{"product_id":"usaa-commercial-property-insurance","title":"USAA Commercial property insurance","description":"\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eCommercial property insurance for your business assets\u003cbr\u003e\n\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eTalk with a USAA Insurance Agency commercial specialist.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cimg class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md rds-illustrations--large-above-md\" data-initialized=\"\" alt=\"\" src=\"https:\/\/content.usaa.com\/mcontent\/static_assets\/Media\/rds-illustration-base-phone-with-phone-icon.svg\"\u003e\n\u003cdiv\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:8002928135\" data-allowed-timed-redirect=\"false\"\u003eCall 800-292-8135\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cbutton class=\"rds-typography__text-link rds-layout--top-0\" data-open=\"bae92a3a-2204-4946-9e19-621daf743dd9\" type=\"button\"\u003eHours\u003cspan class=\"rds-globals__screen-reader\"\u003e, Opens dialog\u003c\/span\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"bg-image\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_21-9.jpg.transform\/bannerLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_21-9.jpg.transform\/bannerLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"adaptive-image-wrap empty\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_4-3.jpg.transform\/bannerMobile\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_4-3.jpg.transform\/bannerSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_clothing-store_banner_4-3.jpg.transform\/bannerMedium\/image.jpg\" data-media=\"screen and (min-width: 768px) and (max-width: 991px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"high-prominence-container aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-text-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container  subtext\n            rds-layout--top-6\n            rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"aem-text-block rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat’s commercial property insurance?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003cdiv class=\"text-block-custom rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-4 rds-layout--top-0\"\u003e\n\u003cp\u003eAlso known as business property insurance, it covers the building and property that make up your business, whether you own, lease or work from home. This includes things like your building structure, important documents and other tools you use to run your business. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0200-general-coverage\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"cta-container\"\u003e\n\u003cdiv class=\"rds-button__group--align-left\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_business-team-working-in-office_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eWhat type of business needs property insurance?\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf your business owns or rents anything of value — from lawnmowers to office furniture — you should consider commercial property insurance.\u003c\/p\u003e\n\u003cp\u003eNo matter the size or type of your company — from one landscaper to hundreds of employees — every business is exposed to risk. Fires, storms, theft, vandalism, burst pipes, and even riots can disrupt your business. Commercial property insurance can help cover costs to keep it running.\u003c\/p\u003e\n\u003cp\u003eIf your business needs coverage beyond what commercial property insurance can provide, check out our other solutions for\u003cspan\u003e \u003c\/span\u003e\u003ca title=\"Small business insurance products\" href=\"https:\/\/www.usaa.com\/insurance\/small-business\/?wa_ref=pub_global_insurance_business\" target=\"_self\"\u003esmall business insurance\u003c\/a\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--horizontal\n                rds-globals__background-primary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 horizontal-feature-collection\"\u003e\n\u003cdiv\u003e\n\u003chgroup\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhat does commercial property insurance cover?\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eIt can cover your business’s physical assets based on actual cash value, agreed value or what it costs to replace them. These could include:\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row rds-layout--bottom-4 horizontal-size-3\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/hotel.png\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBuildings\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThe structure you own or rent.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-refrigerator.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBusiness personal property\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eComputers, refrigerators, inventory and more\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-light-bulb.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eOther property features\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eSigns, glass, fencing and lighting\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__cta--horizontal\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-feature-collection aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-feature-collection__container--vertical\n                rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"hide-overflow-items\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--top-6 rds-layout--bottom-6 aem-feature-collection-level2\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003chgroup class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 rds-layout--bottom-4\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eOther coverages you can add\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/hgroup\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003e\n\u003cp\u003eThere are more than 100 ways to customize your policy. Here are some popular options. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/pnc\/pcm-agcy0700-claims-coverage-examples-scenarios\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-lg-6 aem-feature-collection__stack\"\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-tools.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eBusiness interruption\u003cbr\u003e\n\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis can help cover your expenses and lost income if you have to close for an extended period, like if your roof collapses or a storm knocks a tree into your building.\u003cbr\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-circles-with-plus-signs.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eAdditional insured\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis may extend your coverage to a third party, like a vendor or subcontractor.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-lightning-bolt.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eService interruption\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis could help protect your income if you lose electricity from damage that happens off your premises, like downed powerlines from a storm.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-feature-item\"\u003e\n\u003cdiv\u003e\n\u003cdiv class=\"aem-feature-collection__illustration-collection\"\u003e\n\u003cdiv class=\"aem-feature-collection__illustration\"\u003e\u003cimg alt=\"\" aria-hidden=\"true\" class=\"rds-illustrations__base-illustration rds-illustrations--large-above-md\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/icons\/global-icons-illustrations-svg\/rds-illustration-base-lock.svg\"\u003e\u003c\/div\u003e\n\u003cdiv class=\"aem-feature-collection__text\"\u003e\n\u003ch3 itemprop=\"headline\" class=\"rds-typography__headline-3 rds-layout--top-0\"\u003eCivil authority\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph rds-layout--top-0 rds-layout--bottom-0\"\u003e\n\u003cp\u003eThis may help protect your income if the government denies access to your property because of natural disasters, riots or terrorism.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-right rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/commercial-property_smiling-business-owner-with-open-sign_16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch3 class=\"rds-typography__headline-2 rds-layout--top-0\"\u003eWhy choose us for property insurance?\u003c\/h3\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eIf you qualify, it takes just a few minutes to quote and buy a USAA policy. We also work with other leading insurance carriers, so depending on what you need, we may connect you with another insurance company through the USAA Insurance Agency.\u003c\/p\u003e\n\u003cp\u003eA commercial specialist can help you choose the right amount of protection. If you have questions about a policy, call\u003cspan\u003e \u003c\/span\u003e\u003ca href=\"tel:8002928135\"\u003e800-292-8135\u003c\/a\u003e.\u003c\/p\u003e\n\u003cp\u003eAnd if you have to report a claim, you can expect USAA-level support no matter who manages your policy.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eAn easy way to protect your business\u003c\/h2\u003e\n\u003cp\u003eIf you need a broader range of coverage, consider a\u003cspan\u003e \u003c\/span\u003e\u003ca title=\"Business owners policy, BOP\" href=\"https:\/\/www.usaa.com\/inet\/wc\/business-owners-policy\"\u003ebusiness owners policy, or BOP\u003c\/a\u003e. It provides coverage for general liability, property damage and business income — all in one policy.\u003c\/p\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca class=\"rds-button__secondary usaa-aem-button__secondary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eGet a BOP quote \u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"callout-block aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-callout-block-container rds-globals__background-secondary icon\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-md-8 rds-layout__grid-column-lg-7 rds-layout__grid-offset-lg-1 rds-layout__grid-column-xl-6 icon-content\"\u003e\n\u003cdiv class=\"cta-container\"\u003e\u003ca data-cookie-enabled=\"false\" data-allowed-timed-redirect=\"false\" href=\"https:\/\/www.usaa.com\/insurance\/small-business-quote\/#\/industrySelection\" class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\"\u003eGet a BOP quote \u003cspan class=\"rds-globals__screen-reader\"\u003efor a business owners policy\u003c\/span\u003e\u003c\/a\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003col aria-describedby=\"footnote_disclosures\" class=\"usaa-aem-disclosures__container -footnote\"\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe above coverage descriptions are intended to provide general information and are not an insurance contract. All coverages are subject to the terms, exclusions and conditions of the insurance policy. Read the insurance policy for complete details. Product, coverage and coverage limits options may vary by insurance company and location. Applications for insurance are subject to underwriting by the insurance company.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli aria-label=\"Note\" class=\"usaa-aem-disclosures__paragraph-legal -footnote\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eThe coverage examples or scenarios included above are intended to show the types of situations that may result in claims. They shouldn’t be compared to an actual claim. Whether or to what extent a particular loss is covered depends on the facts and circumstances of the loss, the terms, and conditions of the policy as issued and applicable law.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp id=\"standard_disclosure_footnotes\" class=\"rds-globals__screen-reader\"\u003eRelated footnotes:\u003c\/p\u003e\n\u003col aria-describedby=\"standard_disclosure_footnotes\" class=\"usaa-aem-disclosures__container -standard\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Insurance Agency means USAA Insurance Agency, Incorporated or USAA of Texas Insurance Agency (collectively the “Agency”). California License #0D78305, Texas License #7096. 9800 Fredericksburg Road, San Antonio, Texas 78288. The Agency contracts with insurance carriers that are not affiliated with USAA and offers products and services (“third-party insurance products”) on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. Purchase of third-party insurance products does not establish USAA membership. Product and coverage descriptions are brief. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Product and coverage availability may vary in some locations and all applications for insurance are subject to underwriting by the insurance carrier.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eSmall Business Insurance is underwritten by Garrison Property \u0026amp; Casualty Insurance Company, San Antonio, Texas (\"Garrison\"), or is underwritten by insurance companies that are not affiliated with United Services Automobile Association (USAA) (\"third-party insurance companies\"). Each company is solely responsible for its insurance products. Any product or coverage descriptions are brief and are informational only. Products, availability, coverages, and terms vary by state and exclusions apply. Applications for insurance are subject to underwriting by the applicable insurance company. All coverages are subject to the terms and conditions of your policy. Read your policy for details. Products underwritten by third-party insurance companies are offered through a relationship between the USAA Insurance Agency (the \"Agency\") and the third-party insurance company. The Agency contracts with third-party insurance companies to offer products and services (\"third-party insurance products\") on their behalf. Third-party insurance products are not underwritten by USAA or its affiliates. The Agency receives a commission on the sale or renewal of third-party insurance products and may receive other performance-based compensation from them. When you purchase an insurance product from one of these third-party insurance companies, that company is responsible for protecting your data, and its processes and procedures may differ from those of USAA. USAA Insurance Agency means USAA Insurance Agency, Inc., or USAA of Texas Insurance Agency (collectively the \"Agency\"). California License #0D78305, Texas License #7096, 9800 Fredericksburg Road, San Antonio, Texas 78288.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e5952579\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782185767142,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170","url":"https:\/\/birddawgnetwork.com\/products\/usaa-commercial-property-insurance","provider":"Bird Dawg Network","version":"1.0","type":"link"}