{"title":"Life Insurance","description":"\u003cp\u003e\u003cspan\u003eExplore life insurance options with Bird Dawg Network at birddawgnetwork.com. Compare top-rated providers, get personalized coverage, and secure your family’s future—all with transparent pricing and exclusive savings. Discover a hassle-free, community-focused way to protect what matters most.\u003c\/span\u003e\u003c\/p\u003e","products":[{"product_id":"usaa-eagle-express-term-life-insurance","title":"USAA Eagle Express Term Life Insurance","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"callout-block-authored-content aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-callout-block__illustration-group\"\u003e\n\u003cdiv class=\"aem-callout-block__illustration-group-illustration\"\u003e\n\u003cdiv class=\"rds-illustrations__spotlight-illustration rds-illustrations--large-above-lg\" data-initialized=\"\"\u003e\n\u003cdiv class=\"rds-illustrations__spotlight-badge\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cp\u003eUSAA Life Insurance Company\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eUSAA Eagle Express Term Life Insurance\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eGet $250,000 in coverage starting at $14 a month with same-day protection, if you qualify. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term2700-eagle-express-premium-advertisement\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/life-insurance-quote-public\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\" target=\"_blank\"\u003eGet a quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor life insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/person-holding-baby-4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOur fastest and easiest way to protect your loved ones\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eEagle Express is a term life insurance policy that’s great for people\u003cspan\u003e \u003c\/span\u003e\u003cstrong\u003eages 18 to 70\u003c\/strong\u003e\u003cspan\u003e \u003c\/span\u003ewho want flexible coverage. It offers protection with coverage and premiums fixed for a set period, or term.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-clipboard-with-checklist.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eEasy application\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eAdd a few details about yourself and select your coverage. You may not need a medical exam. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term0600-eagle-express-term-life\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-hourglass.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFast decision\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eFind out if you're approved and customize your coverage.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-slider-controls-with-dollar-sign.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFlexible coverage\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eGet protection from $100,000 to $10 million for 10 to 30 years.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eYour policy includes online estate planning.\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eWhen you purchase a USAA Eagle Express term life policy, you’ll get a free will or trust package from\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/inet\/wc\/wills-and-trusts-content-redirect\"\u003eTrust \u0026amp; Will, a leader in online estate planning\u003c\/a\u003e. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term2750-eagle-express-trust-and-will\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-document-and-shield.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eTrust\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis includes a revocable trust, certification, all your will documents and a schedule of assets.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-paper-with-signature-and-pen.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eWill\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis includes a last will and testament, power of attorney, medical info authorization and medical directive, or living will.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-zero-and-dollar-sign.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003ePrinting and shipping\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eTrust and Will can print and ship documents you need free of charge.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOther level term coverage features\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-2\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eLife events option\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eWhen you buy a policy before you're 35, you can add $100,000 of coverage if you get married, have a baby or buy a home before you're 45. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term1650-term-life-event-option-eagle-express\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eConvertible to permanent\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eGetting coverage when you’re young can lock in a lower rate. You can convert it to permanent coverage after 1 year with no medical exam. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-gen3200-term-to-perm-conversion\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  longform\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block\"\u003e\n\u003cdiv class=\"\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003ch2\u003e\u003cspan class=\"rds-typography__headline-2\"\u003eWhy choose level term life insurance through USAA?\u003c\/span\u003e\u003c\/h2\u003e\n\u003cp\u003eOur life insurance company gets high ratings from A.M. Best: A++, Moody's Investors Service: Aa1 and S\u0026amp;P Global Ratings: AA. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-gen0220-life-company-rating-agencies-ratings\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e6\u003c\/sup\u003e\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/parent-sharing-frisbee-with-child_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eExtra features for service members\u003cbr\u003e\n\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eOur term life policy has extra features for the military,  including: \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term0800-usaa-life-mil-prot-plus\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e7\u003c\/sup\u003e\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eCoverage during war.\u003c\/li\u003e\n\u003cli\u003eUp to $25,000 to help with expenses caused by a severe injury.\u003c\/li\u003e\n\u003cli\u003eGuaranteed coverage after leaving the military.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/concerned-rep-on-phone-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eSupport for you and your loved ones\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eYou can trust that we’ll be there for the people who matter most to you. Our Survivor Relations team is here to help your family understand their options and next steps to take after the\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/my\/survivorship\/\" target=\"_self\"\u003eloss of a loved one\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782062199014,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-eagle-express-term-life-insurance-copy","title":"USAA Permanent Whole Life Insurance","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cp\u003eUSAA Life Insurance Company and USAA Life Insurance Company of New York\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhole life insurance offers simple coverage for life. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-term0700-swl-coverage-duration\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/life-insurance-quote-public\/personal-information\/state?productType=SWL\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor whole life insurance\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/mother-and-child-4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s whole life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eWhole life insurance is a type of\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/life\/permanent\/\"\u003epermanent life insurance\u003c\/a\u003e. It provides consistent coverage that lasts your entire life with fixed premiums.\u003c\/p\u003e\n\u003cp\u003eAs long as you pay those premiums, your beneficiaries will get money to pay for things like funeral expenses and debt.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow does whole life insurance work?\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-shield-and-dollar-bill.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eFixed premiums\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou can be sure that your premium won’t change. Even if your health changes, your payments stay the same.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-cash.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCash value\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYour policy can build tax-deferred cash value that you can use while you’re still living.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-credit-debit-card.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003ePayment options\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eYou can choose to make payments for 20 years, until you turn 65 or for the life of your policy. Set up your payments based on your needs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/happy-family-with-baby-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOption to buy more coverage\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eAfter a major life event like marriage, buying a house or growing your family, you can buy more coverage without a\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.usaa.com\/support\/insurance\/life\/medical-exam\/\"\u003emedical exam\u003c\/a\u003e. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-perm0600-usaa-life-event-rider\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eIs whole life insurance worth it?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eThe premiums are typically higher than term life, but your payments are fixed.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782062330086,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-permanent-whole-life-insurance-copy","title":"USAA Universal Life","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat is universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"section-header ml-0 mb-30\"\u003e\n\u003cp class=\"body-copy text-left\"\u003eJohn Hancock and USAA have teamed up to provide universal life insurance options that let you customize the timing and amount of your premium. Lifetime protection and potential for cash value accumulation give you the freedom to meet your needs today, plan for tomorrow and help protect your family.\u003c\/p\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\n\u003ch3 class=\"product-card-heading text-left mt-0\"\u003eUniversal Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-card-content full-width-list\"\u003e\n\u003cp class=\"h5 text-left\"\u003eBest for\u003c\/p\u003e\n\u003cp class=\"body-info mb-10\"\u003eMembers seeking flexible premiums, a no-lapse guarantee\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e6\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eand:\u003c\/p\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003eLess risk.\u003c\/li\u003e\n\u003cli\u003eA 1% minimum guaranteed interest rate.\u003c\/li\u003e\n\u003cli\u003eGrowth tied to a current credited interest rate.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp class=\"body-copy mb-0 text-left text-bold\"\u003eUniversal life insurance is a type of permanent coverage. Its features include:\u003c\/p\u003e\n\u003cul class=\"ul-list\"\u003e\n\u003cli\u003eCoverage that lasts a lifetime if premiums are paid.\u003c\/li\u003e\n\u003cli\u003eFlexibility to increase or decrease coverage or payments.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003csup\u003e,\u003c\/sup\u003e\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003ePolicies that have the potential to build tax-deferred cash value.\u003c\/li\u003e\n\u003cli\u003ePotential cash value can be used to fund retirement, pay premiums and offset the cost of health care.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003eAvailable with the John Hancock Vitality Program.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-white\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left ml-0\"\u003eWhy buy universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cimg class=\"card-icon\" border=\"0\" title=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-bill.svg?cacheid=2018009272_p\" alt=\"\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eFlexible Payment Options\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eWithin certain limits, you can decide how much to pay and when. If you've built enough cash value, you may even be able to skip a few payments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cspan class=\"card-icon usaa-glyph-level-bars text-left\"\u003e \u003c\/span\u003e\n\u003ch3 class=\"card-label text-left\"\u003eAdjustable Coverage\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eYou can decrease your coverage amount, and your monthly payment may go down as a result. You can't increase your coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg class=\"card-icon text-left\" border=\"0\" title=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-buysell.svg?cacheid=2264545326_p\" alt=\"\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eCash Value Potential\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003ePart of your premium is used to build cash value with a guaranteed minimum interest rate or market index performance. You can choose to let it grow or withdraw it if you need it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eIs universal life insurance right for me?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eIf any of these statements apply to you, universal coverage might be a good choice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI already have term insurance.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eTerm policies are great, but they expire. You should consider adding permanent coverage to ensure you have adequate protection.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI'm about to turn 70.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf you have a term policy that expires after you turn 70 and you still need protection to cover a mortgage, debt or burial expenses, a universal policy may be a good option.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI want a policy with tax advantages.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eUniversal life insurance offers the opportunity to build tax-deferred cash value. You can also borrow against it. You won't pay taxes unless the amount you borrow is more than you've paid.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eExplore our universal life insurance options.\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eBoth policies feature a number of optional benefits, including the John Hancock Vitality Program, return of premiums and a critical illness benefit, among others.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eCall for additional details.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782069637350,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-universal-life-copy","title":"USAA Indexed Universal Life","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eWhat is universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"section-header ml-0 mb-30\"\u003e\n\u003cp class=\"body-copy text-left\"\u003eJohn Hancock and USAA have teamed up to provide universal life insurance options that let you customize the timing and amount of your premium. Lifetime protection and potential for cash value accumulation give you the freedom to meet your needs today, plan for tomorrow and help protect your family.\u003c\/p\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\n\u003ch3 class=\"product-card-heading text-left mt-0\"\u003eIndexed Universal Life\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-card-content full-width-list\"\u003e\n\u003cp class=\"h5 text-left\"\u003eBest for\u003c\/p\u003e\n\u003cp class=\"body-copy mb-10\"\u003eMembers seeking flexible premiums, a no-lapse guarantee and:\u003c\/p\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003eModerate risk.\u003c\/li\u003e\n\u003cli\u003e0% guaranteed floor on annual index crediting.\u003c\/li\u003e\n\u003cli\u003eGrowth tied to a market index, subject to a maximum capped rate.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp class=\"body-copy mb-0 text-left text-bold\"\u003eUniversal life insurance is a type of permanent coverage. Its features include:\u003c\/p\u003e\n\u003cul class=\"ul-list\"\u003e\n\u003cli\u003eCoverage that lasts a lifetime if premiums are paid.\u003c\/li\u003e\n\u003cli\u003eFlexibility to increase or decrease coverage or payments.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003csup\u003e,\u003c\/sup\u003e\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003ePolicies that have the potential to build tax-deferred cash value.\u003c\/li\u003e\n\u003cli\u003ePotential cash value can be used to fund retirement, pay premiums and offset the cost of health care.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\n\u003c\/li\u003e\n\u003cli\u003eAvailable with the John Hancock Vitality Program.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-white\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left ml-0\"\u003eWhy buy universal life insurance?\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack info-cards\"\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header text-left\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-bill.svg?cacheid=2018009272_p\" title=\"\" border=\"0\" class=\"card-icon\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eFlexible Payment Options\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eWithin certain limits, you can decide how much to pay and when. If you've built enough cash value, you may even be able to skip a few payments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cspan class=\"card-icon usaa-glyph-level-bars text-left\"\u003e \u003c\/span\u003e\n\u003ch3 class=\"card-label text-left\"\u003eAdjustable Coverage\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eYou can decrease your coverage amount, and your monthly payment may go down as a result. You can't increase your coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card bg-gray\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/icon-buysell.svg?cacheid=2264545326_p\" title=\"\" border=\"0\" class=\"card-icon text-left\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eCash Value Potential\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003ePart of your premium is used to build cash value with a guaranteed minimum interest rate or market index performance. You can choose to let it grow or withdraw it if you need it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eIs universal life insurance right for me?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eIf any of these statements apply to you, universal coverage might be a good choice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cul class=\"card-pack three-pack\"\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI already have term insurance.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eTerm policies are great, but they expire. You should consider adding permanent coverage to ensure you have adequate protection.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI'm about to turn 70.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eIf you have a term policy that expires after you turn 70 and you still need protection to cover a mortgage, debt or burial expenses, a universal policy may be a good option.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003cli class=\"card card-naked\"\u003e\n\u003cdiv class=\"card-header\"\u003e\n\u003ch3 class=\"card-label text-left\"\u003eI want a policy with tax advantages.\u003c\/h3\u003e\n\u003cp class=\"body-copy text-left\"\u003eUniversal life insurance offers the opportunity to build tax-deferred cash value. You can also borrow against it. You won't pay taxes unless the amount you borrow is more than you've paid.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e4\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0\"\u003e\n\u003ch2 class=\"section-heading text-left\"\u003eExplore our universal life insurance options.\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading text-left\"\u003eBoth policies feature a number of optional benefits, including the John Hancock Vitality Program, return of premiums and a critical illness benefit, among others.\u003csup class=\"fn-number\"\u003e\u003cspan class=\"hiddenMessage\"\u003eSee note\u003c\/span\u003e5\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eCall for additional details.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv data-picture=\"\" class=\"adaptive-image-wrap\"\u003e\n\u003cdiv data-media=\"screen and (min-width: 1px) and (max-width: 575px)\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" class=\"size-adjust\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-media=\"screen and (min-width: 576px) and (max-width: 767px)\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-media=\"screen and (min-width: 992px)\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" class=\"size-adjust\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782076420326,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"usaa-indexed-universal-life-copy","title":"USAA Guaranteed Issue Whole Life Insurance","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-decision banner-center\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003ch1 class=\"banner-accent-heading text-left\"\u003eGuaranteed Issue Whole Life Insurance\u003c\/h1\u003e\n\u003ch2 class=\"banner-sub-heading text-left ml-0\"\u003eCoverage for your final expenses and more\u003c\/h2\u003e\n\u003cp class=\"banner-sub-info text-left ml-0\"\u003eHelp pay end-of-life expenses so your loved ones don't have to.\u003c\/p\u003e\n\u003cdiv class=\"block-wrapper text-left\"\u003e\u003ca href=\"https:\/\/www.usaa.com\/insurance\/mutual-of-omaha-redirect\" class=\"cta-btn hollow\"\u003eGet my\u003cspan\u003e \u003c\/span\u003e\u003cspan class=\"hiddenMessage\"\u003ewhole life insurance \u003c\/span\u003equote\u003c\/a\u003e\u003c\/div\u003e\n\u003cdiv class=\"block-wrapper text-left\"\u003e\n\u003cp class=\"body-text text-left desktop-only\"\u003eHave questions? Call us at 888-531-9546 (\u003ca class=\"text-white\" data-toggle=\"popover\" data-popover-target=\"popoverDemo1\" type=\"button\"\u003e\u003cspan class=\"text-underline\"\u003eHours\u003c\/span\u003e\u003c\/a\u003e)\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"popover-wrap\" id=\"popoverDemo1\"\u003e\n\u003cdiv class=\"popover\" aria-modal=\"true\" aria-hidden=\"true\" role=\"dialog\" tabindex=\"-1\"\u003e\n\u003cdiv class=\"popover-header\"\u003e\n\u003ch2 class=\"popover-title\"\u003eHours\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"popover-body\"\u003e\n\u003cp class=\"body-copy\"\u003e\u003cspan class=\"text-bold\"\u003eMonday to Friday\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003e7:30 a.m. to 8 p.m. CT\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003e\u003cspan class=\"text-bold\"\u003eSaturday\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003eClosed\u003c\/p\u003e\n\u003cp class=\"body-copy\"\u003e\u003cspan class=\"text-bold\"\u003eSunday\u003c\/span\u003e\u003cspan\u003e \u003c\/span\u003eClosed\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cspan class=\"popover-arrow\"\u003e\u003c\/span\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003ch2 class=\"section-heading\"\u003eWhat is guaranteed issue whole life insurance?\u003c\/h2\u003e\n\u003cdiv class=\"row mt-30 mb-30\"\u003e\n\u003cimg alt=\"Provided by USAA\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/invest-usaa-logo.png?cacheid=1777227961_p\" title=\"\" border=\"0\" class=\"image-left\"\u003e\u003cimg alt=\"Provided by Mutual of Omaha: underwritten by United of Omaha Life insurance company, Companion life insurance company mutual of Omaha affiliates.\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/moo-vert-rev-united-comp.svg?cacheid=1510367857_p\" title=\"\" border=\"0\" class=\"w-400 image-right\"\u003e\n\u003c\/div\u003e\n\u003cp class=\"section-sub-heading\"\u003eWe're teaming up to provide you a guaranteed issue whole life insurance option to help pay for burial expenses, medical bills and debt. This coverage may be right for you if you've been previously denied coverage or you're looking for a smaller amount of coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder reverse\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/man-woman-seniors-porch.jpg?cacheid=3573903094_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text diamond-accent\"\u003e\n\u003ch3 class=\"h5 text-core-blue\"\u003eGuaranteed Coverage and Benefits\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIf you're 45 to 85 years old or 50 to 75 years old in New York, you won't be turned down for coverage, even if you've been turned down for other life insurance policies. Your payments will never increase and your coverage will never decrease.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty ladder\"\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-image\"\u003e\u003cimg alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/man-parked-motorcycle.jpg?cacheid=3301789978_p\" title=\"\" border=\"0\" class=\"fifty-fifty-image\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"fifty-fifty-wrapping-text diamond-accent\"\u003e\n\u003ch3 class=\"h5 text-core-blue\"\u003eDependable Death Benefits\u003c\/h3\u003e\n\u003cp class=\"body-copy\"\u003eIf you have an accidental death, full benefits will be paid. If you die by auto accident, your full benefit will be doubled. After two years, the full benefit is paid out for death due to all causes.\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"section-header mt-60 mb-0\"\u003e\n\u003ch2 class=\"section-heading\"\u003eWhat makes guaranteed issue whole life insurance different?\u003c\/h2\u003e\n\u003cp class=\"section-sub-heading\"\u003eThe difference between guaranteed issue whole life insurance and other permanent life insurance options is in the details. Some of these include:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card product-card\"\u003e\n\u003cdiv class=\"divider-grey mt-15 mb-15\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"product-card-content fifty-fifty-list\"\u003e\n\u003cul class=\"check-list\"\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003eGuaranteed approval for people ages 45 to 85 years old or 50 to 75 in New York\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003e$2,000 to $25,000 in fixed coverage\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003ePayments that won't increase over your lifetime\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003eNo health questions or medical exam\u003c\/span\u003e\u003c\/li\u003e\n\u003cli\u003e\u003cspan class=\"display-flex\"\u003e\u003cspan class=\"usaa-glyph-checkmark usaa-blue-2\" aria-hidden=\"true\"\u003e\u003c\/span\u003eMost claims paid within 24 hours\u003csup\u003e\u003cspan class=\"usaa-hiddenMessage\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/span\u003e\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section\"\u003e\n\u003cdiv class=\"card-pack two-pack\"\u003e\n\u003cdiv class=\"card product-card bg-gray\"\u003e\n\u003cdiv class=\"product-card-header\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/survival-relations-agent-on-call-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -footnote\" aria-describedby=\"footnote_disclosures\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eRates shown are for a 20-year term for a 35-year-old male at best risk class available for these products. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Quotes provided are intended for estimate purposes only. We round up your life insurance needs amount to the nearest commonly purchased coverage amount. The presented quote may represent a higher amount of coverage than you apply for. Your actual premium will be determined by underwriting review. Eagle Express: Premiums remain level for the duration of the Initial Benefit Period. Form ICC24516783 11-24 (varies by state). Go to usaa.com for details on specific policy costs, benefits, limitations and availability in your state. Not available in NY.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eAs of June 1, 2025, A.M. Best: A++, Superior (highest of 16 possible ratings); Moody's Investors Service: Aa1, Excellent (second highest of 21 possible ratings); S\u0026amp;P Global Ratings: AA, Very Strong (third highest of 21 possible ratings). Ratings are subject to change. Ratings apply to USAA Life Insurance Company and USAA Life Insurance Company of New York not to the products or services they provide. Company ratings represent an opinion of financial strength and the company's ability to meet ongoing obligations to policyholders. Ratings refer to the claims-paying ability of the insurance company and do not reflect the safety or performance of any product. The rating agencies listed are independent of each other and use proprietary evaluation criteria and ratings scales. For the latest Financial Strength Ratings, visit\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/web.ambest.com\/\" target=\"_blank\"\u003ewww.ambest.com\u003c\/a\u003e,\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.moodys.com\/\" target=\"_blank\"\u003ewww.moodys.com\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003eand\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/www.spglobal.com\/ratings\" target=\"_blank\"\u003ewww.spglobal.com\/ratings\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC24516783 11-24) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form ICC23509575 11-23 (may vary by state). Military Severe Injury Benefit Rider not available in New York.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eMilitary Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. Level Term V: coverage is level for the duration of the policy. Premiums remain level for the duration of the Initial Benefit Period, then increase annually. Term Policy Form ICC2099555 01-20 (may vary by state); in New York, New York Term Series V: Form NLT99235NY 06-20. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to obtain additional life insurance coverage upon separation from the military, subject to rider terms and conditions and characterization of military separation. New policy's level term period is dependent on the length of base policy's remaining level term period. Rider Form LBR97953ST 03-14 and ICC1497953 03-14 (may vary by state); in New York, Form NBR97955NY 04-15.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal -footnote\" aria-label=\"Note\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eIncreases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-globals__screen-reader\" id=\"standard_disclosure_footnotes\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNo Department of Defense or government agency endorsement.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eNew York Residents — Domestic Violence Information. New York Insurance Regulation 168, titled \"Confidentiality Protocols for Victims of Domestic Violence and Endangered Individuals\" requires us to provide you with information related to Insurance Law 2612, which relates to discrimination based on being a victim of domestic violence, the regulatory required confidentiality of information protocols and the contact information for the New York State Domestic and Sexual Violence Hotline. You may download and print the information\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"https:\/\/static.usaa.com\/content\/dam\/digital\/documents\/pdf\/life\/lfco-ny-reg168.pdf\" target=\"_blank\"\u003ehere\u003c\/a\u003e\u003cspan\u003e \u003c\/span\u003e(PDF).\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eLife insurance and annuities provided by USAA Life Insurance Company, San Antonio, TX and in New York by USAA Life Insurance Company of New York, Highland Falls, NY. All insurance products are subject to state availability, issue limitations and contractual terms and conditions. Each company has sole financial responsibility for its own products.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e8191599\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782080155878,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170"},{"product_id":"mcmann-smoot-riddle-life-insurance","title":"McMann Smoot Riddle Life Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv class=\"c-description-text\" itemprop=\"description\"\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca href=\"https:\/\/www.msrins.com\/request-a-quote\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"About-info l-col-default\"\u003e\n\u003csection id=\"comp-m5l5zcz41\" class=\"Oqnisf comp-m5l5zcz41 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5l5zcz41inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003csection id=\"comp-igqaaw2x\" class=\"comp-igqaaw2x CohWsy wixui-column-strip\"\u003e\n\u003cdiv data-testid=\"columns\" class=\"V5AUxf\"\u003e\n\u003cdiv id=\"mediaiskg80sr7\" class=\"mediaiskg80sr7 YzqVVZ wixui-column-strip__column\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"mediaiskg80sr7inlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-igqaaw30\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-igqaaw30 wixui-rich-text\" data-testid=\"richTextElement\" data-motion-enter=\"done\"\u003e\n\u003cdiv id=\"comp-jt64l0gf\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64l0gf wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003csection id=\"comp-m5nz6m2x\" class=\"Oqnisf comp-m5nz6m2x wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5nz6m2xinlineContent\" data-testid=\"inline-content\" class=\"\"\u003e\n\u003cdiv data-mesh-id=\"comp-m5nz6m2xinlineContent-gridContainer\" data-testid=\"mesh-container-content\"\u003e\n\u003cdiv id=\"comp-jt64xqqd\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt64xqqd wixui-rich-text\" data-testid=\"richTextElement\"\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tma4 wixui-rich-text\" id=\"comp-jt67tma4\"\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003eLIFE INSURANCE SOLUTIONS\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"comp-jt67tmad wR1eGX wixui-horizontal-line\" id=\"comp-jt67tmad\"\u003e\n\u003cdiv class=\"G0NIUK\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tmao wixui-rich-text\" id=\"comp-jt67tmao\"\u003e\n\u003ch5 class=\"font_5 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eWe offer comprehensive life insurance solutions to customers in Springfield and the Miami Valley area.\u003c\/span\u003e\u003c\/h5\u003e\n\u003c\/div\u003e\n\u003cdiv data-testid=\"richTextElement\" class=\"Z_l5lU MMl86N zQ9jDz qvSjx3 Vq6kJx comp-jt67tmax wixui-rich-text\" id=\"comp-jt67tmax\"\u003e\n\u003ch6 class=\"font_6 wixui-rich-text__text\"\u003e\u003cspan class=\"wixui-rich-text__text\"\u003eIf you have financial dependents, the peace of mind that comes from knowing your loved ones will be taken care of is invaluable. We can help you make the right decisions regarding your life insurance policy.\u003c\/span\u003e\u003c\/h6\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eIf you have financial dependents, the peace of mind that comes from knowing your loved ones will be taken care of is invaluable. The purpose of life insurance is to cover some or all of the loss of income that results if you pass away. While it is assumed that families and those considering starting a family are the only ones who need life insurance, that isn’t always the case. Young single adults supporting an elderly parent and elderly adults with no other means to pay funeral expenses may want to consider life insurance as well.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eThere are different types of life insurance: universal, variable universal, whole life, and term life. Universal and variable universal life insurance can be described as a combination of a term life insurance policy and a tax-deferred interest accumulating savings account. A whole life insurance policy covers one’s entire life, as opposed to for a period of time, and provides a return on a portion of the premiums invested by the insurance company. There are several types of whole life insurance:\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cul class=\"font_7 wixui-rich-text__text\"\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eTraditional\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eInterest-sensitive\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"wixui-rich-text__text\"\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eSingle-premium\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eTerm life insurance policies differ from universal and whole life insurance policies in that they do not build cash value or have the same tax benefits. However, they are a good budget-friendly option, particularly for those who are young and healthy and for those desiring a simple, straightforward life insurance plan that provides for beneficiaries. Term life insurance policies are also an option for business owners who wish to cover the life of key employees with set number of years until retirement. Term life insurance policies provide protection for a specified time, ranging from 1 to 30 years, and can be renewed.\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003ch6 class=\"font_6 wixui-rich-text__text\"\u003eWhen shopping for life insurance policies, ask yourself these basic questions:\u003c\/h6\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eWhat do my dependents need in order to cover day-to-day and long term expenses?\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eDo I need my life insurance policy to help pay for major expenses, such as college tuition?\u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003e \u003c\/p\u003e\n\u003cp class=\"font_7 wixui-rich-text__text\"\u003eDo the life insurance companies I am investigating have a good claims payment history, competitive pricing, and excellent customer service?\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection id=\"comp-m5nz6m2x1\" class=\"Oqnisf comp-m5nz6m2x1 wixui-section\" data-block-level-container=\"ClassicSection\" tabindex=\"-1\"\u003e\n\u003cdiv id=\"bgLayers_comp-m5nz6m2x1\" data-hook=\"bgLayers\" data-motion-part=\"BG_LAYER comp-m5nz6m2x1\" class=\"MW5IWV\"\u003e\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003ch1 class=\"font_0 wixui-rich-text__text\"\u003e\n\u003cspan style=\"font-size: 0.875rem;\"\u003ecall us \u003c\/span\u003e\u003ca data-dtype=\"d3ph\" data-local-attribute=\"d3ph\" href=\"https:\/\/www.google.com\/search?q=mcmann+smoot+riddle\u0026amp;sca_esv=f46f8e3b711902b9\u0026amp;rlz=1C1GCEA_enUS1051US1051\u0026amp;sxsrf=AE3TifOVjhxj3-blKEbf4gh3rLEkkm4aEQ%3A1763647407242\u0026amp;ei=rx8faejFDuOPp84Pu6GGsQ0\u0026amp;gs_ssp=eJzj4tZP1zcsSUupysouN2C0UjGosLAwTjNNskxONDNNSTYwt7QyqDC3TDW0NDNISjVJTTQwSvESzk3OTczLUyjOzc8vUSjKTEnJSQUAETcWgQ\u0026amp;oq=mcmann+smoot+\u0026amp;gs_lp=Egxnd3Mtd2l6LXNlcnAiDW1jbWFubiBzbW9vdCAqAggAMgsQLhiABBjHARivATIGEAAYFhgeMgYQABgWGB4yBhAAGBYYHjICECYyCxAAGIAEGIYDGIoFMggQABiABBiiBEj0JlAAWNsccAB4AJABAJgBswGgAeANqgEEMC4xM7gBAcgBAPgBAZgCDaAC0w7CAgQQIxgnwgIQEC4YgAQY0QMYxwEYJxiKBcICCxAAGIAEGJECGIoFwgILEC4YgAQYkQIYigXCAgoQLhiABBhDGIoFwgIOEAAYgAQYsQMYgwEYigXCAhAQLhiABBjHARgnGIoFGK8BwgIKEAAYgAQYQxiKBcICEBAuGIAEGEMYxwEYigUYrwHCAhMQLhiABBixAxjRAxhDGMcBGIoFwgIIEAAYgAQYsQPCAhEQLhiABBixAxjRAxiDARjHAcICBRAAGIAEwgIIEC4YgAQYsQPCAgcQLhiABBgKwgIFEC4YgATCAg8QLhiABBjHARgKGAsYrwHCAggQABgWGAoYHpgDAJIHBDAuMTOgB9zbAbIHBDAuMTO4B9MOwgcHMC4zLjQuNsgHXw\u0026amp;sclient=gws-wiz-serp#\" data-ved=\"2ahUKEwjb8sqc9ICRAxVkEDQIHYL8KowQkAgoAHoECCYQAg\" style=\"font-size: 0.875rem;\"\u003e\u003cspan aria-label=\"Call Phone Number (937) 325-7048\"\u003e(937) 325-7048\u003c\/span\u003e\u003c\/a\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"McMann Smoot Riddle Insurance","offers":[{"title":"Default Title","offer_id":46883830431974,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/MSR-LOGO_crop.avif?v=1763648299"},{"product_id":"highstreet-insurance-life-insurance","title":"HighStreet Insurance Life Insurance","description":"\u003csection class=\"ui-cards-list w-full bg-transparent\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid max-w-(--breakpoint-4xl) py-4xl\"\u003e\n\u003cdiv class=\"xl:col-span-6 col-span-12 mb-2xl relative\"\u003e\n\u003cdiv class=\"xl:sticky top-4xl\"\u003e\n\u003cdiv class=\"relative z-1 col-start-1 col-span-full xl:col-start-2 xl:col-span-10\"\u003e\n\u003cdiv class=\"relative z-1 col-start-1 col-span-full xl:col-start-2 xl:col-span-10\"\u003e\n\u003ch1 class=\"doctor-dom\"\u003e\u003cspan\u003eLife Insurance\u003c\/span\u003e\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"relative z-1 col-start-1 col-span-full xl:col-start-3 xl:col-span-8 2xl:col-start-4 2xl:col-span-6\"\u003e\n\u003cp class=\"text-body-md mt-lg text-text-body\"\u003e\u003cspan\u003eBeneficiaries depend on life insurance to deal with costly funeral arrangements and loss of income as they embark on a life without a loved one. Help provide them with the security to ease their financial uncertainty.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"relative z-1 col-start-1 col-span-full xl:col-start-3 xl:col-span-8 2xl:col-start-4 2xl:col-span-6\"\u003e\n\u003ch2 class=\"text-headline-2 mb-sm\"\u003eSafeguard the future from uncertainty.\u003c\/h2\u003e\n\u003cp class=\"text-body-md mb-fixed-2xl\"\u003eAccidents, illness and loss can strike at any time. Life insurance helps safeguard a family’s well-being, ensuring they can focus on what matters instead of bills or debt.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this business to your bundle to unlock personalized support during your purchase. Simply complete your checkout and a representative will contact you to take you to the final step of your buying process.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or \u003ca href=\"https:\/\/www.myhighstreet.com\/contact\" aria-label=\"Talk to an advisor\" rel=\"noopener noreferrer\" class=\"inline-flex items-center justify-between leading-button--line-height text-button cursor-pointer transition-colors duration-250 linear whitespace-nowrap pl-fixed-2xl py-fixed-sm pr-fixed-sm rounded-round gap-x-fixed-2xl xl:w-auto w-full focus-visible:outline-(length:--border-m) focus-visible:outline-offset-1 yellow:bg-lotus yellow:text-true-black yellow:pl-fixed-2xl yellow:py-fixed-sm yellow:pr-fixed-sm yellow:rounded-round yellow:gap-x-fixed-2xl yellow:w-full yellow:xl:w-auto yellow:hover:bg-true-black yellow:hover:text-true-white yellow:focus-visible:bg-true-black yellow:focus-visible:text-true-white yellow:focus-visible:outline-state-focus yellow:focus-visible:outline-(length:--border-m) yellow:focus-visible:outline-offset-1 theme-partner:bg-true-white theme-partner:hover:bg-lotus theme-partner:hover:text-true-black theme-partner:focus-visible:bg-lotus theme-partner:focus-visible:text-true-black black:bg-true-black black:text-true-white black:pl-fixed-2xl black:py-fixed-sm black:pr-fixed-sm black:rounded-round black:gap-x-fixed-2xl black:xl:w-auto black:w-full black:hover:bg-lotus black:hover:text-true-black black:focus-visible:bg-lotus black:focus-visible:text-true-black black:focus-visible:outline-state-focus black:focus-visible:outline-(length:--border-m) white:bg-true-white white:text-true-black white:pl-fixed-2xl white:py-fixed-sm white:pr-fixed-sm white:rounded-round white:gap-x-fixed-2xl white:xl:w-auto white:w-full white:hover:bg-lotus white:hover:text-true-black white:focus-visible:bg-lotus white:focus-visible:text-true-black white:focus-visible:outline-state-focus white:focus-visible:outline-(length:--border-m) yellow\" target=\"_self\"\u003eTalk to an advisor\u003c\/a\u003e and schedule a visit.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"ui-cards-list w-full bg-transparent\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid max-w-(--breakpoint-4xl) py-4xl\"\u003e\n\u003cdiv class=\"xl:col-span-6 col-span-12 mb-2xl relative\"\u003e\n\u003cdiv class=\"xl:sticky top-4xl\"\u003e\n\u003csection class=\"ui-cards-list w-full bg-transparent\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid max-w-(--breakpoint-4xl) py-4xl\"\u003e\n\u003cdiv class=\"xl:col-span-6 col-span-12 max-2xl:gap-y-2xl gap-y-3xl\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\n\u003csection class=\"ui-cards-list w-full bg-transparent\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid max-w-(--breakpoint-4xl) py-4xl\"\u003e\n\u003cdiv class=\"xl:col-span-6 col-span-12 max-2xl:gap-y-2xl gap-y-3xl\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\n\u003csection class=\"ui-cards-list w-full bg-transparent\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid max-w-(--breakpoint-4xl) py-4xl\"\u003e\n\u003cdiv class=\"xl:col-span-6 col-span-12 max-2xl:gap-y-2xl gap-y-3xl\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\n\u003csection class=\"ui-cards-list w-full bg-transparent\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid max-w-(--breakpoint-4xl) py-4xl\"\u003e\n\u003cdiv class=\"xl:col-span-6 col-span-12 max-2xl:gap-y-2xl gap-y-3xl\"\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\u003cpicture class=\"\"\u003e\u003cimg alt=\"\" loading=\"lazy\" width=\"32\" height=\"32\" decoding=\"async\" data-nimg=\"1\" class=\"\" srcset=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt44a3de27826703e0\/69024acde9af5442fa88f6cf\/banknote.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=32\u0026amp;quality=90 1x, https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt44a3de27826703e0\/69024acde9af5442fa88f6cf\/banknote.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90 2x\" src=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt44a3de27826703e0\/69024acde9af5442fa88f6cf\/banknote.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90\"\u003e\u003c\/picture\u003e\u003c\/div\u003e\n\u003ch3 class=\"line-clamp-2 mb-sm text-headline-4\"\u003eUnexpected loss of income\u003c\/h3\u003e\n\u003cp class=\"text-body-md\"\u003eWhen a provider passes away, their family may struggle to pay bills and maintain daily living expenses without replacement income or financial support.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\u003cpicture class=\"\"\u003e\u003cimg alt=\"\" loading=\"lazy\" width=\"32\" height=\"32\" decoding=\"async\" data-nimg=\"1\" class=\"\" srcset=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt4e87914de7684fe0\/69024eb7f3a706e02040c736\/file-x.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=32\u0026amp;quality=90 1x, https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt4e87914de7684fe0\/69024eb7f3a706e02040c736\/file-x.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90 2x\" src=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt4e87914de7684fe0\/69024eb7f3a706e02040c736\/file-x.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90\"\u003e\u003c\/picture\u003e\u003c\/div\u003e\n\u003ch3 class=\"line-clamp-2 mb-sm text-headline-4\"\u003eUnpaid debts and loans\u003c\/h3\u003e\n\u003cp class=\"text-body-md\"\u003eMortgage balances, student loans and credit card bills can create major strain for families already facing loss. Life insurance can offset those financial pressures.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\u003cpicture class=\"\"\u003e\u003cimg alt=\"\" loading=\"lazy\" width=\"32\" height=\"32\" decoding=\"async\" data-nimg=\"1\" class=\"\" srcset=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt7a0e067914054924\/69024a8bff80c5354af2d73f\/trending-up.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=32\u0026amp;quality=90 1x, https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt7a0e067914054924\/69024a8bff80c5354af2d73f\/trending-up.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90 2x\" src=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt7a0e067914054924\/69024a8bff80c5354af2d73f\/trending-up.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90\"\u003e\u003c\/picture\u003e\u003c\/div\u003e\n\u003ch3 class=\"line-clamp-2 mb-sm text-headline-4\"\u003eRising funeral expenses\u003c\/h3\u003e\n\u003cp class=\"text-body-md\"\u003eFuneral and memorial costs often reach thousands of dollars, creating an immediate financial burden for loved ones without advance planning or benefits.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\u003cpicture class=\"\"\u003e\u003cimg alt=\"\" loading=\"lazy\" width=\"32\" height=\"32\" decoding=\"async\" data-nimg=\"1\" class=\"\" srcset=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt12341c0c37b681bb\/69090611ad18a983e73e3cd1\/baby.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=32\u0026amp;quality=90 1x, https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt12341c0c37b681bb\/69090611ad18a983e73e3cd1\/baby.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90 2x\" src=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt12341c0c37b681bb\/69090611ad18a983e73e3cd1\/baby.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90\"\u003e\u003c\/picture\u003e\u003c\/div\u003e\n\u003ch3 class=\"line-clamp-2 mb-sm text-headline-4\"\u003eDependent care gaps\u003c\/h3\u003e\n\u003cp class=\"text-body-md\"\u003eFamilies with young children or elderly relatives may suddenly need childcare or in-home assistance, adding unexpected monthly costs and stress.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\u003cpicture class=\"\"\u003e\u003cimg alt=\"\" loading=\"lazy\" width=\"32\" height=\"32\" decoding=\"async\" data-nimg=\"1\" class=\"\" srcset=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blta61653c679f8eccd\/69025e55d4ec4d98316cc6db\/users.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=32\u0026amp;quality=90 1x, https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blta61653c679f8eccd\/69025e55d4ec4d98316cc6db\/users.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90 2x\" src=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blta61653c679f8eccd\/69025e55d4ec4d98316cc6db\/users.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90\"\u003e\u003c\/picture\u003e\u003c\/div\u003e\n\u003ch3 class=\"line-clamp-2 mb-sm text-headline-4\"\u003eLoss of employee stability\u003c\/h3\u003e\n\u003cp class=\"text-body-md\"\u003eWhen a team member dies, coworkers and employers feel the impact. Providing life coverage demonstrates support and reduces financial uncertainty for everyone.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-white p-xl rounded-loose mb-md\"\u003e\n\u003cdiv class=\"relative bg-blossom rounded-full p-fixed-lg inline-block mb-sm\"\u003e\u003cpicture class=\"\"\u003e\u003cimg alt=\"\" loading=\"lazy\" width=\"32\" height=\"32\" decoding=\"async\" data-nimg=\"1\" class=\"\" srcset=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt16983be4f376f0dd\/69024a8f7a71394a4a15fd33\/trending-down.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=32\u0026amp;quality=90 1x, https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt16983be4f376f0dd\/69024a8f7a71394a4a15fd33\/trending-down.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90 2x\" src=\"https:\/\/azure-na-images.contentstack.com\/v3\/assets\/blt02f82ca1f459ac46\/blt16983be4f376f0dd\/69024a8f7a71394a4a15fd33\/trending-down.svg?branch=production\u0026amp;height=32\u0026amp;format=auto\u0026amp;width=64\u0026amp;quality=90\"\u003e\u003c\/picture\u003e\u003c\/div\u003e\n\u003ch3 class=\"line-clamp-2 mb-sm text-headline-4\"\u003eFinancial setbacks for survivors\u003c\/h3\u003e\n\u003cp class=\"text-body-md\"\u003eSpouses or partners may need to pause careers to manage finances or household changes, leading to lost income and delayed goals.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"ui-poster-details w-full bg-transparent xl:px-lg px-md py-0\"\u003e\n\u003cdiv class=\"w-full mx-auto container-grid--v2 max-w-[calc(var(--breakpoint-4xl)-var(--spacing-grid-margin-lg)*2)] py-3xl bg-background-accent-3 rounded-loose px-md xl:px-3xl relative items-start\"\u003e\n\u003cdiv class=\"doctor-dom\"\u003eOur life insurance options include\u003c\/div\u003e\n\u003cdiv class=\"col-span-full grid grid-cols-subgrid gap-y-3xl mt-3xl\"\u003e\n\u003cdiv class=\"grid grid-rows-subgrid grid-cols-subgrid gap-y-sm 2xl:col-span-4 lg:col-span-6 col-span-full row-span-2\"\u003e\n\u003cdiv class=\"doctor-dom\"\u003eGroup Life\u003c\/div\u003e\n\u003cdiv class=\"col-span-full 2xl:col-span-3 text-true-black\"\u003e\n\u003cp class=\"text-body-md\"\u003eFor employees who opt in for coverage that will support their families if they die.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"grid grid-rows-subgrid grid-cols-subgrid gap-y-sm 2xl:col-span-4 lg:col-span-6 col-span-full row-span-2\"\u003e\n\u003cdiv class=\"doctor-dom\"\u003eSupplemental Life\u003c\/div\u003e\n\u003cdiv class=\"col-span-full 2xl:col-span-3 text-true-black\"\u003e\n\u003cp class=\"text-body-md\"\u003eFor individual employees who want to purchase extra coverage for themselves or their families.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"grid grid-rows-subgrid grid-cols-subgrid gap-y-sm 2xl:col-span-4 lg:col-span-6 col-span-full row-span-2\"\u003e\n\u003cdiv class=\"doctor-dom\"\u003eAccidental Death \u0026amp; Dismemberment\u003c\/div\u003e\n\u003cdiv class=\"col-span-full 2xl:col-span-3 text-true-black\"\u003e\n\u003cp class=\"text-body-md\"\u003eCover employees who are injured or die due to an accident.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"High Street Insurance Partners","offers":[{"title":"Default Title","offer_id":47324436234470,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/Screenshot_2026-02-03_151314.png?v=1770150177"},{"product_id":"state-farm-life-insurance","title":"State Farm Life Insurance","description":"\u003ch1\u003eState Farm Life Insurance\u003c\/h1\u003e\u003cp\u003eYour info, your rules. No spam, no surprises.\u003c\/p\u003e\u003cp\u003eState Farm Life Insurance offers comprehensive coverage to protect your family's financial future. Get flexible policies, competitive rates, and trusted service from a leading provider nationwide.\u003c\/p\u003e","brand":"State Farm","offers":[{"title":"Default Title","offer_id":47512785944806,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/2024-02-01.jpg?v=1770119971"},{"product_id":"allstate-life-insurance","title":"Allstate Life Insurance","description":"\u003ch1\u003eAllstate Life Insurance\u003c\/h1\u003e\u003cp\u003e\u003cstrong\u003eYour info, your rules. No spam, no surprises.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eAllstate Life Insurance provides financial protection for your loved ones with flexible coverage options. Whether you need term life, whole life, or universal life insurance, Allstate offers plans designed to fit your budget and protect your family's future.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCoverage includes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eTerm life insurance\u003c\/li\u003e\n\u003cli\u003eWhole life insurance\u003c\/li\u003e\n\u003cli\u003eUniversal life insurance\u003c\/li\u003e\n\u003cli\u003eVariable universal life insurance\u003c\/li\u003e\n\u003cli\u003eAccidental death benefit\u003c\/li\u003e\n\u003cli\u003eWaiver of premium option\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eAvailable nationwide. Speak with an Allstate agent about life insurance options.\u003c\/p\u003e","brand":"Allstate","offers":[{"title":"Default Title","offer_id":47512787484902,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/allstate-logo-png_seeklogo-320266-1-300x300.png?v=1763561553"},{"product_id":"geico-life-insurance","title":"GEICO Life Insurance","description":"\u003ch1\u003eGEICO Life Insurance\u003c\/h1\u003e\u003cp\u003e\u003cstrong\u003eYour info, your rules. No spam, no surprises.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eGEICO Life Insurance provides financial protection for your loved ones with flexible coverage options. Whether you need term life or whole life insurance, GEICO offers plans designed to fit your budget and protect your family's future.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCoverage includes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eTerm life insurance\u003c\/li\u003e\n\u003cli\u003eWhole life insurance\u003c\/li\u003e\n\u003cli\u003eUniversal life insurance\u003c\/li\u003e\n\u003cli\u003eAccidental death benefit\u003c\/li\u003e\n\u003cli\u003eWaiver of premium option\u003c\/li\u003e\n\u003cli\u003eFlexible coverage amounts\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eAvailable nationwide. Speak with a GEICO agent about life insurance options.\u003c\/p\u003e","brand":"GEICO","offers":[{"title":"Default Title","offer_id":47512789942502,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/geico.jpg?v=1776777155"},{"product_id":"progressive-life-insurance","title":"Progressive Life Insurance","description":"\u003ch1\u003eProgressive Life Insurance\u003c\/h1\u003e\u003cp\u003e\u003cstrong\u003eYour info, your rules. No spam, no surprises.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eProgressive Life Insurance provides financial protection for your loved ones with flexible coverage options. Whether you need term life or whole life insurance, Progressive offers plans designed to fit your budget and protect your family's future.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCoverage includes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eTerm life insurance\u003c\/li\u003e\n\u003cli\u003eWhole life insurance\u003c\/li\u003e\n\u003cli\u003eUniversal life insurance\u003c\/li\u003e\n\u003cli\u003eAccidental death benefit\u003c\/li\u003e\n\u003cli\u003eWaiver of premium option\u003c\/li\u003e\n\u003cli\u003eFlexible coverage amounts\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eAvailable nationwide. Speak with a Progressive agent about life insurance options.\u003c\/p\u003e","brand":"Progressive","offers":[{"title":"Default Title","offer_id":47512790794470,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/progressive-3-logo.png?v=1775396811"},{"product_id":"nationwide-life-insurance","title":"Nationwide Life Insurance","description":"\u003ch1\u003eNationwide Life Insurance\u003c\/h1\u003e\u003cp\u003e\u003cstrong\u003eYour info, your rules. No spam, no surprises.\u003c\/strong\u003e\u003c\/p\u003e\u003cp\u003eNationwide Life Insurance provides financial protection for your loved ones with flexible coverage options. Whether you need term life, whole life, or universal life insurance, Nationwide offers plans designed to fit your budget and protect your family's future.\u003c\/p\u003e\u003cp\u003e\u003cstrong\u003eCoverage includes:\u003c\/strong\u003e\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eTerm life insurance\u003c\/li\u003e\n\u003cli\u003eWhole life insurance\u003c\/li\u003e\n\u003cli\u003eUniversal life insurance\u003c\/li\u003e\n\u003cli\u003eVariable universal life insurance\u003c\/li\u003e\n\u003cli\u003eAccidental death benefit\u003c\/li\u003e\n\u003cli\u003eWaiver of premium option\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eAvailable nationwide. 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