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USAA Permanent Whole Life Insurance

USAA Permanent Whole Life Insurance

USAA Life Insurance Company and USAA Life Insurance Company of New York

Whole life insurance offers simple coverage for life. See note1







What’s whole life insurance?

Whole life insurance is a type of permanent life insurance. It provides consistent coverage that lasts your entire life with fixed premiums.

As long as you pay those premiums, your beneficiaries will get money to pay for things like funeral expenses and debt.


How does whole life insurance work?


Fixed premiums

You can be sure that your premium won’t change. Even if your health changes, your payments stay the same.

Cash value

Your policy can build tax-deferred cash value that you can use while you’re still living.

Payment options

You can choose to make payments for 20 years, until you turn 65 or for the life of your policy. Set up your payments based on your needs.




Option to buy more coverage

After a major life event like marriage, buying a house or growing your family, you can buy more coverage without a medical exam. See note2

Is whole life insurance worth it?

The premiums are typically higher than term life, but your payments are fixed.





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