{"product_id":"mccu-home-equity-loan-heloc","title":"MCCU Home Equity Loan (HELOC)","description":"\u003ch2 data-ved=\"2ahUKEwjetN2ujeWRAxWCRTABHeNON3cQ3B0oAHoECAcQAQ\" data-attrid=\"title\" data-local-attribute=\"d3bn\" data-dtype=\"d3ifr\" class=\"qrShPb pXs6bb PZPZlf q8U8x aTI8gc PPT5v hNKfZe\"\u003e\u003cspan\u003eMissouri Central Credit Union\u003c\/span\u003e\u003c\/h2\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eMake your entire buying experience easier, faster, and more secure with the Bird Dawg Network Field Guide Shopping Solution. Our no‑cost, no‑hassle process is designed to minimize your stress and protect your privacy from start to finish.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eAdd this business to your bundle to unlock personalized support during your purchase. Simply complete your checkout and a representative will contact you to take you to the final step of your buying process.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eInstead of blasting your personal information across multiple websites and businesses, you stay in control. You choose who you want to work with and when. Share your details only with the providers you select, or \u003ca rel=\"noopener\" href=\"askmccu@mocentral.org\" target=\"_blank\"\u003eContact Us\u003c\/a\u003e\u003ca href=\"https:\/\/billmarinevolkswagen.com\/contactus\" rel=\"noopener\" target=\"_blank\"\u003e\u003c\/a\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.ozarkchev.com\/contact.htm\" target=\"_blank\"\u003e\u003c\/a\u003e\u003ca rel=\"noopener\" href=\"https:\/\/www.limaautomall.com\/contactus.aspx\" target=\"_blank\"\u003e\u003c\/a\u003e\u003ca data-sb-atom=\"sb.button\" href=\"https:\/\/www.mccluskeychevrolet.com\/contactusform\/\" data-widget=\"utility-button\" class=\"button button--autoWidth button--normal button--primary stat-button-link\" data-loc=\"welcome to mccluskey chevrolet\" data-ltype=\"\"\u003e\u003c\/a\u003e and schedule a visit.\u003c\/h3\u003e\n\u003ch3 class=\"mb-1 mt-2 whitespace-pre-line leading-relaxed first:mt-0\" data-sentry-component=\"P\" data-sentry-source-file=\"p.tsx\"\u003eEnjoy a smoother, more private shopping experience with Bird Dawg Network’s Field Guide Shopping Solution—built to help you shop smarter, save time, and avoid the usual buying headaches.\u003c\/h3\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"child-page-header\"\u003e\n\u003cdiv class=\"page-heading\"\u003e\n\u003cdiv class=\"child-page-header\"\u003e\n\u003cdiv class=\"page-heading\"\u003e\n\u003cdiv class=\"child-page-header\"\u003e\n\u003cdiv class=\"page-heading\"\u003e\n\u003cdiv class=\"child-page-header\"\u003e\n\u003cdiv class=\"page-heading\"\u003e\n\u003ch1\u003eHome Equity Loan (HELOC)\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"child-page-content-wrapper\"\u003e\n\u003cdiv class=\"container-fluid site-max-width\"\u003e\n\u003cdiv class=\"row\"\u003e\n\u003cdiv class=\"col-12 col-lg-9\"\u003e\n\u003cdiv class=\"page-content\"\u003e\n\u003cp\u003eWhile home improvement loans are great for small scale projects and home loans are for your mortgage, sometimes the right choice is a home equity loan. A home equity loan, or HELOC, is ideal for things like:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eLarger, more in-depth home improvements\u003c\/li\u003e\n\u003cli\u003eHelping to pay for college tuition or a dream vacation\u003c\/li\u003e\n\u003cli\u003eFor cash on-hand in case of emergency\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eA HELOC loan puts the equity in your home to work for you with convenience checks that allow you to access your home equity line of credit at any time.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2 class=\"section-heading\"\u003eWhat is a HELOC Loan?\u003c\/h2\u003e\n\u003cp\u003eSo, what is a HELOC and how do home equity lines of credit work? A home equity line of credit, or HELOC loan, is a loan that uses your home as collateral. HELOC loans allow you to borrow up to a certain amount, but it functions more like a credit card. You have a credit limit and can borrow any amount up to that limit. A HELOC loan offers flexibility with your borrowing because you aren’t limited to borrowing a set amount. It can be borrowed all at once, or over the draw period.\u003c\/p\u003e\n\u003cp\u003eEach Missouri Central Credit Union home equity line of credit offers:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003e10-year draw period\u003c\/li\u003e\n\u003cli\u003eUp to 15 years to repay\u003c\/li\u003e\n\u003cli\u003eLow or no closing costs\u003c\/li\u003e\n\u003cli\u003eBorrow up to 95% of your appraised value\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003chr\u003e\n\u003ch2 class=\"section-heading\"\u003eChoose Missouri Central Credit Union for the Best HELOC Rates\u003c\/h2\u003e\n\u003cp\u003eWhen you’re looking for the best home loans, home improvement loans, or HELOC in Lee’s Summit, the choice is clear - Missouri Central Credit Union. In addition to excellent rates and service, MCCU member\/owners have access to all our financial services, and there are no fees to join.\u003c\/p\u003e\n\u003cp\u003eUse our convenient mortgage rate chart to get the latest home equity line of credit rates.\u003c\/p\u003e\n\u003chr\u003e\n\u003ch2 class=\"section-heading\"\u003eReady to Apply for a Home Equity Line of Credit? It’s Easy!\u003c\/h2\u003e\n\u003cp\u003eApply for a home equity line of credit online or meet with an officer in our branch. The loan officers at Missouri Central Credit Union will answer any HELOC loan questions you have and will work with you to find the best home equity line of credit rates available. If you have any questions or need to speak with one of our member service representatives\u003c\/p\u003e\n\u003cp\u003e\u003cspan\u003eA Home Equity Line of Credit is a variable rate loan. The interest rate is subject to change quarterly on the first day of January, April, July, and October.  There is no limit on the amount by which the APR can change during any one year.  The maximum Annual Percentage Rate that can apply is 20.04% or the maximum permitted by law, whichever is less.  We use the highest Prime Rate per the Wall Street Journal on the 10th of March, June, September and December.\u003c\/span\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003ch2 data-ved=\"2ahUKEwjetN2ujeWRAxWCRTABHeNON3cQ3B0oAHoECAcQAQ\" data-attrid=\"title\" data-local-attribute=\"d3bn\" data-dtype=\"d3ifr\" class=\"qrShPb pXs6bb PZPZlf q8U8x aTI8gc PPT5v hNKfZe\"\u003e\n\u003cspan style=\"font-size: 0.875rem;\"\u003eCall us: \u003c\/span\u003e\u003ca style=\"font-size: 0.875rem;\" data-ved=\"2ahUKEwiE8evQj-WRAxV1RDABHc0ZOIcQkAgoAHoECBYQAw\" href=\"https:\/\/www.google.com\/search?q=missouri+credit+unions\u0026amp;sca_esv=14412a1d7f83fb49\u0026amp;ei=eqlTaav-HbiPwbkP-57HgAw\u0026amp;ved=0ahUKEwiro6WmjeWRAxW4RzABHXvPEcAQ4dUDCBE\u0026amp;uact=5\u0026amp;oq=missouri+credit+unions\u0026amp;gs_lp=Egxnd3Mtd2l6LXNlcnAiFm1pc3NvdXJpIGNyZWRpdCB1bmlvbnMyBRAAGIAEMgUQABiABDIGEAAYFhgeMgYQABgWGB4yBhAAGBYYHjIGEAAYFhgeMgYQABgWGB4yBhAAGBYYHjIGEAAYFhgeMgYQABgWGB5IrT9QhQxY7D1wAngBkAEAmAGDAaAB_xKqAQQzLjE5uAEDyAEA-AEBmAIYoALzFMICChAAGLADGNYEGEfCAg0QABiABBiwAxhDGIoFwgIREC4YgAQYkQIYxwEYigUYrwHCAgsQABiABBiRAhiKBcICBBAAGAPCAgsQLhiABBixAxiDAcICFBAuGIAEGLEDGIMBGMcBGIoFGK8BwgIREC4YgAQYsQMY0QMYgwEYxwHCAgUQLhiABMICDhAAGIAEGLEDGIMBGIoFwgIWEC4YgAQYsQMY0QMYQxiDARjHARiKBcICChAuGIAEGEMYigXCAgoQABiABBhDGIoFwgILEC4YgAQYxwEYrwHCAgsQLhiABBjRAxjHAcICDRAAGIAEGEMYyQMYigXCAggQABiABBiSA8ICEBAuGIAEGNEDGEMYxwEYigWYAwCIBgGQBgqSBwQzLjIxoAfM8AGyBwQxLjIxuAfmFMIHCzAuMS4xMi4xMC4xyAfFAYAIAA\u0026amp;sclient=gws-wiz-serp\u0026amp;lqi=ChZtaXNzb3VyaSBjcmVkaXQgdW5pb25zIgOIAQFI1LOZneiAgIAIWiQQABABEAIYABgBGAIiFm1pc3NvdXJpIGNyZWRpdCB1bmlvbnOSAQxjcmVkaXRfdW5pb26aASNDaFpEU1VoTk1HOW5TMFZKUTBGblNVTXpMVTE1T0VWQkVBRfoBBAhmEB0#\" data-local-attribute=\"d3ph\" data-dtype=\"d3ph\"\u003e\u003cspan aria-label=\"Call phone number +1 816-246-0002\"\u003e1 816-246-0002\u003c\/span\u003e\u003c\/a\u003e\n\u003c\/h2\u003e","brand":"Missouri Central Credit Union","offers":[{"title":"Default Title","offer_id":47235399254246,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/logo-site.png?v=1767094217","url":"https:\/\/birddawgnetwork.com\/products\/mccu-home-equity-loan-heloc","provider":"Bird Dawg Network","version":"1.0","type":"link"}