Park National Bank
Health Savings Account Park National Bank
Health Savings Account Park National Bank
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Health Savings Accounts
Let us show you a smart way to pay for medical expenses and save for the future.
A Health Savings Account (HSA) helps you pay for out-of-pocket medical expenses and save for future costs. The funds can be used for everything from trips to the chiropractor to eyeglasses to prescription medications, giving you flexibility on how and where you spend your money.
Unused funds roll over from year to year, earning interest based on your specific type of HSA and account balance. If you have a High-Deductible Health Plan (HDHP), an HSA may be right for you.
So many great features, all just for you.
- Contributions may help reduce your taxable income
- Interest paid via rate tiers based on balance and credited monthly
- No setup fee
- No monthly maintenance fee
- Mobile banking app with photo deposit
| Table Heading Row | Advantages |
|---|---|
| Health Savings Checking Account |
With a free Visa debit card and the option of checks, a health savings checking account helps you earn interest and maintain easy access to your funds. You can simply pay for co-pays, prescriptions, and other medical expenses as they occur. |
| Health Savings Investment Account: No Term |
Put aside money for future medical costs without any fixed term. Our health savings investment account works like a savings account, paying interest based on your account balance and giving you the flexibility to reimburse yourself for any out-of-pocket medical expenses. |
*Tax rules involving Health Savings Accounts should be handled carefully by a tax advisor. Prior to making your decision on choosing a Health Savings Account please consult the expertise of a tax advisor to make sure this is the best option for you.
See terms and conditions for full account details.
All accounts are subject to approval.
1 Monthly service charge is waived for the first statement cycle to allow for deposits to be established. After the first statement cycle, the monthly service charge will be waived if the average daily balance for the monthly statement cycle is $2,500 or more. A statement cycle is approximately 30 days. The number of days can vary depending on the number of days in a month and if the statement end date falls on a weekend. You can determine your statement cycle by reviewing the beginning balance and ending balance dates listed on your statement. More information about how we calculate average daily balance is available in your account disclosures
2 This is an interest-bearing account. You must maintain a minimum balance of $2,500 or more in this account each day to earn interest. See Deposit Rate Sheet and account disclosures for more information.
3 Account will default to a mailed statement. Paperless statements can be set up after enrollment in online banking.
4 Messaging and data rates may apply for account alerts. Check with your mobile phone carrier for details.
5 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
