{"product_id":"ley-short-term-rental-insurance","title":"Ley Short-term rental Insurance","description":"\u003cdiv class=\"About-description\"\u003e\n\u003cdiv class=\"c-description show-full-description\"\u003e\n\u003cdiv class=\"c-description-full\"\u003e\n\u003cdiv itemprop=\"description\" class=\"c-description-text\"\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eAdd this product to your bundle to unlock personalized support during your purchase. Simply complete your checkout and you’ll be able to speak directly with a Bird Dawg Network representative to finalize your deal. It’s that simple.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or contact this provider directly to \u003ca href=\"https:\/\/www.leyinsurance.com\/about-our-agency\/#request-quote\" rel=\"noopener\" target=\"_blank\"\u003e\u003cstrong\u003erequest a quote\u003c\/strong\u003e\u003c\/a\u003e and compare options on your terms.\u003c\/h3\u003e\n\u003ch3 data-sentry-source-file=\"p.tsx\" data-sentry-component=\"P\" class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv class=\"wpb_row vc_row-fluid vc_row inner_row  top_padding_tablet_4pct top_padding_phone_5pct\" data-column-margin=\"default\" data-midnight=\"\" id=\"fws_69233cc58542a\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv data-delay=\"0\" data-animation=\"\" data-bg-opacity=\"1\" data-bg-color=\"\" data-has-bg-color=\"false\" data-padding-pos=\"all\" class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element wpb_animate_when_almost_visible wpb_fadeInDown fadeInDown animated wpb_start_animation\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch2\u003eWhen it’s both your home and you rent it out to others, short-term rental insurance is important to consider.\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"read-more\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eHome insurance is probably not enough.\u003c\/h3\u003e\n\u003cp\u003eHome insurance is designed to offer protection on a home that you occupy. It protects the property itself and its contents in the event that it’s damaged due to certain covered losses. Also, it provides liability coverage if someone else is injured on your property or their belongings are damaged. However, most policies contain exclusions if you use your home for business purposes. If you’re accepting payment to allow others to stay in your home, your home insurance will likely exclude any damages caused, and, in some cases, the arrangement may invalidate your whole policy. For this reason, you’ll want to consider short-term rental insurance.\u003c\/p\u003e\n\u003ch3\u003eLandlord insurance may not be an option.\u003c\/h3\u003e\n\u003cp\u003eLandlord insurance is a type of business insurance policy that offers coverage for properties that are rented out on a long-term basis. In addition to commercial property and liability insurance, it also offers loss of income coverage in case it can’t be rented out for a period of time and workers compensation coverage if employees are hired to maintain the property. It does not provide any protection for tenants’ belongings. Landlord insurance states the property must be “non-owner-occupied,” meaning that if this is your primary residence most of the time, it’s not an appropriate coverage for a short-term rental situation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924c118268f4\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp class=\"h5\"\u003e\u003ci class=\"icon-default-style iconsmind-Money-2 accent-color\"\u003e\u003c\/i\u003e\u003cspan\u003e \u003c\/span\u003e  How much does short-term rental insurance cost?\u003c\/p\u003e\n\u003cp\u003eThere are a variety of factors that may determine the cost of coverage, including where your property is located, the type of building construction, the overall risk of fire, natural disasters, and crime, as well as unique features.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv id=\"fws_6924c11827058\" data-midnight=\"\" data-column-margin=\"default\" class=\"wpb_row vc_row-fluid vc_row inner_row\"\u003e\n\u003cdiv class=\"row-bg-wrap\"\u003e\n\u003cdiv class=\"row-bg\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"row_col_wrap_12_inner col span_12  left\"\u003e\n\u003cdiv class=\"vc_col-sm-12 wpb_column column_container vc_column_container col child_column no-extra-padding inherit_tablet inherit_phone\" data-padding-pos=\"all\" data-has-bg-color=\"false\" data-bg-color=\"\" data-bg-opacity=\"1\" data-animation=\"\" data-delay=\"0\"\u003e\n\u003cdiv class=\"vc_column-inner\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cdiv class=\"divider-wrap\" data-alignment=\"default\"\u003e\n\u003cdiv data-width=\"75px\" data-animate=\"yes\" data-animation-delay=\"\" data-color=\"accent-color\" class=\"divider-small-border completed\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003ch3\u003eShort-term rental platforms may not offer enough protection.\u003c\/h3\u003e\n\u003cp\u003eShort-term rental platforms such as Airbnb and Vrbo usually offer some kind of protection for those who offer their properties to guests. There is typically protection for hosts in the event that a guest damages the property as well as liability protection if a guest is injured or their property is damaged, destroyed, or stolen. This coverage may extend to invitees of your guest as well. However, the limits are typically low and there are generally many exclusions.\u003c\/p\u003e\n\u003ch3\u003eShort-term rental insurance offers specific protection.\u003c\/h3\u003e\n\u003cp\u003eShort-term rental insurance, also known as vacation rental insurance, offers specific protection for home-share arrangements. Not only can these policies protect against property damage and offer you liability coverage, but they may also include appropriate coverage for amenities or equipment rental you offer. Coverage may also include loss of use or loss of income protection in the event damage makes the property uninhabitable and unrentable. Depending on the policy, it may be available for those who rent their homes for a very short period of time, such as a week or weekend, or those who rent it for a season.\u003c\/p\u003e\n\u003ch3\u003eCoverage for short-term rental properties can be confusing.\u003c\/h3\u003e\n\u003cp\u003eThe bottom line is that finding insurance coverage for your property and situation can get confusing as there are so many different options, exclusions, and endorsements available. Choosing the wrong insurance can at best cost more than necessary and at worst leave you without coverage for a catastrophic loss. That’s why getting help in finding short-term rental coverage is essential.\u003c\/p\u003e\n\u003cp\u003eAre you considering renting out your home? Contact us to discuss your short-term rental insurance options.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"wpb_text_column wpb_content_element\"\u003e\n\u003cdiv class=\"wpb_wrapper\"\u003e\n\u003cp\u003ecall us: \u003cspan\u003e \u003c\/span\u003e\u003ca data-protection-id=\"e150979550\" href=\"tel:419-222-2454\"\u003e419-222-2454\u003c\/a\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"Ley Insurance Agency","offers":[{"title":"Default Title","offer_id":46895295103206,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/unnamed_1c9a88f0-cf7f-4190-9bd3-27c9ab4a1dd6.jpg?v=1763913280","url":"https:\/\/birddawgnetwork.com\/products\/ley-short-term-rental-insurance","provider":"Bird Dawg Network","version":"1.0","type":"link"}