MSR-LOGO_crop.avif?v=1763648299"},{"product_id":"mcmann-smoot-riddle-business-insurance","title":"McMann Smoot Riddle Business Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv itemprop=\"description\" class=\"c-description-text\"\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.msrins.com\/request-a-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection data-block-level-container=\"ClassicSection\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" id=\"comp-m5l5zcz41\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"\" data-testid=\"inline-content\" data-mesh-id=\"comp-m5l5zcz41inlineContent\"\u003e\n\u003cdiv data-testid=\"mesh-container-content\" data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\"\u003e\n\u003csection class=\"comp-igqaaw2x CohWsy wixui-column-strip\" id=\"comp-igqaaw2x\"\u003e\n\u003cdiv class=\"V5AUxf\" data-testid=\"columns\"\u003e\n\u003cdiv class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\" id=\"mediaiskg80sr7\"\u003e\n\u003cdiv class=\"\" data-testid=\"inline-content\" data-mesh-id=\"mediaiskg80sr7inlineContent\"\u003e\n\u003cdiv data-testid=\"mesh-container-content\" data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\"\u003e\n\u003cdiv data-motion-enter=\"done\" data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" id=\"comp-igqaaw30\"\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" id=\"comp-jt64l0gf\"\u003e\n\u003csection data-block-level-container=\"ClassicSection\" class=\"Oqnisf comp-m5nz6m2x wixui-section\" id=\"comp-m5nz6m2x\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"\" data-testid=\"inline-content\" data-mesh-id=\"comp-m5nz6m2xinlineContent\"\u003e\n\u003cdiv data-testid=\"mesh-container-content\" data-mesh-id=\"comp-m5nz6m2xinlineContent-gridContainer\"\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64xqqd wixui-rich-text\" id=\"comp-jt64xqqd\"\u003e\n\u003cdiv id=\"comp-jt67tma4\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tma4 wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003csection data-block-level-container=\"ClassicSection\" class=\"Oqnisf comp-m5nz7cwx wixui-section\" id=\"comp-m5nz7cwx\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"\" data-testid=\"inline-content\" data-mesh-id=\"comp-m5nz7cwxinlineContent\"\u003e\n\u003cdiv data-testid=\"mesh-container-content\" data-mesh-id=\"comp-m5nz7cwxinlineContent-gridContainer\"\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64r1ok wixui-rich-text\" id=\"comp-jt64r1ok\"\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003eBUSINESS INSURANCE SOLUTIONS\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"comp-jt64r1ot wR1eGX wixui-horizontal-line\" id=\"comp-jt64r1ot\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64r1p1 wixui-rich-text\" id=\"comp-jt64r1p1\"\u003e\n\u003ch5 class=\"font_5 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eWe offer comprehensive business insurance to customers in Springfield and the Miami Valley area.\u003c\/span\u003e\u003c\/h5\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64r1pb wixui-rich-text\" id=\"comp-jt64r1pb\"\u003e\n\u003ch6 class=\"font_6 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eAll businesses face risk and potential risk, which is why all business owners must purchase business insurance. We can help you make the right decisions when it comes to your business insurance policy.\u003c\/span\u003e\u003c\/h6\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eAll businesses face risk and potential risk, which is why all business owners must purchase business insurance. Some small business owners question the need for purchasing business insurance, as they feel they do not generate enough revenue and you “can’t squeeze blood from a turnip.” Others believe  their business’ corporate format serves as a protection from liability, and thus purchasing business insurance is unnecessary. Both assumptions are false.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eIf a small business owner is sued and a money judgment is rendered against them, their assets, bank accounts, and equipment can be seized, and their wages can be garnished. Laws in all 50 states allow the corporate veil of protection to be removed, leaving the owner vulnerable to personal liability. This is just the tip of the iceberg when considering the wide range of situations warranting protection, from on-the-job injuries to providing employee health insurance in order to remain competitive. Therefore, the importance of obtaining business insurance cannot be stressed enough.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eBusiness insurance is a broad term that covers a range of different types of insurance policies, including:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eProperty Insurance\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eCasualty Insurance\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eLiability Insurance\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eCommercial Auto\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eBusiness Interruption\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eLife and Disability Insurance\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eScripted Policies\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eBecause all businesses are unique, each one requires a custom business insurance plan. The owner will need to analyze their business and weigh the risks their business faces before approaching an insurance company. Such preparation will include:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eA business insurance budget\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eA business description\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eA disaster plan\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eA checklist of documents and information needed to purchase insurance\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eInsurance is one of the highest expenses for businesses. Fortunately, it is possible to control these expenses – even reduce them – if the business owner uses due diligence in planning effectively, researching his or her options, and making health and safety a priority at their workplace.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-block-level-container=\"ClassicSection\" class=\"Oqnisf comp-m5nz7cwx1 wixui-section\" id=\"comp-m5nz7cwx1\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"MW5IWV\" data-motion-part=\"BG_LAYER comp-m5nz7cwx1\" data-hook=\"bgLayers\" id=\"bgLayers_comp-m5nz7cwx1\"\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection data-block-level-container=\"ClassicSection\" class=\"Oqnisf comp-m5nz6m2x1 wixui-section\" id=\"comp-m5nz6m2x1\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"MW5IWV\" data-motion-part=\"BG_LAYER comp-m5nz6m2x1\" data-hook=\"bgLayers\" id=\"bgLayers_comp-m5nz6m2x1\"\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003e\n\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003c\/span\u003e\u003ca style=\"font-size: 0.875rem;\" data-ved=\"2ahUKEwjb8sqc9ICRAxVkEDQIHYL8KowQkAgoAHoECCYQAg\" href=\"https:\/\/www.google.com\/search?q=mcmann+smoot+riddle\u0026amp;sca_esv=f46f8e3b711902b9\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifOVjhxj3-blKEbf4gh3rLEkkm4aEQ%3A1763647407242\u0026amp;ei=rx8faejFDuOPp84Pu6GGsQ0\u0026amp;gs_ssp=eJzj4tZP1zcsSUupysouN2C0UjGosLAwTjNNskxONDNNSTYwt7QyqDC3TDW0NDNISjVJTTQwSvESzk3OTczLUyjOzc8vUSjKTEnJSQUAETcWgQ\u0026amp;oq=mcmann+smoot+\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call Phone Number (937) 325-7048\"\u003e(937) 325-7048\u003c\/span\u003e\u003c\/a\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"McMann Smoot Riddle Insurance","offers":[{"title":"Default Title","offer_id":46883831316710,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/MSR-LOGO_crop.avif?v=1763648299"},{"product_id":"ley-home-insurance","title":"Ley Home Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eEvery home is different. Consider home insurance that’s unique to you.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_692332f1f309b\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eGet the insurance your home needs.\u003c\/h3\u003e\n\u003cp\u003eYour home is the center of your life. It’s also your biggest investment. That’s where home insurance comes in, covering the unique risks you face. We’ll help you find a policy that protects you from the small and large risks related to owning a home. Because it’s more than just a house, it’s your home.\u003c\/p\u003e\n\u003ch3\u003eWhat are the risks your home faces?\u003c\/h3\u003e\n\u003cp\u003eImagine if your house caught on fire. Not only would you lose your home, but you’d also be burdened financially and emotionally. Without adequate home insurance, you would be left with no way of raising the funds to pay off the balance of the mortgage. That’s why it’s important to have a homeowners insurance policy that covers your risks and fits your needs. It may also protect you from more common things like pipe leaks and property damage. Even small issues can add up, and having coverage helps you protect your biggest investment.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0gm\" class=\"comp-jt64l0gm wR1eGX wixui-horizontal-line\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0h4\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0h4 wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003cspan class=\"About-productText Text--small Text--bold\"\u003e\u003ca data-ved=\"2ahUKEwjfjIrY0IiRAxVwHNAFHYa8PfcQkAgoAHoECEQQAw\" href=\"https:\/\/www.google.com\/search?q=key+insurance+lima+ohio\u0026amp;sca_esv=16a5b3c49c9a2e73\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifORxdKYXaKjfimkSb9-wO_2QkNXXw%3A1763912688668\u0026amp;ei=8CsjaZO-KJrBp84PoLeawAs\u0026amp;gs_ssp=eJzj4tZP1zcsSTHJLjFMMWC0UjWosLAwTk0zTk5KNjS3NDUxTrIyqEgyTk00NEkxTDE3NTYxMrb0Es9OrVTIzCsuLUrMS05VyMnMTVTIz8jMBwBbPxdc\u0026amp;oq=ley+ins\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call Phone Number (419) 222-2454\"\u003e(419) 222-2454\u003c\/span\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46893172752614,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"ley-renters-insurance","title":"Ley Renters Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv itemprop=\"description\" class=\"c-description-text\"\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection data-block-level-container=\"ClassicSection\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" id=\"comp-m5l5zcz41\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"\" data-testid=\"inline-content\" data-mesh-id=\"comp-m5l5zcz41inlineContent\"\u003e\n\u003cdiv data-testid=\"mesh-container-content\" data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\"\u003e\n\u003csection class=\"comp-igqaaw2x CohWsy wixui-column-strip\" id=\"comp-igqaaw2x\"\u003e\n\u003cdiv class=\"V5AUxf\" data-testid=\"columns\"\u003e\n\u003cdiv class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\" id=\"mediaiskg80sr7\"\u003e\n\u003cdiv class=\"\" data-testid=\"inline-content\" data-mesh-id=\"mediaiskg80sr7inlineContent\"\u003e\n\u003cdiv data-testid=\"mesh-container-content\" data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\"\u003e\n\u003cdiv data-motion-enter=\"done\" data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" id=\"comp-igqaaw30\"\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" id=\"comp-jt64l0gf\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eIf you rent or lease, you need renters insurance to protect your personal property and your lifestyle.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_692334403ddc1\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eWhat does renters insurance do?\u003c\/h3\u003e\n\u003cp\u003eThere are three parts to renters insurance. The first is coverage for your personal belongings, the second is liability coverage, and the third is loss of use coverage. All of these play an important role in protecting you as a renter since your landlord’s insurance on the property will not cover those risks specific to you.\u003c\/p\u003e\n\u003ch3\u003eAre your personal belongings protected?\u003c\/h3\u003e\n\u003cp\u003eWhen you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. Renters insurance is the only way to protect your valuables, and it’s much more cost-effective than you’d think. The amount of insurance you need will depend on the value of your possessions so that they can be replaced. It’s important to know that certain events might be covered, while things like earthquakes and flooding are typically not. Here are some of the most common covered events in a renters policy:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv id=\"fws_692334403e49b\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"nectar-fancy-ul\" data-list-icon=\"fa fa-caret-right\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"10px\" data-alignment=\"left\"\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eBurst Pipe\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eFire\/Smoke\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eLightning\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eTheft\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eVandalism\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eWater Back-Up\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eWind\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"comp-jt64l0gm wR1eGX wixui-horizontal-line\" id=\"comp-jt64l0gm\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0h4 wixui-rich-text\" id=\"comp-jt64l0h4\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003cspan class=\"About-productText Text--small Text--bold\"\u003e\u003ca data-dtype=\"d3ph\" data-local-attribute=\"d3ph\" href=\"https:\/\/www.google.com\/search?q=key+insurance+lima+ohio\u0026amp;sca_esv=16a5b3c49c9a2e73\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifORxdKYXaKjfimkSb9-wO_2QkNXXw%3A1763912688668\u0026amp;ei=8CsjaZO-KJrBp84PoLeawAs\u0026amp;gs_ssp=eJzj4tZP1zcsSTHJLjFMMWC0UjWosLAwTk0zTk5KNjS3NDUxTrIyqEgyTk00NEkxTDE3NTYxMrb0Es9OrVTIzCsuLUrMS05VyMnMTVTIz8jMBwBbPxdc\u0026amp;oq=ley+ins\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-ved=\"2ahUKEwjfjIrY0IiRAxVwHNAFHYa8PfcQkAgoAHoECEQQAw\"\u003e\u003cspan aria-label=\"Call Phone Number (419) 222-2454\"\u003e(419) 222-2454\u003c\/span\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46893172981990,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"ley-condo-insurance","title":"Ley Condo Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv id=\"fws_69233736a4c4d\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row  top_padding_tablet_4pct top_padding_phone_5pct\"\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp\u003e\u003cspan class=\"wpseo_breadcrumbs\"\u003e\u003cspan\u003e\u003ca href=\"https:\/\/www.leyinsurance.com\/\" aria-label=\"Home - Visit page Home\"\u003eHome\u003c\/a\u003e\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e»\u003cspan\u003e \u003c\/span\u003e\u003cspan\u003e\u003ca href=\"https:\/\/www.leyinsurance.com\/personal-insurance\/\" aria-label=\"Personal Insurance - Visit page Personal Insurance\"\u003ePersonal Insurance\u003c\/a\u003e\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e»\u003cspan\u003e \u003c\/span\u003e\u003cspan class=\"breadcrumb_last\" aria-current=\"page\"\u003eCondo Insurance\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eIf you rent or lease a condo, you need to protect your property with condo insurance.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_69233736a52ff\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eWhat does condo insurance cover?\u003c\/h3\u003e\n\u003cp\u003eYour condo association’s insurance policy likely covers certain aspects of your condo, such as common or shared areas. As a result, it may cover your condo unit, but not any improvements you make or fixtures you add to the condo. It also won’t cover your personal possessions. Your policy is designed to make up for this shortfall. It’s a mixture of the better-known landlord insurance and renters insurance but is specially designed for your particular condo.\u003c\/p\u003e\n\u003ch3\u003eProtecting your personal property in your condo.\u003c\/h3\u003e\n\u003cp\u003eCondo insurance covers your personal belongings inside your condo unit. That means everything from your appliances to your clothes may be covered in the event of a loss. Without it, you would have to replace your lost or damaged possessions out-of-pocket. Your policy may also cover damage caused by theft, fire, severe wind, lightning strikes, and frozen pipes. It’s important to note, however, that condo insurance does not usually cover flooding.\u003c\/p\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp class=\"h5\"\u003eWho is responsible for medical expenses from injuries?\u003c\/p\u003e\n\u003cp\u003eIf a guest is injured in your condo, you are responsible. You need medical expenses coverage as part of your condo policy so your insurance would cover their medical expenses, up to a selected limit.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv class=\"divider\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp class=\"h5\"\u003e\u003ci class=\"icon-default-style iconsmind-Money-2 accent-color\"\u003e\u003c\/i\u003e    Are additional living expenses covered?\u003c\/p\u003e\n\u003cp\u003eIf your condo insurance policy includes additional living expenses coverage, things like hotel bills, temporary rentals, and meals may be covered while your condo unit is being rebuilt or repaired.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_69233736a831d\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eThe benefits of getting coverage for your condo.\u003c\/h3\u003e\n\u003cp\u003eIt may seem confusing to figure out exactly what coverage you need for your condo unit. The most important thing to know is that condo insurance is typically inexpensive in comparison to the potential out-of-pocket costs of replacing your personal belongings.\u003c\/p\u003e\n\u003cp\u003eIf you are living in a condo unit, you need condo insurance. Contact us to go over what your condo association doesn’t cover and how your policy may fill in the gaps.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\u003c\/div\u003e\n\u003cdiv id=\"interactive-graphic\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row aa-bg-shape bottom_padding_tablet_4pct bottom_padding_phone_5pct\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0gm\" class=\"comp-jt64l0gm wR1eGX wixui-horizontal-line\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0h4\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0h4 wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003cspan class=\"About-productText Text--small Text--bold\"\u003e\u003ca data-ved=\"2ahUKEwjfjIrY0IiRAxVwHNAFHYa8PfcQkAgoAHoECEQQAw\" href=\"https:\/\/www.google.com\/search?q=key+insurance+lima+ohio\u0026amp;sca_esv=16a5b3c49c9a2e73\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifORxdKYXaKjfimkSb9-wO_2QkNXXw%3A1763912688668\u0026amp;ei=8CsjaZO-KJrBp84PoLeawAs\u0026amp;gs_ssp=eJzj4tZP1zcsSTHJLjFMMWC0UjWosLAwTk0zTk5KNjS3NDUxTrIyqEgyTk00NEkxTDE3NTYxMrb0Es9OrVTIzCsuLUrMS05VyMnMTVTIz8jMBwBbPxdc\u0026amp;oq=ley+ins\u0026amp;gs_lp=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\u0026amp;sclient=gws-wiz-serp#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call Phone Number (419) 222-2454\"\u003e(419) 222-2454\u003c\/span\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46893174063334,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"ley-motorcycle-insurance","title":"Ley Motorcycle Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv id=\"fws_69233736a4c4d\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row  top_padding_tablet_4pct top_padding_phone_5pct\"\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_row vc_row-fluid vc_row inner_row\" data-column-margin=\"default\" data-midnight=\"\" id=\"read-more\"\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv data-delay=\"0\" data-animation=\"\" data-bg-opacity=\"1\" data-bg-color=\"\" data-has-bg-color=\"false\" data-padding-pos=\"all\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv data-alignment=\"default\" class=\"divider-wrap\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eMotorcycle insurance helps bring you peace of mind.\u003c\/h3\u003e\n\u003cp\u003eLike auto insurance, motorcycle insurance policies are made up of several components, some of which are legally required while others are optional, but a smart buy. You put a lot into your ride, make sure you safeguard your investment. Your motorcycle insurance policy may offer coverage for liability, damages, motorcycle accidents, and theft.\u003c\/p\u003e\n\u003ch3\u003eLegally required insurance coverage for motorcycles.\u003c\/h3\u003e\n\u003cp\u003eThe absolute minimum coverage you’ll need when it comes to motorcycle insurance is liability insurance, which may cover the costs you have to pay to other people after an accident that’s your fault–including their medical bills and repairing or replacing their vehicle. Your local laws will set a minimum amount of coverage for liability insurance, but you may want the peace of mind of getting a higher coverage limit.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003ch3\u003e\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003cspan class=\"About-productText Text--small Text--bold\"\u003e\u003ca data-ved=\"2ahUKEwjfjIrY0IiRAxVwHNAFHYa8PfcQkAgoAHoECEQQAw\" href=\"https:\/\/www.google.com\/search?q=key+insurance+lima+ohio\u0026amp;sca_esv=16a5b3c49c9a2e73\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifORxdKYXaKjfimkSb9-wO_2QkNXXw%3A1763912688668\u0026amp;ei=8CsjaZO-KJrBp84PoLeawAs\u0026amp;gs_ssp=eJzj4tZP1zcsSTHJLjFMMWC0UjWosLAwTk0zTk5KNjS3NDUxTrIyqEgyTk00NEkxTDE3NTYxMrb0Es9OrVTIzCsuLUrMS05VyMnMTVTIz8jMBwBbPxdc\u0026amp;oq=ley+ins\u0026amp;gs_lp=Egxnd3Mtd2l6LXNlcnAiB2xleSBpbnMqAggAMhUQLhiABBhDGMcBGIoFGAoYjgUYrwEyCRAAGIAEGAoYCzIJEAAYgAQYChgLMgkQABiABBgKGAsyCRAAGIAEGAoYCzIJEAAYgAQYChgLMgkQABiABBgKGAsyCRAAGIAEGAoYCzIJEAAYgAQYChgLMgkQABiABBgKGAsyJBAuGIAEGEMYxwEYigUYChiOBRivARiXBRjcBBjeBBjgBNgBAUi3Z1C5CljWOnAPeACQAQOYAZ4BoAHgDaoBBDEuMTO4AQHIAQD4AQGYAhOgArwFqAIPwgINEAAYsAMY1gQYRxjJA8ICChAAGLADGNYEGEfCAg4QABiABBiwAxiSAxiKBcICChAjGIAEGCcYigXCAhAQLhiABBhDGMcBGIoFGK8BwgIKEAAYgAQYFBiHAsICCxAuGIAEGMcBGK8BwgIFEAAYgATCAg0QIxiABBgnGIoFGOoCwgITEC4YgAQYxwEYJxiKBRjqAhivAcICBxAjGCcY6gLCAiAQLhiABBiRAhi0AhjnBhjHARjIAxiKBRjqAhivAdgBAcICEBAuGIAEGMcBGCcYigUYrwHCAgQQIxgnwgIUEC4YgAQYkQIYsQMY0QMYxwEYigXCAhEQLhiABBiRAhjRAxjHARiKBcICFxAuGIAEGLEDGNEDGIMBGMcBGIoFGI0GwgIREC4YgAQYsQMY0QMYgwEYxwHCAhYQLhiABBixAxjRAxiDARjHARiKBRgKwgIOEC4YgAQYsQMYxwEYrwHCAh0QLhiABBjHARiKBRivARiXBRjcBBjeBBjgBNgBAcICExAuGIAEGEMYxwEYigUYjgUYrwHCAgsQABiABBiRAhiKBcICEBAuGIAEGNEDGEMYxwEYigXCAgoQABiABBhDGIoFwgIKEC4YgAQYQxiKBcICDhAuGIAEGLEDGNEDGMcBwgINEAAYgAQYkQIYigUYCsICERAuGIAEGJECGMcBGIoFGK8BwgIREAAYgAQYsQMYgwEYigUYjQbCAgsQABiABBixAxiDAcICERAAGIAEGJECGLEDGIMBGIoFwgIUEC4YgAQYkQIYsQMYxwEYigUYrwHCAg4QABiABBixAxiDARiKBcICCBAuGIAEGLEDwgIIEAAYgAQYsQPCAgUQLhiABMICCxAuGIAEGLEDGIMBwgILEAAYgAQYsQMYyQPCAgsQABiABBiSAxiKBcICBxAuGIAEGArCAgwQABiABBixAxgKGAuYAwfxBReoSP4qASuiiAYBkAYKugYGCAEQARgIkgcEMTUuNKAHnokCsgcDMC40uAfhBMIHCDAuMi4xNS4yyAdf\u0026amp;sclient=gws-wiz-serp#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call Phone Number (419) 222-2454\"\u003e(419) 222-2454\u003c\/span\u003e\u003c\/a\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"interactive-graphic\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row aa-bg-shape bottom_padding_tablet_4pct bottom_padding_phone_5pct\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"comp-jt64l0gm\" class=\"comp-jt64l0gm wR1eGX wixui-horizontal-line\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46893175832806,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"ley-rv-insurance","title":"Ley RV Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv id=\"fws_69233cc58542a\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row  top_padding_tablet_4pct top_padding_phone_5pct\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eEnjoy the road trips in your recreational vehicle with RV insurance.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"read-more\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eGoes beyond what auto insurance can provide for your RV.\u003c\/h3\u003e\n\u003cp\u003eAt first glance, you might think covering a recreational vehicle (or RV) is just like getting ordinary auto insurance, but the freedom of the RV and motorhome lifestyle brings a few extra potential headaches that make this specialized policy worthwhile. Whether you’re planning a family vacation or a weekend road trip, you want to have peace of mind on the open road. RV insurance can help make owning a recreational vehicle a safe and rewarding experience.\u003c\/p\u003e\n\u003ch3\u003eWhat does RV insurance cover?\u003c\/h3\u003e\n\u003cp\u003eCoverage for your recreational vehicle or motorhome may vary depending on where you travel, what kind of RV you have, as well as your driving history. For example, windshield coverage is essential with a camper, given both the significant costs of fitting such a large sheet of glass and the fact that you’ll often need a replacement from a specialized supplier. Coverage may also include enhanced coverage for your personal possessions, meaning you can relax when taking those extra creature comforts and gadgets on a trip in your RV. Additionally, consider a policy that covers theft as well as damage in a collision or fire. Here are some other coverage options to consider:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv class=\"divider\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924bf751b8d5\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"right\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"nectar-fancy-ul\" data-list-icon=\"fa fa-caret-right\" data-animation=\"false\" data-animation-delay=\"0\" data-color=\"accent-color\" data-spacing=\"10px\" data-alignment=\"left\"\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eAttached Accessories\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003ePersonal Belongings\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eReplacement Cost\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eTowing\/Roadside Assistance\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eUninsured\/Underinsured Motorists\u003c\/li\u003e\n\u003cli\u003e\n\u003ci class=\"icon-default-style fa fa-caret-right accent-color\"\u003e\u003c\/i\u003eVacation Liability\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003ePolicy options that help prepare you for unexpected situations.\u003c\/h3\u003e\n\u003cp\u003eWhile most insurance has limits on individual items, RV insurance policies often include a specific allowance for awnings and gas bottles, both of which can be particularly expensive to replace. When considering insurance, it’s worth looking for policies that offer rental cars and\/or accommodation if your RV is put out of action during a trip, removing that extra worry.\u003c\/p\u003e\n\u003cp\u003eHave questions about insuring your RV? Contact us, we’ll walk you through the coverage options for your recreational vehicle.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp\u003ecall us: \u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:419-222-2454\" data-protection-id=\"e150979550\"\u003e419-222-2454\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46895280980198,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"ley-secondary-home-insurance","title":"Ley Secondary Home Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca rel=\"noopener\" href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv id=\"fws_69233cc58542a\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row  top_padding_tablet_4pct top_padding_phone_5pct\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv data-delay=\"0\" data-animation=\"\" data-bg-opacity=\"1\" data-bg-color=\"\" data-has-bg-color=\"false\" data-padding-pos=\"all\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eYour vacation property is an amazing getaway. Protect it with secondary home insurance.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"read-more\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eFactors to consider when insuring a secondary home.\u003c\/h3\u003e\n\u003cp\u003eYour secondary home may serve as your vacation property, a summer home, or just a getaway location. Regardless, having a second home comes with unique risks. It’s important to have secondary home coverage specifically designed for the unique exposures involved. Getting insurance for these types of properties can seem confusing, so here are a few basic guidelines and points to consider.\u003c\/p\u003e\n\u003ch3\u003eThe difference between secondary and seasonal homes.\u003c\/h3\u003e\n\u003cp\u003eThe precise definition of a seasonal and secondary home may vary from insurer to insurer, so be sure to ask us about it. Generally, there are two different types of vacation homes. A secondary home is one that you only stay in for short periods of time. A seasonal home is one where you may have a longer stay but only at particular times of the year.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924bfe31ff7e\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp class=\"h5\"\u003e\u003ci class=\"icon-default-style iconsmind-Money-2 accent-color\"\u003e\u003c\/i\u003e\u003cspan\u003e \u003c\/span\u003e  How much does it cost to insure a vacation home?\u003c\/p\u003e\n\u003cp\u003eThe cost of your policy may vary on a number of factors, including the type of home and its location, as well as expensive amenities and whether or not you rent your property out.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924bfe320a0c\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eWhat makes it unique from your home insurance policy?\u003c\/h3\u003e\n\u003cp\u003eThe general principles of vacation home insurance are the same as homeowners insurance. However, there are two differences. One is that a vacation home is more likely to be unattended for extended periods, increasing the risk of burglary as well as both the risk of and potential damage from fires or flooding.\u003c\/p\u003e\n\u003ch3\u003eLower coverage limits overall.\u003c\/h3\u003e\n\u003cp\u003eCoverage limits will often be lower at a seasonal or secondary home, simply because you likely keep fewer and less valuable possessions in a vacation property, particularly when it’s unattended. Because of the fact that your secondary home is at more risk and may have lower coverage limits, it might be worth taking the time to find a secondary home insurance policy that provides you with coverage specific to your needs.\u003c\/p\u003e\n\u003cp\u003eDo you own another home and look to secure secondary home insurance? Contact us to go over your coverage options and guide the way.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp\u003ecall us: \u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:419-222-2454\" data-protection-id=\"e150979550\"\u003e419-222-2454\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46895290810598,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"},{"product_id":"ley-short-term-rental-insurance","title":"Ley Short-term rental Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv itemprop=\"description\" class=\"c-description-text\"\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"wpb_row vc_row-fluid vc_row inner_row  top_padding_tablet_4pct top_padding_phone_5pct\" data-column-margin=\"default\" data-midnight=\"\" id=\"fws_69233cc58542a\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv data-delay=\"0\" data-animation=\"\" data-bg-opacity=\"1\" data-bg-color=\"\" data-has-bg-color=\"false\" data-padding-pos=\"all\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eWhen it’s both your home and you rent it out to others, short-term rental insurance is important to consider.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"read-more\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eHome insurance is probably not enough.\u003c\/h3\u003e\n\u003cp\u003eHome insurance is designed to offer protection on a home that you occupy. It protects the property itself and its contents in the event that it’s damaged due to certain covered losses. Also, it provides liability coverage if someone else is injured on your property or their belongings are damaged. However, most policies contain exclusions if you use your home for business purposes. If you’re accepting payment to allow others to stay in your home, your home insurance will likely exclude any damages caused, and, in some cases, the arrangement may invalidate your whole policy. For this reason, you’ll want to consider short-term rental insurance.\u003c\/p\u003e\n\u003ch3\u003eLandlord insurance may not be an option.\u003c\/h3\u003e\n\u003cp\u003eLandlord insurance is a type of business insurance policy that offers coverage for properties that are rented out on a long-term basis. In addition to commercial property and liability insurance, it also offers loss of income coverage in case it can’t be rented out for a period of time and workers compensation coverage if employees are hired to maintain the property. It does not provide any protection for tenants’ belongings. Landlord insurance states the property must be “non-owner-occupied,” meaning that if this is your primary residence most of the time, it’s not an appropriate coverage for a short-term rental situation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924c118268f4\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp class=\"h5\"\u003e\u003ci class=\"icon-default-style iconsmind-Money-2 accent-color\"\u003e\u003c\/i\u003e\u003cspan\u003e \u003c\/span\u003e  How much does short-term rental insurance cost?\u003c\/p\u003e\n\u003cp\u003eThere are a variety of factors that may determine the cost of coverage, including where your property is located, the type of building construction, the overall risk of fire, natural disasters, and crime, as well as unique features.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924c11827058\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eShort-term rental platforms may not offer enough protection.\u003c\/h3\u003e\n\u003cp\u003eShort-term rental platforms such as Airbnb and Vrbo usually offer some kind of protection for those who offer their properties to guests. There is typically protection for hosts in the event that a guest damages the property as well as liability protection if a guest is injured or their property is damaged, destroyed, or stolen. This coverage may extend to invitees of your guest as well. However, the limits are typically low and there are generally many exclusions.\u003c\/p\u003e\n\u003ch3\u003eShort-term rental insurance offers specific protection.\u003c\/h3\u003e\n\u003cp\u003eShort-term rental insurance, also known as vacation rental insurance, offers specific protection for home-share arrangements. Not only can these policies protect against property damage and offer you liability coverage, but they may also include appropriate coverage for amenities or equipment rental you offer. Coverage may also include loss of use or loss of income protection in the event damage makes the property uninhabitable and unrentable. Depending on the policy, it may be available for those who rent their homes for a very short period of time, such as a week or weekend, or those who rent it for a season.\u003c\/p\u003e\n\u003ch3\u003eCoverage for short-term rental properties can be confusing.\u003c\/h3\u003e\n\u003cp\u003eThe bottom line is that finding insurance coverage for your property and situation can get confusing as there are so many different options, exclusions, and endorsements available. Choosing the wrong insurance can at best cost more than necessary and at worst leave you without coverage for a catastrophic loss. That’s why getting help in finding short-term rental coverage is essential.\u003c\/p\u003e\n\u003cp\u003eAre you considering renting out your home? Contact us to discuss your short-term rental insurance options.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp\u003ecall us: \u003cspan\u003e \u003c\/span\u003e\u003ca data-protection-id=\"e150979550\" href=\"tel:419-222-2454\"\u003e419-222-2454\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46895295103206,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280"}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/collections\/birddawginsurancesection.jpg?v=1760128792","url":"https:\/\/birddawgnetwork.com\/collections\/insurance.oembed?page=11","provider":"Bird Dawg Network","version":"1.0","type":"link"}