See terms and conditions for full account details.

All accounts are subject to approval.

¹ Monthly service charge is waived for the first two statement cycles to allow for funds to be deposited. After the first two statement cycles, the monthly service charge will be waived if you maintain a monthly average available balance of $25,000 or more during the previous calendar month across all of the primary owner’s open deposit accounts with Park. You must be an owner on other deposit accounts, but you do not need to be the primary owner. Wealth Management and loan relationships do not qualify. More information about how we calculate monthly average available balance is available in your account disclosures. A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement.

² This is an interest-bearing account. You must maintain a minimum balance of $2,500 or more in this account each day to earn interest. See Deposit Rate Sheet and account disclosures for more information.

³ All ATM fees will be refunded for use of an ATM outside of the Park network to cover non-Park bank’s ATM fee and other provider ATM service charge.

⁴ $150 loyalty bonus is credited to your VIP All-Access Checking Account when you obtain a qualifying consumer loan with Park after your VIP All-Access Checking Account is open. Loyalty bonus is typically credited to your account 45 days after the loan is closed. Checking account must remain open in order for loyalty bonus to be credited; if account is closed and/or restricted, no loyalty bonus will be awarded. Bonus is considered income and may be reportable on IRS 1099-INT. Additional terms and conditions may apply.

⁵ Account will default to a mailed statement. Paperless statements can be set up after enrollment in online banking.

⁶ Free checks with wallet (single) exclusive Park check design, includes standard shipping. Does not include duplicates.

⁷ Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.

⁸ Overdraft protection options: If you open your account online, charges that overdraw your account will be declined and no fees will apply. To view our overdraft protection options, click here or to request access to our overdraft protection services, please speak with your local banker or call 888-474-7275. Overdraft options include Account Link, Checkline and Courtesy Overdraft Protection. You may request one of these options at any time. Additional terms and conditions, fees and qualifications will apply based on the overdraft protection option chosen.

⁹ U.S. checking or savings account required to use Zelle^®. Transactions between enrolled users typically occur in minutes. Zelle^® and the Zelle^® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

Call us 888-474-7275