{"product_id":"indiana-farmers-insurance-workers-compensation","title":"Indiana Farmers Insurance Workers Compensation","description":"\u003ch1\u003e\u003cspan class=\"field field--name-title field--type-string field--label-hidden\"\u003eWorkers Compensation\u003c\/span\u003e\u003c\/h1\u003e\n\u003cdiv class=\"clearfix text-formatted field field--name-field-description field--type-text-long field--label-hidden field__item\"\u003e\n\u003cp\u003eProvide your employees with the safety net they deserve, while protecting your business from liability. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003cp\u003eLocated at \u003cspan\u003e10 W 106th St, Indianapolis, IN 46290\u003c\/span\u003e\u003c\/p\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eAdd this business to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or \u003ca rel=\"noopener\" href=\"https:\/\/www.indianafarmers.com\/about-us\/contact-us\" target=\"_blank\"\u003econtact us\u003c\/a\u003e for any questions and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cdiv class=\"paragraph paragraph--type--customized-coverage paragraph--view-mode--default\"\u003e\n\u003cdiv class=\"clearfix text-formatted field field--name-field-description field--type-text-long field--label-hidden field__item\"\u003e\n\u003ch2\u003e\n\u003cstrong\u003eWorkers Comp: A Safety Net for Your Employees \u0026amp; Business\u003c\/strong\u003e \u003c\/h2\u003e\n\u003cp\u003eWorkers Compensation insurance is an operating expense for all businesses. If you have employees (even if they are family members), you need to buy Workers Comp. It pays for medical bills, recovery costs, and lost wages to employees for on-the-job injuries and illnesses. Medical bills can include the cost of doctors’ visits, hospital bills, prescriptions, and prosthetic devices. If an employee dies, it will cover funeral costs and benefits to the worker’s family.\u003cbr\u003e \u003cbr\u003eCommon employee injuries occur from being struck by an object, slips and falls, lifting, repetitive motion, car accidents, and exposure to harmful substances. Of course, certain industries have a higher rate of employee injuries because of the nature of the job. This includes construction, manufacturing, and healthcare.\u003cbr\u003e \u003cbr\u003e\u003cstrong\u003eGetting a Grip on Workers Comp Costs\u003c\/strong\u003e\u003cbr\u003e\u003cbr\u003eThe cost of Workers Compensation depends on your industry, how many employees you have, the type of work your employees do, your payroll, and claims history. Be sure your employees are classified correctly. A salesperson, for example, is classified differently than a person working with equipment on the factory floor. This will impact the cost of your coverage.\u003cbr\u003e\u003cbr\u003eSince your claims history, including how it compares to other businesses in your industry sector, is an important factor in determining your premium, preventing injuries and accidents is key in keeping your insurance costs down. Here are some of the things you should consider:\u003cbr\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eHaving strong hiring practices and screening processes\u003c\/strong\u003e. Businesses with better hiring and onboarding programs tend to have a better Workers Comp experience. Check the MVRs of drivers and perform employee background checks and drug tests. Be sure to follow state and federal laws when it comes to hiring and screening procedures.\u003cbr\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eTaking a serious approach to safety\u003c\/strong\u003e. Putting safety first really pays off for companies. You’ll not only have healthier and more productive workers, you’ll also reduce the odds of having workplace accidents and injuries. If your operation requires employees to put on protective eyewear like goggles or any other type of safety equipment, be sure they do so. If safety guards should be used on certain equipment, make sure this is done – even if it means the job won’t get done as fast.\u003cbr\u003e \u003c\/p\u003e\n\u003cp\u003e\u003cstrong\u003eImplementing a no texting while driving policy.\u003c\/strong\u003e Employees using company vehicles or their own cars while on company business should sign off on a hands-free driving policy. Reward employees for safe driving. This can be in the form of a cash bonus or time off.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cdiv class=\"node__content\"\u003e\n\u003cdiv class=\"field field--name-field-paragraphs field--type-entity-reference-revisions field--label-hidden\"\u003e\n\u003cdiv class=\"paragraph paragraph--type--media-container paragraph--view-mode--default items-3\"\u003e\n\u003cdiv class=\"clearfix text-formatted field field--name-field-description field--type-text-long field--label-hidden field__item\"\u003e\n\u003ch3\u003ecall us: \u003ca data-ved=\"2ahUKEwihp5Ty-YGSAxVmTTABHcpcKK8QkAgoAHoECD4QAw\" href=\"https:\/\/www.google.com\/search?q=indiana+farmers+insurance\u0026amp;sca_esv=78e6f61af8104fa1\u0026amp;source=hp\u0026amp;ei=YsliafiPN5mJwbkPq9_P-AI\u0026amp;iflsig=AFdpzrgAAAAAaWLXcv_FQiJ-wbGgqa8ndmtuegLzAcFN\u0026amp;ved=0ahUKEwj4yKXr-YGSAxWZRDABHavvEy8Q4dUDCBQ\u0026amp;uact=5\u0026amp;oq=indiana+farmers+insurance\u0026amp;gs_lp=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-SBwQ0LjI5oAfptgKyBwQwLjI5uAfSG8IHCDItMzIuMC4xyAe-AYAIAA\u0026amp;sclient=gws-wiz\u0026amp;sei=ccliaf6yBZCFwbkPwov5yAQ#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call phone number +1 800-477-1660\"\u003e1 800-477-1660\u003c\/span\u003e\u003c\/a\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"paragraph paragraph--type--block-container paragraph--view-mode--default\"\u003e\n\u003cdiv class=\"field field--name-field-block-reference field--type-entity-reference field--label-hidden field__item\"\u003e\n\u003cdiv id=\"block-insuranceblock\" class=\"block block-block-content block-block-contente5fd7217-8adc-4d37-8541-a8a960a94b4f\"\u003e\n\u003cdiv class=\"clearfix text-formatted field field--name-body field--type-text-with-summary field--label-hidden field__item\"\u003e\n\u003cdiv class=\"tg--desclaimer-text\"\u003e\n\u003cp\u003eInsurance products are subject to terms, conditions and exclusions not described on this Website. The information on this Website concerning insurance policies and other products is intended to give you an overview of the policies and products offered by Indiana Farmers Insurance. None of the information—including any policy or product description—constitutes an insurance policy. The policy contains the specific details of the coverages, terms, conditions and exclusions. Coverages and their availability may vary by state.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"paragraph paragraph--type--content-container paragraph--view-mode--default\"\u003e\n\u003cdiv class=\"field field--name-field-content-reference field--type-entity-reference field--label-hidden field__items\"\u003e\n\u003cdiv class=\"field__item\"\u003e\n\u003carticle class=\"node node--type-cta node--view-mode-default\"\u003e\n\u003cdiv class=\"node__content__agent-finder node__content\"\u003e\u003cform class=\"views-exposed-form views-exposed-agents-form\" data-drupal-selector=\"views-exposed-form-agents-block\" action=\"https:\/\/www.indianafarmers.com\/find-an-agent\" method=\"get\" id=\"views-exposed-form-agents-block\" data-once=\"dealer-form\"\u003e\n\u003cdiv class=\"form--inline clearfix\"\u003e\n\u003cdiv class=\"views-exposed-agents-wrapper\"\u003e\n\u003cdiv id=\"edit-tid--3\" class=\"form-radios\"\u003e\n\u003cdiv class=\"js-form-item form-item js-form-type-radio form-type-radio js-form-item-tid form-item-tid\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\u003c\/div\u003e\n\u003c\/article\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cp\u003e \u003c\/p\u003e","brand":"Indiana Farmers Mutual Insurance Group","offers":[{"title":"Default Title","offer_id":47363217359078,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/ifi-logo.png?v=1768081959","url":"https:\/\/birddawgnetwork.com\/products\/indiana-farmers-insurance-workers-compensation","provider":"Bird Dawg Network","version":"1.0","type":"link"}