{"product_id":"usaa-guaranteed-issue-whole-life-insurance-copy","title":"USAA Long-term care protection plan","description":"\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003csection class=\"usaa-aem-banner aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"profiled-content-container panelcontainer aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"usaa-container\"\u003e\n\u003cdiv class=\"profiled-block\"\u003e\n\u003csection class=\"usaa-aem-banner\"\u003e\n\u003cdiv class=\"usaa-aem-banner-container rds-globals__background-inverse usaa-aem-banner--has-image\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout__grid-row usaa-aem-banner-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-companyname\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003csection class=\"section pt-16 bg-gray\"\u003e\n\u003cdiv class=\"section-header ml-0 mr-0 max-100\"\u003e\n\u003cdiv class=\"cdo\"\u003e\n\u003cdiv class=\"banner banner-decision banner-center\"\u003e\n\u003cdiv class=\"banner-content\"\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-12 rds-layout__grid-column-sm-11 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cdiv class=\"usaa-aem-banner-headline\"\u003e\n\u003ch1 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eLong-term care protection for when you need it most\u003c\/h1\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-banner-text\"\u003e\n\u003cp\u003eLearn how we can help you cover long-term care costs. \u003c\/p\u003e\n\u003cp\u003eWe don't offer coverage to residents of New York at this time.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-row\"\u003e\n\u003cdiv class=\"cta-container rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003ca class=\"rds-button__primary usaa-aem-button__primary usaa-aem-button__group\" href=\"https:\/\/www.usaa.com\/my\/scheduled-appointments\/?memberCreate=true\u0026amp;intent=LTC_INSURANCE_CONTEXTUAL_LAUNCH\u0026amp;wa_ref=Long_term_care_member_schedule_call\" data-allowed-timed-redirect=\"false\" data-cookie-enabled=\"false\"\u003eSchedule a call\u003cspan class=\"rds-globals__screen-reader\"\u003efor long term care insurance\u003c\/span\u003e\u003cbr\u003e\u003c\/a\u003e\n\u003cdiv class=\"rds-button__group usaa-aem-button__group rds-button__group--vertical\" data-cookie-enabled=\"false\"\u003e\n\u003cdiv class=\"rds-layout--display-flex\"\u003e\n\u003cspan class=\"rds-typography__paragraph-large\"\u003e\u003ca class=\"rds-typography__text-link rds-typography--weight-medium\" href=\"tel:800-531-1426\" data-allowed-timed-redirect=\"false\"\u003eCall 800-531-1426\u003c\/a\u003e\u003c\/span\u003e\n\u003cp class=\"rds-typography__paragraph-small rds-layout--top-0 rds-layout--bottom-0\"\u003eFor TTY devices, dial 711\u003c\/p\u003e\n\u003cdiv class=\"numeric-highlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-globals__background-secondary\"\u003e\n\u003cdiv class=\"rds-layout__container rds-layout--bottom-6 rds-layout--top-6\"\u003e\n\u003cdiv class=\"rds-layout--bottom-3\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eLong-term care facts\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cp class=\"rds-typography__paragraph-large rds-typography__paragraph--open rds-layout--bottom-0\"\u003eMost of us will need long-term care at some point in our lives. From In-home skilled nursing to various facility types, long-term care can have significant costs to plan for.\u003c\/p\u003e\n\u003cdiv class=\"rds-layout__grid-row numeric-grid\"\u003e\n\u003cdiv class=\"numeric-card section rds-layout__grid-column-sm-4\"\u003e\n\u003cdiv class=\"rds-layout--top-4 rds-layout--bottom-4\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cp class=\"rds-typography__paragraph rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-0 rds-layout--top-1 rds-layout--bottom-0\"\u003e89%\u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-4 rds-layout--top-0\"\u003e \u003c\/p\u003e\n\u003cdiv class=\"rds-layout__divider rds-layout--top-3 rds-layout--bottom-3\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cp class=\"rds-typography__headline-0 rds-layout--top-0 rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-4 rds-layout--top-0 rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__paragraph rds-layout--top-1 rds-layout--bottom-0\"\u003eNumber of caregivers providing care for a relative or other loved one, such as a spouse \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-hlth3500-national-caregivers-day\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"numeric-card section rds-layout__grid-column-sm-4\"\u003e\n\u003cdiv class=\"rds-layout--top-4 rds-layout--bottom-4\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cp class=\"rds-typography__paragraph rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-0 rds-layout--top-1 rds-layout--bottom-0\"\u003e6.7 million\u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-4 rds-layout--top-0\"\u003e \u003c\/p\u003e\n\u003cdiv class=\"rds-layout__divider rds-layout--top-3 rds-layout--bottom-3\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cp class=\"rds-typography__headline-0 rds-layout--top-0 rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-4 rds-layout--top-0 rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__paragraph rds-layout--top-1 rds-layout--bottom-0\"\u003eEstimated number of Americans age 65 and older living with Alzheimer's dementia in 2023 \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-hlth3550-alzheimers-facts-figures\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e2\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"numeric-card section rds-layout__grid-column-sm-4\"\u003e\n\u003cdiv class=\"rds-layout--top-4 rds-layout--bottom-4\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cp class=\"rds-typography__paragraph rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-0 rds-layout--top-1 rds-layout--bottom-0\"\u003e70%\u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-4 rds-layout--top-0\"\u003e \u003c\/p\u003e\n\u003cdiv class=\"rds-layout__divider rds-layout--top-3 rds-layout--bottom-3\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cp class=\"rds-typography__headline-0 rds-layout--top-0 rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__headline-4 rds-layout--top-0 rds-layout--bottom-0\"\u003e \u003c\/p\u003e\n\u003cp class=\"rds-typography__paragraph rds-layout--top-1 rds-layout--bottom-0\"\u003eNumber of people turning age 65 who will develop a severe long-term-care need in their lifetimes \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-hlth3575-long-term-care-statistics\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e3\u003c\/sup\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__divider\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-card-ac__action-block\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"usaa-aem-spotlight aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"feature-spotlight feature-spotlight--image-left rds-globals__background-primary\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--top-6 rds-layout--bottom-6\"\u003e\n\u003cdiv class=\"rds-layout__grid-row feature-spotlight__columns\"\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6 rds-layout--bottom-4 feature-spotlight__image-column\"\u003e\n\u003cdiv class=\"rds-layout--display-md-none rds-layout--display-lg-inline\"\u003e\n\u003cdiv class=\"adaptive-image-wrap\" data-picture=\"\"\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/Couple-looking-at-papers-on-couch-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 1px) and (max-width: 575px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/Couple-looking-at-papers-on-couch-16-9.jpg.transform\/spotlightSmall\/image.jpg\" data-media=\"screen and (min-width: 576px) and (max-width: 767px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cdiv class=\"size-adjust\" data-src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/Couple-looking-at-papers-on-couch-16-9.jpg.transform\/spotlightLarge\/image.jpg\" data-media=\"screen and (min-width: 992px)\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\u003cimg alt=\"\" src=\"https:\/\/static.usaa.com\/content\/dam\/digital\/images\/Couple-looking-at-papers-on-couch-16-9.jpg.transform\/spotlightLarge\/image.jpg\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"rds-layout__grid-column-md-6\"\u003e\n\u003ch2 class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eHow life insurance can help with long-term care expenses\u003c\/h2\u003e\n\u003cdiv class=\"rds-typography__paragraph-large rds-typography__paragraph--open\"\u003e\n\u003cp\u003eOur guide can help you understand how a long-term care rider can meet your needs and fit into your retirement strategy. It also includes things to consider before buying and a checklist to help get you started.\u003c\/p\u003e\n\u003csection class=\"usaa-aem-data-table aem-GridColumn aem-GridColumn--default--12\"\u003e\n\u003cdiv class=\"rds-layout__container\"\u003e\n\u003cdiv class=\"rds-layout--display-none rds-layout--display-md-block\"\u003e\n\u003cdiv class=\"rds-table__container\" aria-labelledby=\"OrVl14Z0hfz3y351yE8D_-caption\" role=\"group\"\u003e\n\u003cdiv class=\"rds-layout--display-md-block\" role=\"group\"\u003e\n\u003cdiv class=\"usaa-aem-data-table__container rds-layout__container usaa-aem-data-table__container}\"\u003e\n\u003cdiv class=\"usaa-aem-data-table__text-container\"\u003e\n\u003cdiv class=\"usaa-aem-data-table__headline\n                rds-layout__grid-column-12 rds-layout__grid-column-md-10 rds-layout__grid-column-lg-8 rds-layout__grid-column-xl-7\"\u003e\n\u003ch2 itemprop=\"headline\" class=\"rds-typography__headline-1 rds-layout--top-0\"\u003eWhy should I consider long-term care protection?\u003cbr\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-data-table__text\n                rds-layout__grid-column-12 rds-layout__grid-column-md-9 rds-layout__grid-column-lg-7 rds-layout__grid-column-xl-6\"\u003e\n\u003cp\u003eLong-term care costs are estimated to rise. Here are the national average costs for some services. \u003csup class=\"usaa-disclosure-superscript one-character\" data-xf-disclosure-path=\"\/content\/experience-fragments\/legal\/life\/lfm-hlth3500-national-caregivers-day\/master\" data-xf-disclosure-type=\"footnote\" data-xf-disclosure-heading-level=\"undefined\" data-xf-disclosure-heading-style=\"undefined\" data-xf-disclosure-font-size=\"\"\u003e\u003cspan class=\"rds-globals__screen-reader\"\u003eSee note\u003c\/span\u003e1\u003c\/sup\u003e\u003cspan\u003e \u003c\/span\u003eWith protection, you help safeguard the savings you or a family member worked so hard for. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"usaa-aem-data-table__table\"\u003e\n\u003ctable class=\"rds-table\"\u003e\u003ccaption class=\"rds-globals__screen-reader\" id=\"m6gx8n8-caption\"\u003eWhy should I consider long-term care protection?\u003c\/caption\u003e\u003c\/table\u003e\n\u003col class=\"usaa-aem-disclosures__container -standard\" aria-describedby=\"standard_disclosure_footnotes\"\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUse of the term \"member\" or \"membership\" does not convey any eligibility rights for auto and property insurance products, or legal or ownership rights in USAA. Ownership rights are limited to eligible policyholders of United Services Automobile Association.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003cli class=\"usaa-aem-disclosures__paragraph-legal\"\u003e\n\u003cp class=\"usaa-aem-legal-text\"\u003eUSAA Life General Agency, Inc. (LGA) (known in CA and NY as USAA Health and Life Insurance Agency) acts as an agent for select insurance companies to provide additional products to USAA members. LGA representatives are salaried and receive no commissions. However, LGA receives commissions from those companies which can include compensation based on the total quantity and quality of insurance coverage purchased through LGA. Plans not available in all states.\u003c\/p\u003e\n\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp class=\"rds-typography__paragraph-small usaa-aem-footer-closing-section__paragraph-numbers\"\u003e6868380\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"USAA","offers":[{"title":"Default Title","offer_id":46782103126246,"sku":null,"price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0773\/0583\/9846\/files\/usaalogo.png?v=1761350170","url":"https:\/\/birddawgnetwork.com\/products\/usaa-guaranteed-issue-whole-life-insurance-copy","provider":"Bird Dawg Network","version":"1.0","type":"link"}